Echo Investment (WAR:ECH) Interest Coverage: 1.53 (As of Mar. 2026) — Near Median


WAR:ECH Echo Investment SA WAR:ECH
78 GF Score
Price zł5.03
GF Value zł7.84
Valuation Possible Value Trap
! 9 Warning Signs
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What is Echo Investment Interest Coverage?

Echo Investment WAR:ECH +1.72% 78 Interest Coverage is 1.53 as of Mar. 2026, which is 7% above its 10-year median of 1.43. GuruFocus rates WAR:ECH with a GF Score™ of 78/100 and a GF Value™ of zł7.84 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 1,295 Real Estate companies, Echo Investment ranks worse than 64.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Echo Investment's Operating Income for the three months ended in Mar. 2026 was zł73 Mil. Echo Investment's Interest Expense for the three months ended in Mar. 2026 was zł-48 Mil. Echo Investment's interest coverage for the quarter that ended in Mar. 2026 was 1.53. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Echo Investment SA interest coverage is 2.4, which is low.

The historical rank and industry rank for Echo Investment's Interest Coverage or its related term are showing as below:

WAR:ECH' s Interest Coverage Range Over the Past 10 Years
Min: 0.5   Med: 1.43   Max: 2.4
Current: 2.4


WAR:ECH's Interest Coverage is ranked worse than
64.25% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs WAR:ECH: 2.40

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Echo Investment  (WAR:ECH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Echo Investment Interest Coverage Related Terms


Echo Investment Interest Coverage Historical Data

* Premium members only.

The historical data trend for Echo Investment's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Echo Investment Interest Coverage Chart

Echo Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.51 1.60 1.35 0.50 1.75

Echo Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.34 3.46 3.10 1.53

Echo Investment Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, Echo Investment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Echo Investment Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Echo Investment's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Echo Investment's Interest Coverage falls into.


WAR:ECH
78GF Score
Echo Investment SA WAR:ECH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Echo Investment Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Echo Investment's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Echo Investment's Interest Expense was zł-204 Mil. Its Operating Income was zł358 Mil. And its Long-Term Debt & Capital Lease Obligation was zł1,987 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*357.791/-204.418
=1.75

Echo Investment's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Echo Investment's Interest Expense was zł-48 Mil. Its Operating Income was zł73 Mil. And its Long-Term Debt & Capital Lease Obligation was zł1,816 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*73.186/-47.911
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.53 mean?
Echo Investment (WAR:ECH) has a Interest Coverage of 1.53 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Echo Investment and its competitors. This is near median its historical median of 1.43. Over the past decade, Echo Investment's Interest Coverage has ranged from 0.50 to 2.40. According to the industry distribution chart, Echo Investment ranks #832 out of 1295 companies in the Real Estate industry, placing it in the top 64.2%.
Is Echo Investment's Interest Coverage too high?
Echo Investment's current Interest Coverage of 1.53 is near median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.40. The Real Estate industry median Interest Coverage is 4.24. Echo Investment's value of 1.53 is 63.9% below this industry median. Based on the distribution chart, Echo Investment ranks #832 out of 1295 companies in the Real Estate industry, which is below the industry midpoint. Overall, Echo Investment has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Echo Investment's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Echo Investment ranks #832 out of 1295 companies for Interest Coverage. This places Echo Investment in the lower half of its industry. The industry median Interest Coverage is 4.24. Echo Investment's value of 1.53 is 63.9% below this benchmark. Historically, Echo Investment's own Interest Coverage has ranged from 0.50 to 2.40 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 4.24, Echo Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Echo Investment's current Interest Coverage of 1.53 is 63.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Echo Investment and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Echo Investment's current Interest Coverage is 1.53, which is near median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Echo Investment stock overvalued right now?
Based on GuruFocus' analysis, Echo Investment (WAR:ECH) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.84, compared to a current price of zł5.03 — trading 35.8% below its estimated fair value. The current Interest Coverage is 1.53, which is near median its 10-year median of 1.43 and 63.9% below the Real Estate industry median of 4.24. Echo Investment's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Echo Investment (WAR:ECH), the current Interest Coverage is 1.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Echo Investment (WAR:ECH) Overvalued in 2026?

Based on GuruFocus' analysis, Echo Investment stock appears to be undervalued. The current stock price of zł5.03 is trading 35.8% below its estimated GF Value™ of zł7.84. GuruFocus considers Echo Investment to be Possible Value Trap.

Key valuation signals for WAR:ECH:

  • Interest Coverage: 1.53 (near median its 10-year median of 1.43)
  • GF Value™: zł7.84 vs. price of zł5.03 (35.8% below fair value)
  • GF Score™: 78/100 with 9 warning signs
  • Industry Position: 63.9% below the Real Estate median (#832 of 1295)

No single metric tells the full story. See the WAR:ECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Echo Investment Business Description

Other Exchanges 4I3:Germany
Address Al. Jana Pawła II 22, Warsaw Office Q22 building, Warsaw, POL, 00-133
Echo Investment SA is a Polish development company that builds projects in the office, retail, and residential sectors. The company divides its revenue-generating businesses into four categories: residential, shopping centers, office buildings, and others. The residential segment handles the rental and sale of properties. In the other segment, accounting, leasing, and development services for external clients generate revenue. The residential and retail segments are responsible for generating the largest portions of revenue. A majority of the company's revenue is earned in Poland.
78GF Score

Get the complete analysis for WAR:ECH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł5.03
Price
zł7.84
GF Value