Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Debt-to-EBITDA : 0.07 (As of Mar. 2026) — 13% Below Median

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XBUL:TIB Telematic Interactive Bulgaria AD Sofia XBUL:TIB
59 GF Score
Price €11.80
GF Value €20.36
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Telematic Interactive Bulgaria AD Sofia Debt-to-EBITDA?

Telematic Interactive Bulgaria AD Sofia XBUL:TIB +0.85% 59 Debt-to-EBITDA is 0.07 as of Mar. 2026, which is 13% below its 10-year median of 0.08. GuruFocus rates XBUL:TIB with a GF Score™ of 59/100 and a GF Value™ of €20.36 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 659 Travel & Leisure companies, Telematic Interactive Bulgaria AD Sofia ranks better than 93.02% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Telematic Interactive Bulgaria AD Sofia's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.28 Mil. Telematic Interactive Bulgaria AD Sofia's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.73 Mil. Telematic Interactive Bulgaria AD Sofia's annualized EBITDA for the quarter that ended in Mar. 2026 was €14.32 Mil. Telematic Interactive Bulgaria AD Sofia's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.07.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA or its related term are showing as below:

XBUL:TIB' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.05   Med: 0.08   Max: 0.11
Current: 0.1

During the past 5 years, the highest Debt-to-EBITDA Ratio of Telematic Interactive Bulgaria AD Sofia was 0.11. The lowest was 0.05. And the median was 0.08.

XBUL:TIB's Debt-to-EBITDA is ranked better than
93.02% of 659 companies
in the Travel & Leisure industry
Industry Median: 2.46 vs XBUL:TIB: 0.10

Telematic Interactive Bulgaria AD Sofia  (XBUL:TIB) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Telematic Interactive Bulgaria AD Sofia Debt-to-EBITDA Related Terms


Telematic Interactive Bulgaria AD Sofia Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Telematic Interactive Bulgaria AD Sofia Debt-to-EBITDA Chart

Telematic Interactive Bulgaria AD Sofia Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.00 0.05 0.07 0.09 0.11

Telematic Interactive Bulgaria AD Sofia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.09 0.10 0.13 0.07

XBUL:TIB vs FLUT, DKNG, SGHC: Debt-to-EBITDA Comparison

For the Gambling subindustry, Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Telematic Interactive Bulgaria AD Sofia Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA falls into.


XBUL:TIB
59GF Score
Telematic Interactive Bulgaria AD Sofia XBUL:TIB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Telematic Interactive Bulgaria AD Sofia Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.276 + 0.693) / 9.242
=0.10

Telematic Interactive Bulgaria AD Sofia's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.281 + 0.728) / 14.324
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.07 mean?
Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) has a Debt-to-EBITDA of 0.07 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Telematic Interactive Bulgaria AD Sofia. This is 13% below median its historical median of 0.08. Over the past decade, Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA has ranged from 0.05 to 0.11. According to the industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #46 out of 659 companies in the Travel & Leisure industry, placing it in the top 7%.
Is Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA too high?
Telematic Interactive Bulgaria AD Sofia's current Debt-to-EBITDA of 0.07 is 13% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.11. The Travel & Leisure industry median Debt-to-EBITDA is 2.46. Telematic Interactive Bulgaria AD Sofia's value of 0.07 is 97.2% below this industry median. Based on the distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #46 out of 659 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Telematic Interactive Bulgaria AD Sofia has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Telematic Interactive Bulgaria AD Sofia's Debt-to-EBITDA compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #46 out of 659 companies for Debt-to-EBITDA. This places Telematic Interactive Bulgaria AD Sofia in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.46. Telematic Interactive Bulgaria AD Sofia's value of 0.07 is 97.2% below this benchmark. Historically, Telematic Interactive Bulgaria AD Sofia's own Debt-to-EBITDA has ranged from 0.05 to 0.11 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 2.46, Telematic Interactive Bulgaria AD Sofia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.46, based on 659 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Telematic Interactive Bulgaria AD Sofia's current Debt-to-EBITDA of 0.07 is 97.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Telematic Interactive Bulgaria AD Sofia. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Telematic Interactive Bulgaria AD Sofia's current Debt-to-EBITDA is 0.07, which is 13% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Telematic Interactive Bulgaria AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) is currently considered Significantly Undervalued. The stock's GF Value™ is €20.36, compared to a current price of €11.80 — trading 42% below its estimated fair value. The current Debt-to-EBITDA is 0.07, which is 13% below median its 10-year median of 0.08 and 97.2% below the Travel & Leisure industry median of 2.46. Telematic Interactive Bulgaria AD Sofia's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Telematic Interactive Bulgaria AD Sofia (XBUL:TIB), the current Debt-to-EBITDA is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Overvalued in 2026?

Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia stock appears to be undervalued. The current stock price of €11.80 is trading 42% below its estimated GF Value™ of €20.36. GuruFocus considers Telematic Interactive Bulgaria AD Sofia to be Significantly Undervalued.

Key valuation signals for XBUL:TIB:

  • Debt-to-EBITDA: 0.07 (13% below median its 10-year median of 0.08)
  • GF Value™: €20.36 vs. price of €11.80 (42% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 97.2% below the Travel & Leisure median (#46 of 659)

No single metric tells the full story. See the XBUL:TIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Telematic Interactive Bulgaria AD Sofia Business Description

Address 7 Kukush Street, Sofia, BGR, 1345
Telematic Interactive Bulgaria AD Sofia is engaged in the field of the online gaming industry. It is involved in activities namely casino games and online betting.
59GF Score

Get the complete analysis for XBUL:TIB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.80
Price
€20.36
GF Value