Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) ROE %: 47.11% (As of Mar. 2026) — 24% Above Median


XBUL:TIB Telematic Interactive Bulgaria AD Sofia XBUL:TIB
58 GF Score
Price €10.90
GF Value €20.48
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Telematic Interactive Bulgaria AD Sofia ROE %?

Telematic Interactive Bulgaria AD Sofia XBUL:TIB -3.54% 58 ROE % is 47.11% as of Mar. 2026, which is 24% above its 10-year median of 37.85. GuruFocus rates XBUL:TIB with a GF Score™ of 58/100 and a GF Value™ of €20.48 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 824 Travel & Leisure companies, Telematic Interactive Bulgaria AD Sofia ranks better than 89.44% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Telematic Interactive Bulgaria AD Sofia's annualized net income for the quarter that ended in Mar. 2026 was €10.60 Mil. Telematic Interactive Bulgaria AD Sofia's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was €22.50 Mil. Therefore, Telematic Interactive Bulgaria AD Sofia's annualized ROE % for the quarter that ended in Mar. 2026 was 47.11%.

The historical rank and industry rank for Telematic Interactive Bulgaria AD Sofia's ROE % or its related term are showing as below:

XBUL:TIB' s ROE % Range Over the Past 10 Years
Min: 27.95   Med: 37.85   Max: 82.35
Current: 32.12

During the past 5 years, Telematic Interactive Bulgaria AD Sofia's highest ROE % was 82.35%. The lowest was 27.95%. And the median was 37.85%.

XBUL:TIB's ROE % is ranked better than
89.44% of 824 companies
in the Travel & Leisure industry
Industry Median: 5.485 vs XBUL:TIB: 32.12

Telematic Interactive Bulgaria AD Sofia  (XBUL:TIB) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=10.6/22.5
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(10.6 / 76.196)*(76.196 / 39.8805)*(39.8805 / 22.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=13.91 %*1.9106*1.7725
=ROA %*Equity Multiplier
=26.58 %*1.7725
=47.11 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=10.6/22.5
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (10.6 / 11.628) * (11.628 / 11.116) * (11.116 / 76.196) * (76.196 / 39.8805) * (39.8805 / 22.5)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9116 * 1.0461 * 14.59 % * 1.9106 * 1.7725
=47.11 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Telematic Interactive Bulgaria AD Sofia ROE % Related Terms


Telematic Interactive Bulgaria AD Sofia ROE % Historical Data

* Premium members only.

The historical data trend for Telematic Interactive Bulgaria AD Sofia's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Telematic Interactive Bulgaria AD Sofia ROE % Chart

Telematic Interactive Bulgaria AD Sofia Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
82.35 58.34 37.85 35.18 27.95

Telematic Interactive Bulgaria AD Sofia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.14 34.69 26.43 21.04 47.11

XBUL:TIB vs FLUT, DKNG, SGHC: ROE % Comparison

For the Gambling subindustry, Telematic Interactive Bulgaria AD Sofia's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Telematic Interactive Bulgaria AD Sofia ROE % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Telematic Interactive Bulgaria AD Sofia's ROE % distribution charts can be found below:

* The bar in red indicates where Telematic Interactive Bulgaria AD Sofia's ROE % falls into.


XBUL:TIB
58GF Score
Telematic Interactive Bulgaria AD Sofia XBUL:TIB
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Telematic Interactive Bulgaria AD Sofia ROE % Calculation

Telematic Interactive Bulgaria AD Sofia's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=6.561/( (24.861+22.089)/ 2 )
=6.561/23.475
=27.95 %

Telematic Interactive Bulgaria AD Sofia's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=10.6/( (22.089+22.911)/ 2 )
=10.6/22.5
=47.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 47.11% mean?
Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) has a ROE % of 47.11% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Telematic Interactive Bulgaria AD Sofia and its competitors. This is 24% above median its historical median of 37.85. Over the past decade, Telematic Interactive Bulgaria AD Sofia's ROE % has ranged from 27.95 to 82.35. According to the industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #87 out of 824 companies in the Travel & Leisure industry, placing it in the top 10.6%.
Is Telematic Interactive Bulgaria AD Sofia's ROE % too high?
Telematic Interactive Bulgaria AD Sofia's current ROE % of 47.11% is 24% above median its 10-year median of 37.85. Over the past 10 years, this metric has ranged from a low of 27.95 to a high of 82.35. The Travel & Leisure industry median ROE % is 5.49. Telematic Interactive Bulgaria AD Sofia's value of 47.11% is 758.9% above this industry median. Based on the distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #87 out of 824 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Telematic Interactive Bulgaria AD Sofia has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Telematic Interactive Bulgaria AD Sofia's ROE % compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Telematic Interactive Bulgaria AD Sofia ranks #87 out of 824 companies for ROE %. This places Telematic Interactive Bulgaria AD Sofia in the top 11% of its industry — outperforming the majority of peers. The industry median ROE % is 5.49. Telematic Interactive Bulgaria AD Sofia's value of 47.11% is 758.9% above this benchmark. Historically, Telematic Interactive Bulgaria AD Sofia's own ROE % has ranged from 27.95 to 82.35 over the past decade. While the company's 10-year median is 37.85 vs. the industry median of 5.49, Telematic Interactive Bulgaria AD Sofia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Travel & Leisure company?
The median ROE % among Travel & Leisure companies is 5.49, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Telematic Interactive Bulgaria AD Sofia's current ROE % of 47.11% is 758.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Telematic Interactive Bulgaria AD Sofia and its competitors. For the Travel & Leisure industry, the median ROE % is 5.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Telematic Interactive Bulgaria AD Sofia's current ROE % is 47.11%, which is 24% above median its own 10-year median of 37.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Telematic Interactive Bulgaria AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) is currently considered Significantly Undervalued. The stock's GF Value™ is €20.48, compared to a current price of €10.90 — trading 46.8% below its estimated fair value. The current ROE % is 47.11%, which is 24% above median its 10-year median of 37.85 and 758.9% above the Travel & Leisure industry median of 5.49. Telematic Interactive Bulgaria AD Sofia's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Telematic Interactive Bulgaria AD Sofia (XBUL:TIB), the current ROE % is 47.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Telematic Interactive Bulgaria AD Sofia (XBUL:TIB) Overvalued in 2026?

Based on GuruFocus' analysis, Telematic Interactive Bulgaria AD Sofia stock appears to be undervalued. The current stock price of €10.90 is trading 46.8% below its estimated GF Value™ of €20.48. GuruFocus considers Telematic Interactive Bulgaria AD Sofia to be Significantly Undervalued.

Key valuation signals for XBUL:TIB:

  • ROE %: 47.11% (24% above median its 10-year median of 37.85)
  • GF Value™: €20.48 vs. price of €10.90 (46.8% below fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 758.9% above the Travel & Leisure median (#87 of 824)

No single metric tells the full story. See the XBUL:TIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Telematic Interactive Bulgaria AD Sofia Business Description

Address 7 Kukush Street, Sofia, BGR, 1345
Telematic Interactive Bulgaria AD Sofia is engaged in the field of the online gaming industry. It is involved in activities namely casino games and online betting.
58GF Score

Get the complete analysis for XBUL:TIB

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.90
Price
€20.48
GF Value