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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for T.O. Holdings Co's Debt-to-EBITDA or its related term are showing as below:
TSE:9812'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -27.7 Med: 15.2 Max: 391.64
Current: 15.06
During the past 13 years, the highest Debt-to-EBITDA Ratio of T.O. Holdings Co was 391.64. The lowest was -27.70. And the median was 15.20.
TSE:9812's Debt-to-EBITDA is ranked worse than 94.64% of 336
companies
in the Building Materials industry
Industry Median: 2.07
vs TSE:9812: 15.06
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
T.O. Holdings Co Debt-to-EBITDA Related Terms
T.O. Holdings Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for T.O. Holdings Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:9812 vs CRH, VMC, MLM: Debt-to-EBITDA Comparison
For the Building Materials subindustry, T.O. Holdings Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
T.O. Holdings Co Debt-to-EBITDA vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, T.O. Holdings Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where T.O. Holdings Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
T.O. Holdings Co (TSE:9812) has a Debt-to-EBITDA of -8.02 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on T.O. Holdings Co. According to the industry distribution chart, T.O. Holdings Co ranks #318 out of 336 companies in the Building Materials industry, placing it in the top 94.6%.
Is T.O. Holdings Co's Debt-to-EBITDA too high?
T.O. Holdings Co's current Debt-to-EBITDA is -8.02. Based on the distribution chart, T.O. Holdings Co ranks #318 out of 336 companies in the Building Materials industry, which is in the bottom quartile relative to peers. Overall, T.O. Holdings Co has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does T.O. Holdings Co's Debt-to-EBITDA compare to CRH and VMC?
According to the Building Materials industry distribution chart, T.O. Holdings Co ranks #318 out of 336 companies for Debt-to-EBITDA. This places T.O. Holdings Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Building Materials company?
The median Debt-to-EBITDA among Building Materials companies is 2.07, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on T.O. Holdings Co. For the Building Materials industry, the median Debt-to-EBITDA is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. T.O. Holdings Co's current Debt-to-EBITDA is -8.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is T.O. Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, T.O. Holdings Co (TSE:9812) is currently considered Modestly Undervalued. The stock's GF Value™ is 円290.72, compared to a current price of 円243.00 — trading 16.4% below its estimated fair value. The current Debt-to-EBITDA is -8.02. T.O. Holdings Co's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For T.O. Holdings Co (TSE:9812), the current Debt-to-EBITDA is -8.02 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is T.O. Holdings Co (TSE:9812) Overvalued in 2026?
Based on GuruFocus' analysis, T.O. Holdings Co stock appears to be undervalued.
The current stock price of 円243.00 is trading 16.4% below its estimated GF Value™ of 円290.72.
GuruFocus considers T.O. Holdings Co to be Modestly Undervalued.
Key valuation signals for TSE:9812:
Debt-to-EBITDA: -8.02
GF Value™: 円290.72 vs. price of 円243.00 (16.4% below fair value)
No single metric tells the full story. See the TSE:9812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
T.O. Holdings Co Ltd is engaged in the sale of timbers, clothing, wood materials, furniture and electrical appliances. Its segments include Lumber, Distribution, Housing, Construction, Real Estate Leasing, Automobile and Services.
55GF Score
Get the complete analysis for TSE:9812
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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