IFCA MSC Bhd (XKLS:0023) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


XKLS:0023 IFCA MSC Bhd XKLS:0023
50 GF Score
Price RM0.21
GF Value RM0.33
Valuation Significantly Undervalued
! 4 Warning Signs
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What is IFCA MSC Bhd Interest Coverage?

IFCA MSC Bhd XKLS:0023 50 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates XKLS:0023 with a GF Score™ of 50/100 and a GF Value™ of RM0.33 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,705 Software companies, IFCA MSC Bhd ranks better than 73.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. IFCA MSC Bhd's Operating Income for the three months ended in Mar. 2026 was RM-0.15 Mil. IFCA MSC Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-0.01 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. IFCA MSC Bhd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for IFCA MSC Bhd's Interest Coverage or its related term are showing as below:

XKLS:0023' s Interest Coverage Range Over the Past 10 Years
Min: 22.85   Med: 106.04   Max: 437.14
Current: 158.71


XKLS:0023's Interest Coverage is ranked better than
73.49% of 1705 companies
in the Software industry
Industry Median: 24.78 vs XKLS:0023: 158.71

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


IFCA MSC Bhd  (XKLS:0023) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


IFCA MSC Bhd Interest Coverage Related Terms


IFCA MSC Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for IFCA MSC Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

IFCA MSC Bhd Interest Coverage Chart

IFCA MSC Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.86 0.00 34.39 406.00 158.75

IFCA MSC Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 111.58 348.27 90.11 132.25 0.00

XKLS:0023 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, IFCA MSC Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFCA MSC Bhd Interest Coverage vs Software Industry

For the Software industry and Technology sector, IFCA MSC Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where IFCA MSC Bhd's Interest Coverage falls into.


XKLS:0023
50GF Score
IFCA MSC Bhd XKLS:0023
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFCA MSC Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

IFCA MSC Bhd's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, IFCA MSC Bhd's Interest Expense was RM-0.04 Mil. Its Operating Income was RM6.35 Mil. And its Long-Term Debt & Capital Lease Obligation was RM0.18 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*6.35/-0.04
=158.75

IFCA MSC Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, IFCA MSC Bhd's Interest Expense was RM-0.01 Mil. Its Operating Income was RM-0.15 Mil. And its Long-Term Debt & Capital Lease Obligation was RM0.06 Mil.

IFCA MSC Bhd did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
IFCA MSC Bhd (XKLS:0023) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IFCA MSC Bhd and its competitors. Over the past decade, IFCA MSC Bhd's Interest Coverage has ranged from 22.85 to 437.14. According to the industry distribution chart, IFCA MSC Bhd ranks #452 out of 1705 companies in the Software industry, placing it in the top 26.5%.
Is IFCA MSC Bhd's Interest Coverage too high?
IFCA MSC Bhd's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 22.85 to a high of 437.14. Based on the distribution chart, IFCA MSC Bhd ranks #452 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, IFCA MSC Bhd has a GF Score™ of 50/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFCA MSC Bhd's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, IFCA MSC Bhd ranks #452 out of 1705 companies for Interest Coverage. This puts IFCA MSC Bhd in the upper half of its industry. The industry median Interest Coverage is 24.78. Historically, IFCA MSC Bhd's own Interest Coverage has ranged from 22.85 to 437.14 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IFCA MSC Bhd and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFCA MSC Bhd's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCA MSC Bhd stock overvalued right now?
Based on GuruFocus' analysis, IFCA MSC Bhd (XKLS:0023) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.33, compared to a current price of RM0.21 — trading 37.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). IFCA MSC Bhd's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For IFCA MSC Bhd (XKLS:0023), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFCA MSC Bhd (XKLS:0023) Overvalued in 2026?

Based on GuruFocus' analysis, IFCA MSC Bhd stock appears to be undervalued. The current stock price of RM0.21 is trading 37.9% below its estimated GF Value™ of RM0.33. GuruFocus considers IFCA MSC Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:0023:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: RM0.33 vs. price of RM0.21 (37.9% below fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the XKLS:0023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFCA MSC Bhd Business Description

Address Wisma IFCA, No 19, Jalan PJU 1/42A, Dataran Prima, Petaling Jaya, SGR, MYS, 47301
IFCA MSC Bhd is engaged in the research and development of enterprise-wide business solutions. The company provides business software solutions for the property industry. These properties cover shopping malls, chain stores, residential, industrials, commercials, resorts, hotels, and recreational sports clubs. It operates through two geographical segments namely Malaysia and Foreign. The Malaysia segment includes turnkey e-business applications. Its Foreign business segment focuses on research and development center for all customized projects for overseas market.
50GF Score

Get the complete analysis for XKLS:0023

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.21
Price
RM0.33
GF Value