IFCA MSC Bhd (XKLS:0023) PB Ratio: 1.01 (As of Jul. 15, 2026) — 39% Below Median

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XKLS:0023 IFCA MSC Bhd XKLS:0023
49 GF Score
Price RM0.21
GF Value RM0.33
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is IFCA MSC Bhd PB Ratio?

IFCA MSC Bhd XKLS:0023 -2.38% 49 PB Ratio is 1.01 as of Jul. 15, 2026, which is 39% below its 10-year median of 1.65. GuruFocus rates XKLS:0023 with a GF Score™ of 49/100 and a GF Value™ of RM0.33 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,629 Software companies, IFCA MSC Bhd ranks better than 82.08% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), IFCA MSC Bhd's share price is RM0.205. IFCA MSC Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM0.20. Hence, IFCA MSC Bhd's PB Ratio of today is 1.01.

The historical rank and industry rank for IFCA MSC Bhd's PB Ratio or its related term are showing as below:

XKLS:0023' s PB Ratio Range Over the Past 10 Years
Min: 0.89   Med: 1.65   Max: 4.25
Current: 1.02

During the past 13 years, IFCA MSC Bhd's highest PB Ratio was 4.25. The lowest was 0.89. And the median was 1.65.

XKLS:0023's PB Ratio is ranked better than
82.08% of 2629 companies
in the Software industry
Industry Median: 2.39 vs XKLS:0023: 1.02

During the past 12 months, IFCA MSC Bhd's average Book Value Per Share Growth Rate was -1.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 1.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of IFCA MSC Bhd was 18.00% per year. The lowest was -18.20% per year. And the median was 3.00% per year.

Back to Basics: PB Ratio


IFCA MSC Bhd  (XKLS:0023) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


IFCA MSC Bhd PB Ratio Related Terms


IFCA MSC Bhd PB Ratio Historical Data

* Premium members only.

The historical data trend for IFCA MSC Bhd's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFCA MSC Bhd PB Ratio Chart

IFCA MSC Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 1.40 1.42 3.18 1.18

IFCA MSC Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.14 1.39 1.66 1.18 0.87

XKLS:0023 vs UBER, SHOP, CRM: PB Ratio Comparison

For the Software - Application subindustry, IFCA MSC Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFCA MSC Bhd PB Ratio vs Software Industry

For the Software industry and Technology sector, IFCA MSC Bhd's PB Ratio distribution charts can be found below:

* The bar in red indicates where IFCA MSC Bhd's PB Ratio falls into.


XKLS:0023
49GF Score
IFCA MSC Bhd XKLS:0023
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFCA MSC Bhd PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

IFCA MSC Bhd's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.205/0.202
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.01 mean?
IFCA MSC Bhd (XKLS:0023) has a PB Ratio of 1.01 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IFCA MSC Bhd and its competitors. This is 39% below median its historical median of 1.65. Over the past decade, IFCA MSC Bhd's PB Ratio has ranged from 0.89 to 4.25. According to the industry distribution chart, IFCA MSC Bhd ranks #471 out of 2629 companies in the Software industry, placing it in the top 17.9%.
Is IFCA MSC Bhd's PB Ratio too high?
IFCA MSC Bhd's current PB Ratio of 1.01 is 39% below median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 4.25. The Software industry median PB Ratio is 2.39. IFCA MSC Bhd's value of 1.01 is 57.7% below this industry median. Based on the distribution chart, IFCA MSC Bhd ranks #471 out of 2629 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, IFCA MSC Bhd has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFCA MSC Bhd's PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, IFCA MSC Bhd ranks #471 out of 2629 companies for PB Ratio. This places IFCA MSC Bhd in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.39. IFCA MSC Bhd's value of 1.01 is 57.7% below this benchmark. Historically, IFCA MSC Bhd's own PB Ratio has ranged from 0.89 to 4.25 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 2.39, IFCA MSC Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFCA MSC Bhd's current PB Ratio of 1.01 is 57.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IFCA MSC Bhd and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCA MSC Bhd's current PB Ratio is 1.01, which is 39% below median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCA MSC Bhd stock overvalued right now?
Based on GuruFocus' analysis, IFCA MSC Bhd (XKLS:0023) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.33, compared to a current price of RM0.21 — trading 37.9% below its estimated fair value. The current PB Ratio is 1.01, which is 39% below median its 10-year median of 1.65 and 57.7% below the Software industry median of 2.39. IFCA MSC Bhd's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For IFCA MSC Bhd (XKLS:0023), the current PB Ratio is 1.01 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFCA MSC Bhd (XKLS:0023) Overvalued in 2026?

Based on GuruFocus' analysis, IFCA MSC Bhd stock appears to be undervalued. The current stock price of RM0.21 is trading 37.9% below its estimated GF Value™ of RM0.33. GuruFocus considers IFCA MSC Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:0023:

  • PB Ratio: 1.01 (39% below median its 10-year median of 1.65)
  • GF Value™: RM0.33 vs. price of RM0.21 (37.9% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 57.7% below the Software median (#471 of 2629)

No single metric tells the full story. See the XKLS:0023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFCA MSC Bhd Business Description

Address Wisma IFCA, No 19, Jalan PJU 1/42A, Dataran Prima, Petaling Jaya, SGR, MYS, 47301
IFCA MSC Bhd is engaged in the research and development of enterprise-wide business solutions. The company provides business software solutions for the property industry. These properties cover shopping malls, chain stores, residential, industrials, commercials, resorts, hotels, and recreational sports clubs. It operates through two geographical segments namely Malaysia and Foreign. The Malaysia segment includes turnkey e-business applications. Its Foreign business segment focuses on research and development center for all customized projects for overseas market.
49GF Score

Get the complete analysis for XKLS:0023

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.21
Price
RM0.33
GF Value