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IFCA MSC BhdXKLS:0023 +2.13%51 Debt-to-EBITDA is 0.07 as of Mar. 2026, which is 17% above its 10-year median of 0.06. GuruFocus rates XKLS:0023 with a GF Score™ of 51/100 and a GF Value™ of RM0.33 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,724 Software companies, IFCA MSC Bhd ranks better than 94.49% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for IFCA MSC Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:0023'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.03 Med: 0.06 Max: 0.18
Current: 0.04
During the past 13 years, the highest Debt-to-EBITDA Ratio of IFCA MSC Bhd was 0.18. The lowest was 0.03. And the median was 0.06.
XKLS:0023's Debt-to-EBITDA is ranked better than 94.49% of 1724
companies
in the Software industry
Industry Median: 1.09
vs XKLS:0023: 0.04
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
IFCA MSC Bhd Debt-to-EBITDA Related Terms
IFCA MSC Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for IFCA MSC Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:0023 vs QH, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, IFCA MSC Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFCA MSC Bhd Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, IFCA MSC Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where IFCA MSC Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
IFCA MSC Bhd (XKLS:0023) has a Debt-to-EBITDA of 0.07 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on IFCA MSC Bhd. This is 17% above median its historical median of 0.06. Over the past decade, IFCA MSC Bhd's Debt-to-EBITDA has ranged from 0.03 to 0.18. According to the industry distribution chart, IFCA MSC Bhd ranks #95 out of 1724 companies in the Software industry, placing it in the top 5.5%.
Is IFCA MSC Bhd's Debt-to-EBITDA too high?
IFCA MSC Bhd's current Debt-to-EBITDA of 0.07 is 17% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.18. The Software industry median Debt-to-EBITDA is 1.09. IFCA MSC Bhd's value of 0.07 is 93.6% below this industry median. Based on the distribution chart, IFCA MSC Bhd ranks #95 out of 1724 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, IFCA MSC Bhd has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFCA MSC Bhd's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, IFCA MSC Bhd ranks #95 out of 1724 companies for Debt-to-EBITDA. This places IFCA MSC Bhd in the top 6% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.09. IFCA MSC Bhd's value of 0.07 is 93.6% below this benchmark. Historically, IFCA MSC Bhd's own Debt-to-EBITDA has ranged from 0.03 to 0.18 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 1.09, IFCA MSC Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,724 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFCA MSC Bhd's current Debt-to-EBITDA of 0.07 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on IFCA MSC Bhd. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCA MSC Bhd's current Debt-to-EBITDA is 0.07, which is 17% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCA MSC Bhd stock overvalued right now?
Based on GuruFocus' analysis, IFCA MSC Bhd (XKLS:0023) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.33, compared to a current price of RM0.24 — trading 27.3% below its estimated fair value. The current Debt-to-EBITDA is 0.07, which is 17% above median its 10-year median of 0.06 and 93.6% below the Software industry median of 1.09. IFCA MSC Bhd's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For IFCA MSC Bhd (XKLS:0023), the current Debt-to-EBITDA is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFCA MSC Bhd (XKLS:0023) Overvalued in 2026?
Based on GuruFocus' analysis, IFCA MSC Bhd stock appears to be undervalued.
The current stock price of RM0.24 is trading 27.3% below its estimated GF Value™ of RM0.33.
GuruFocus considers IFCA MSC Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:0023:
Debt-to-EBITDA: 0.07 (17% above median its 10-year median of 0.06)
GF Value™: RM0.33 vs. price of RM0.24 (27.3% below fair value)
Industry Position: 93.6% below the Software median (#95 of 1724)
No single metric tells the full story. See the XKLS:0023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFCA MSC Bhd is engaged in the research and development of enterprise-wide business solutions. The company provides business software solutions for the property industry. These properties cover shopping malls, chain stores, residential, industrials, commercials, resorts, hotels, and recreational sports clubs. It operates through two geographical segments namely Malaysia and Foreign. The Malaysia segment includes turnkey e-business applications. Its Foreign business segment focuses on research and development center for all customized projects for overseas market.
51GF Score
Get the complete analysis for XKLS:0023
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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