Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Interest Coverage: 173.69 (As of Mar. 2026) — 22% Below Median


XBUL:TIB Telematic Interactive Bulgaria AD Sofia XBUL:TIB
58 GF Score
Price €11.70
GF Value €20.46
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Telematic Interactive Bulgaria AD Sofia Interest Coverage?

Telematic Interactive Bulgaria AD Sofia XBUL:TIB +0.86% 58 Interest Coverage is 173.69 as of Mar. 2026, which is 22% below its 10-year median of 221.38. GuruFocus rates XBUL:TIB with a GF Score™ of 58/100 and a GF Value™ of €20.46 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 607 Travel & Leisure companies, Telematic Interactive Bulgaria AD Sofia ranks better than 88.14% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Telematic Interactive Bulgaria AD Sofia's Operating Income for the three months ended in Mar. 2026 was €2.78 Mil. Telematic Interactive Bulgaria AD Sofia's Interest Expense for the three months ended in Mar. 2026 was €-0.02 Mil. Telematic Interactive Bulgaria AD Sofia's interest coverage for the quarter that ended in Mar. 2026 was 173.69. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Telematic Interactive Bulgaria AD Sofia has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Telematic Interactive Bulgaria AD Sofia's Interest Coverage or its related term are showing as below:

XBUL:TIB' s Interest Coverage Range Over the Past 10 Years
Min: 144.34   Med: 221.38   Max: No Debt
Current: 153.79


XBUL:TIB's Interest Coverage is ranked better than
88.14% of 607 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs XBUL:TIB: 153.79

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Telematic Interactive Bulgaria AD Sofia  (XBUL:TIB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Telematic Interactive Bulgaria AD Sofia Interest Coverage Related Terms


Telematic Interactive Bulgaria AD Sofia Interest Coverage Historical Data

* Premium members only.

The historical data trend for Telematic Interactive Bulgaria AD Sofia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Telematic Interactive Bulgaria AD Sofia Interest Coverage Chart

Telematic Interactive Bulgaria AD Sofia Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
No Debt 482.74 221.38 172.45 144.34

Telematic Interactive Bulgaria AD Sofia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 149.71 166.86 130.00 140.07 173.69

XBUL:TIB vs FLUT, DKNG, SGHC: Interest Coverage Comparison

For the Gambling subindustry, Telematic Interactive Bulgaria AD Sofia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Telematic Interactive Bulgaria AD Sofia Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Telematic Interactive Bulgaria AD Sofia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Telematic Interactive Bulgaria AD Sofia's Interest Coverage falls into.


XBUL:TIB
58GF Score
Telematic Interactive Bulgaria AD Sofia XBUL:TIB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Telematic Interactive Bulgaria AD Sofia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Telematic Interactive Bulgaria AD Sofia's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Telematic Interactive Bulgaria AD Sofia's Interest Expense was €-0.06 Mil. Its Operating Income was €8.08 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.69 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*8.083/-0.056
=144.34

Telematic Interactive Bulgaria AD Sofia's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Telematic Interactive Bulgaria AD Sofia's Interest Expense was €-0.02 Mil. Its Operating Income was €2.78 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.73 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.779/-0.016
=173.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 173.69 mean?
Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) has a Interest Coverage of 173.69 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Telematic Interactive Bulgaria AD Sofia and its competitors. This is 22% below median its historical median of 221.38. Over the past decade, Telematic Interactive Bulgaria AD Sofia's Interest Coverage has ranged from 144.34 to 10,000.00. According to the industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #72 out of 607 companies in the Travel & Leisure industry, placing it in the top 11.9%.
Is Telematic Interactive Bulgaria AD Sofia's Interest Coverage too high?
Telematic Interactive Bulgaria AD Sofia's current Interest Coverage of 173.69 is 22% below median its 10-year median of 221.38. Over the past 10 years, this metric has ranged from a low of 144.34 to a high of 10,000.00. The Travel & Leisure industry median Interest Coverage is 5.35. Telematic Interactive Bulgaria AD Sofia's value of 173.69 is 3146.5% above this industry median. Based on the distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #72 out of 607 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Telematic Interactive Bulgaria AD Sofia has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Telematic Interactive Bulgaria AD Sofia's Interest Coverage compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #72 out of 607 companies for Interest Coverage. This places Telematic Interactive Bulgaria AD Sofia in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.35. Telematic Interactive Bulgaria AD Sofia's value of 173.69 is 3146.5% above this benchmark. Historically, Telematic Interactive Bulgaria AD Sofia's own Interest Coverage has ranged from 144.34 to 10,000.00 over the past decade. While the company's 10-year median is 221.38 vs. the industry median of 5.35, Telematic Interactive Bulgaria AD Sofia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Telematic Interactive Bulgaria AD Sofia's current Interest Coverage of 173.69 is 3146.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Telematic Interactive Bulgaria AD Sofia and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Telematic Interactive Bulgaria AD Sofia's current Interest Coverage is 173.69, which is 22% below median its own 10-year median of 221.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Telematic Interactive Bulgaria AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) is currently considered Significantly Undervalued. The stock's GF Value™ is €20.46, compared to a current price of €11.70 — trading 42.8% below its estimated fair value. The current Interest Coverage is 173.69, which is 22% below median its 10-year median of 221.38 and 3146.5% above the Travel & Leisure industry median of 5.35. Telematic Interactive Bulgaria AD Sofia's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Telematic Interactive Bulgaria AD Sofia (XBUL:TIB), the current Interest Coverage is 173.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Overvalued in 2026?

Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia stock appears to be undervalued. The current stock price of €11.70 is trading 42.8% below its estimated GF Value™ of €20.46. GuruFocus considers Telematic Interactive Bulgaria AD Sofia to be Significantly Undervalued.

Key valuation signals for XBUL:TIB:

  • Interest Coverage: 173.69 (22% below median its 10-year median of 221.38)
  • GF Value™: €20.46 vs. price of €11.70 (42.8% below fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 3146.5% above the Travel & Leisure median (#72 of 607)

No single metric tells the full story. See the XBUL:TIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Telematic Interactive Bulgaria AD Sofia Business Description

Address 7 Kukush Street, Sofia, BGR, 1345
Telematic Interactive Bulgaria AD Sofia is engaged in the field of the online gaming industry. It is involved in activities namely casino games and online betting.
58GF Score

Get the complete analysis for XBUL:TIB

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.70
Price
€20.46
GF Value