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T.O. Holdings CoTSE:9812 +2.63%47 Quick Ratio is 0.28 as of Nov. 2025, which is 10% below its 10-year median of 0.31. GuruFocus rates TSE:9812 with a GF Score™ of 47/100 and a GF Value™ of 円251.94 (Fairly Valued). The stock has 5 warning signs investors should review. Among 408 Building Materials companies, T.O. Holdings Co ranks worse than 94.36% on this metric.
T.O. Holdings Co has a quick ratio of 0.28. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for T.O. Holdings Co's Quick Ratio or its related term are showing as below:
TSE:9812'
s Quick Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.31 Max: 0.38
Current: 0.26
During the past 13 years, T.O. Holdings Co's highest Quick Ratio was 0.38. The lowest was 0.23. And the median was 0.31.
TSE:9812's Quick Ratio is ranked worse than 94.36% of 408
companies
in the Building Materials industry
Industry Median: 1.045
vs TSE:9812: 0.26
T.O. Holdings Co (TSE:9812) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
T.O. Holdings Co Quick Ratio Related Terms
T.O. Holdings Co Quick Ratio Historical Data
* Premium members only.
The historical data trend for T.O. Holdings Co's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Materials subindustry, T.O. Holdings Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
T.O. Holdings Co Quick Ratio vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, T.O. Holdings Co's Quick Ratio distribution charts can be found below:
* The bar in red indicates where T.O. Holdings Co's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
T.O. Holdings Co's Quick Ratio for the fiscal year that ended in May. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
T.O. Holdings Co (TSE:9812) has a Quick Ratio of 0.28 as of Nov. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on T.O. Holdings Co and its competitors. This is 10% below median its historical median of 0.31. Over the past decade, T.O. Holdings Co's Quick Ratio has ranged from 0.23 to 0.38. According to the industry distribution chart, T.O. Holdings Co ranks #385 out of 408 companies in the Building Materials industry, placing it in the top 94.4%.
Is T.O. Holdings Co's Quick Ratio too high?
T.O. Holdings Co's current Quick Ratio of 0.28 is 10% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.38. The Building Materials industry median Quick Ratio is 1.05. T.O. Holdings Co's value of 0.28 is 73.2% below this industry median. Based on the distribution chart, T.O. Holdings Co ranks #385 out of 408 companies in the Building Materials industry, which is in the bottom quartile relative to peers. Overall, T.O. Holdings Co has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does T.O. Holdings Co's Quick Ratio compare to CRH and VMC?
According to the Building Materials industry distribution chart, T.O. Holdings Co ranks #385 out of 408 companies for Quick Ratio. This places T.O. Holdings Co in the lower half of its industry. The industry median Quick Ratio is 1.05. T.O. Holdings Co's value of 0.28 is 73.2% below this benchmark. Historically, T.O. Holdings Co's own Quick Ratio has ranged from 0.23 to 0.38 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.05, T.O. Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Building Materials company?
The median Quick Ratio among Building Materials companies is 1.05, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. T.O. Holdings Co's current Quick Ratio of 0.28 is 73.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on T.O. Holdings Co and its competitors. For the Building Materials industry, the median Quick Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. T.O. Holdings Co's current Quick Ratio is 0.28, which is 10% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is T.O. Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, T.O. Holdings Co (TSE:9812) is currently considered Fairly Valued. The stock's GF Value™ is 円251.94, compared to a current price of 円234.00 — trading 7.1% below its estimated fair value. The current Quick Ratio is 0.28, which is 10% below median its 10-year median of 0.31 and 73.2% below the Building Materials industry median of 1.05. T.O. Holdings Co's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For T.O. Holdings Co (TSE:9812), the current Quick Ratio is 0.28 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is T.O. Holdings Co (TSE:9812) Overvalued in 2026?
Based on GuruFocus' analysis, T.O. Holdings Co stock appears to be undervalued.
The current stock price of 円234.00 is trading 7.1% below its estimated GF Value™ of 円251.94.
GuruFocus considers T.O. Holdings Co to be Fairly Valued.
Key valuation signals for TSE:9812:
Quick Ratio: 0.28 (10% below median its 10-year median of 0.31)
GF Value™: 円251.94 vs. price of 円234.00 (7.1% below fair value)
Industry Position: 73.2% below the Building Materials median (#385 of 408)
No single metric tells the full story. See the TSE:9812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
T.O. Holdings Co Ltd is engaged in the sale of timbers, clothing, wood materials, furniture and electrical appliances. Its segments include Lumber, Distribution, Housing, Construction, Real Estate Leasing, Automobile and Services.
47GF Score
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