Echo Investment (WAR:ECH) Financial Strength: 4 (As of Mar. 2026) — 33% Above Median

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Director of Data and Quant Analytics at GuruFocus
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WAR:ECH Echo Investment SA WAR:ECH
79 GF Score
Price zł5.29
GF Value zł7.83
Valuation Possible Value Trap
! 6 Warning Signs
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What is Echo Investment Financial Strength?

Echo Investment WAR:ECH -0.56% 79 Financial Strength is 4 as of Mar. 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates WAR:ECH with a GF Score™ of 79/100 and a GF Value™ of zł7.83 (Possible Value Trap). The stock has 6 warning signs investors should review.

Echo Investment has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Echo Investment's Interest Coverage for the quarter that ended in Mar. 2026 was 1.53. Echo Investment's debt to revenue ratio for the quarter that ended in Mar. 2026 was 1.55. As of today, Echo Investment's Altman Z-Score is 1.08.


Echo Investment  (WAR:ECH) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Echo Investment has the Financial Strength Rank of 4.


Echo Investment Financial Strength Related Terms


Echo Investment Financial Strength Competitor Comparison

For the Real Estate - Diversified subindustry, Echo Investment's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Echo Investment Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Echo Investment's Financial Strength distribution charts can be found below:

* The bar in red indicates where Echo Investment's Financial Strength falls into.


WAR:ECH
79GF Score
Echo Investment SA WAR:ECH
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Echo Investment Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Echo Investment's Interest Expense for the months ended in Mar. 2026 was zł-48 Mil. Its Operating Income for the months ended in Mar. 2026 was zł73 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł1,816 Mil.

Echo Investment's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*73.186/-47.911
=1.53

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Echo Investment's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1097.211 + 1816.478) / 1876.08
=1.55

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Echo Investment has a Z-score of 1.08, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.08 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
Echo Investment (WAR:ECH) has a Financial Strength of 4 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Echo Investment and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Echo Investment's Financial Strength has ranged from 3.00 to 6.00.
Is Echo Investment's Financial Strength too high?
Echo Investment's current Financial Strength of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Echo Investment has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Echo Investment's Financial Strength compare to competitors?
Echo Investment's Financial Strength of 4 can be compared against companies in the Real Estate industry. Historically, Echo Investment's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Echo Investment and its competitors. Echo Investment's current Financial Strength is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Echo Investment stock overvalued right now?
Based on GuruFocus' analysis, Echo Investment (WAR:ECH) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.83, compared to a current price of zł5.29 — trading 32.4% below its estimated fair value. The current Financial Strength is 4, which is 33% above median its 10-year median of 3.00. Echo Investment's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Echo Investment (WAR:ECH), the current Financial Strength is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Echo Investment (WAR:ECH) Overvalued in 2026?

Based on GuruFocus' analysis, Echo Investment stock appears to be undervalued. The current stock price of zł5.29 is trading 32.4% below its estimated GF Value™ of zł7.83. GuruFocus considers Echo Investment to be Possible Value Trap.

Key valuation signals for WAR:ECH:

  • Financial Strength: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: zł7.83 vs. price of zł5.29 (32.4% below fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the WAR:ECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Echo Investment Business Description

Other Exchanges 4I3:Germany
Address Al. Jana Pawła II 22, Warsaw Office Q22 building, Warsaw, POL, 00-133
Echo Investment SA is a Polish development company that builds projects in the office, retail, and residential sectors. The company divides its revenue-generating businesses into four categories: residential, shopping centers, office buildings, and others. The residential segment handles the rental and sale of properties. In the other segment, accounting, leasing, and development services for external clients generate revenue. The residential and retail segments are responsible for generating the largest portions of revenue. A majority of the company's revenue is earned in Poland.
79GF Score

Get the complete analysis for WAR:ECH

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł5.29
Price
zł7.83
GF Value