Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Debt-to-Equity: 0.04 (As of Jun. 2026) — Near Median

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XBUL:TIB Telematic Interactive Bulgaria AD Sofia XBUL:TIB
58 GF Score
Price €10.90
GF Value €11.12
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Telematic Interactive Bulgaria AD Sofia Debt-to-Equity?

Telematic Interactive Bulgaria AD Sofia XBUL:TIB 58 Debt-to-Equity is 0.04 as of Jun. 2026, which is at its 10-year median of 0.04. GuruFocus rates XBUL:TIB with a GF Score™ of 58/100 and a GF Value™ of €11.12 (Fairly Valued). The stock has 2 warning signs investors should review. Among 716 Travel & Leisure companies, Telematic Interactive Bulgaria AD Sofia ranks better than 88.55% on this metric.

Telematic Interactive Bulgaria AD Sofia's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.33 Mil. Telematic Interactive Bulgaria AD Sofia's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.89 Mil. Telematic Interactive Bulgaria AD Sofia's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €22.95 Mil. Telematic Interactive Bulgaria AD Sofia's debt to equity for the quarter that ended in Jun. 2026 was 0.05.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity or its related term are showing as below:

XBUL:TIB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03   Med: 0.04   Max: 0.05
Current: 0.05

During the past 9 years, the highest Debt-to-Equity Ratio of Telematic Interactive Bulgaria AD Sofia was 0.05. The lowest was 0.03. And the median was 0.04.

XBUL:TIB's Debt-to-Equity is ranked better than
88.55% of 716 companies
in the Travel & Leisure industry
Industry Median: 0.43 vs XBUL:TIB: 0.05

Telematic Interactive Bulgaria AD Sofia  (XBUL:TIB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Telematic Interactive Bulgaria AD Sofia Debt-to-Equity Related Terms


Telematic Interactive Bulgaria AD Sofia Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Telematic Interactive Bulgaria AD Sofia Debt-to-Equity Chart

Telematic Interactive Bulgaria AD Sofia Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only 0.00 0.03 0.03 0.04 0.04

Telematic Interactive Bulgaria AD Sofia Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

XBUL:TIB vs FLUT, DKNG, SGHC: Debt-to-Equity Comparison

For the Gambling subindustry, Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Telematic Interactive Bulgaria AD Sofia Debt-to-Equity vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity falls into.


XBUL:TIB
58GF Score
Telematic Interactive Bulgaria AD Sofia XBUL:TIB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Telematic Interactive Bulgaria AD Sofia Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Telematic Interactive Bulgaria AD Sofia's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0.27712280884671 + 0.69536350559323) / 22.642262854184
=0.04

Telematic Interactive Bulgaria AD Sofia's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.04 mean?
Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) has a Debt-to-Equity of 0.04 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Telematic Interactive Bulgaria AD Sofia and its competitors. This is near median its historical median of 0.04. Over the past decade, Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity has ranged from 0.03 to 0.05. According to the industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #82 out of 716 companies in the Travel & Leisure industry, placing it in the top 11.5%.
Is Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity too high?
Telematic Interactive Bulgaria AD Sofia's current Debt-to-Equity of 0.04 is near median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.05. The Travel & Leisure industry median Debt-to-Equity is 0.43. Telematic Interactive Bulgaria AD Sofia's value of 0.04 is 90.7% below this industry median. Based on the distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #82 out of 716 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Telematic Interactive Bulgaria AD Sofia has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Telematic Interactive Bulgaria AD Sofia's Debt-to-Equity compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #82 out of 716 companies for Debt-to-Equity. This places Telematic Interactive Bulgaria AD Sofia in the top 12% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.43. Telematic Interactive Bulgaria AD Sofia's value of 0.04 is 90.7% below this benchmark. Historically, Telematic Interactive Bulgaria AD Sofia's own Debt-to-Equity has ranged from 0.03 to 0.05 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.43, Telematic Interactive Bulgaria AD Sofia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Travel & Leisure company?
The median Debt-to-Equity among Travel & Leisure companies is 0.43, based on 716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Telematic Interactive Bulgaria AD Sofia's current Debt-to-Equity of 0.04 is 90.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Telematic Interactive Bulgaria AD Sofia and its competitors. For the Travel & Leisure industry, the median Debt-to-Equity is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Telematic Interactive Bulgaria AD Sofia's current Debt-to-Equity is 0.04, which is near median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Telematic Interactive Bulgaria AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) is currently considered Fairly Valued. The stock's GF Value™ is €11.12, compared to a current price of €10.90 — trading 2% below its estimated fair value. The current Debt-to-Equity is 0.04, which is near median its 10-year median of 0.04 and 90.7% below the Travel & Leisure industry median of 0.43. Telematic Interactive Bulgaria AD Sofia's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Telematic Interactive Bulgaria AD Sofia (XBUL:TIB), the current Debt-to-Equity is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Overvalued in 2026?

Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia stock appears to be undervalued. The current stock price of €10.90 is trading 2% below its estimated GF Value™ of €11.12. GuruFocus considers Telematic Interactive Bulgaria AD Sofia to be Fairly Valued.

Key valuation signals for XBUL:TIB:

  • Debt-to-Equity: 0.04 (near median its 10-year median of 0.04)
  • GF Value™: €11.12 vs. price of €10.90 (2% below fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 90.7% below the Travel & Leisure median (#82 of 716)

No single metric tells the full story. See the XBUL:TIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Telematic Interactive Bulgaria AD Sofia Business Description

Address 7 Kukush Street, Sofia, BGR, 1345
Telematic Interactive Bulgaria AD is a Bulgarian company operating in the online gambling and gaming industry. Through its subsidiaries, it develops and operates online casino and sports betting platforms, offering products such as slot games, table games, live dealer games, and sports wagering. Its flagship brand, Palms Bet, serves customers in Bulgaria and several other regulated markets, including Romania and Croatia, where it holds local gaming licenses. The company generates revenue primarily from player deposits and wagers, retaining a margin after paying out winnings, along with related gaming and platform fees. It also provides technology and software development services supporting its own operations and third-party operators. Telematic Interactive is listed on the Bulgarian Stock Exchange and is headquartered in Sofia.
58GF Score

Get the complete analysis for XBUL:TIB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.90
Price
€11.12
GF Value