Echo Investment (WAR:ECH) Debt-to-EBITDA : 8.05 (As of Mar. 2026) — 16% Above Median

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WAR:ECH Echo Investment SA WAR:ECH
75 GF Score
Price zł5.00
GF Value zł7.84
Valuation Possible Value Trap
! 7 Warning Signs
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What is Echo Investment Debt-to-EBITDA?

Echo Investment WAR:ECH -0.20% 75 Debt-to-EBITDA is 8.05 as of Mar. 2026, which is 16% above its 10-year median of 6.96. GuruFocus rates WAR:ECH with a GF Score™ of 75/100 and a GF Value™ of zł7.84 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,271 Real Estate companies, Echo Investment ranks worse than 59.24% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Echo Investment's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł1,097 Mil. Echo Investment's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł1,816 Mil. Echo Investment's annualized EBITDA for the quarter that ended in Mar. 2026 was zł362 Mil. Echo Investment's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 8.05.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Echo Investment's Debt-to-EBITDA or its related term are showing as below:

WAR:ECH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.97   Med: 6.96   Max: 11.99
Current: 7.19

During the past 13 years, the highest Debt-to-EBITDA Ratio of Echo Investment was 11.99. The lowest was 2.97. And the median was 6.96.

WAR:ECH's Debt-to-EBITDA is ranked worse than
59.24% of 1271 companies
in the Real Estate industry
Industry Median: 5.61 vs WAR:ECH: 7.19

Echo Investment  (WAR:ECH) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Echo Investment Debt-to-EBITDA Related Terms


Echo Investment Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Echo Investment's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Echo Investment Debt-to-EBITDA Chart

Echo Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.84 6.40 7.51 9.87 11.05

Echo Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.84 -12.10 5.09 3.59 8.05

Echo Investment Debt-to-EBITDA Competitor Comparison

For the Real Estate - Diversified subindustry, Echo Investment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Echo Investment Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Echo Investment's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Echo Investment's Debt-to-EBITDA falls into.


WAR:ECH
75GF Score
Echo Investment SA WAR:ECH
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Echo Investment Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Echo Investment's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1097.543 + 1987.383) / 279.209
=11.05

Echo Investment's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1097.211 + 1816.478) / 362.016
=8.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.05 mean?
Echo Investment (WAR:ECH) has a Debt-to-EBITDA of 8.05 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Echo Investment. This is 16% above median its historical median of 6.96. Over the past decade, Echo Investment's Debt-to-EBITDA has ranged from 2.97 to 11.99. According to the industry distribution chart, Echo Investment ranks #753 out of 1271 companies in the Real Estate industry, placing it in the top 59.2%.
Is Echo Investment's Debt-to-EBITDA too high?
Echo Investment's current Debt-to-EBITDA of 8.05 is 16% above median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 2.97 to a high of 11.99. The Real Estate industry median Debt-to-EBITDA is 5.61. Echo Investment's value of 8.05 is 43.5% above this industry median. Based on the distribution chart, Echo Investment ranks #753 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, Echo Investment has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Echo Investment's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Echo Investment ranks #753 out of 1271 companies for Debt-to-EBITDA. This places Echo Investment in the lower half of its industry. The industry median Debt-to-EBITDA is 5.61. Echo Investment's value of 8.05 is 43.5% above this benchmark. Historically, Echo Investment's own Debt-to-EBITDA has ranged from 2.97 to 11.99 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 5.61, Echo Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Echo Investment's current Debt-to-EBITDA of 8.05 is 43.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Echo Investment. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Echo Investment's current Debt-to-EBITDA is 8.05, which is 16% above median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Echo Investment stock overvalued right now?
Based on GuruFocus' analysis, Echo Investment (WAR:ECH) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.84, compared to a current price of zł5.00 — trading 36.2% below its estimated fair value. The current Debt-to-EBITDA is 8.05, which is 16% above median its 10-year median of 6.96 and 43.5% above the Real Estate industry median of 5.61. Echo Investment's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Echo Investment (WAR:ECH), the current Debt-to-EBITDA is 8.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Echo Investment (WAR:ECH) Overvalued in 2026?

Based on GuruFocus' analysis, Echo Investment stock appears to be undervalued. The current stock price of zł5.00 is trading 36.2% below its estimated GF Value™ of zł7.84. GuruFocus considers Echo Investment to be Possible Value Trap.

Key valuation signals for WAR:ECH:

  • Debt-to-EBITDA: 8.05 (16% above median its 10-year median of 6.96)
  • GF Value™: zł7.84 vs. price of zł5.00 (36.2% below fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 43.5% above the Real Estate median (#753 of 1271)

No single metric tells the full story. See the WAR:ECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Echo Investment Business Description

Other Exchanges 4I3:Germany
Address Al. Jana Pawła II 22, Warsaw Office Q22 building, Warsaw, POL, 00-133
Echo Investment SA is a Polish development company that builds projects in the office, retail, and residential sectors. The company divides its revenue-generating businesses into four categories: residential, shopping centers, office buildings, and others. The residential segment handles the rental and sale of properties. In the other segment, accounting, leasing, and development services for external clients generate revenue. The residential and retail segments are responsible for generating the largest portions of revenue. A majority of the company's revenue is earned in Poland.
75GF Score

Get the complete analysis for WAR:ECH

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł5.00
Price
zł7.84
GF Value