IFCA MSC Bhd (XKLS:0023) Effective Interest Rate on Debt %: 4.57% (As of Mar. 2026)

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XKLS:0023 IFCA MSC Bhd XKLS:0023
51 GF Score
Price RM0.21
GF Value RM0.33
Valuation Significantly Undervalued
! 4 Warning Signs
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What is IFCA MSC Bhd Effective Interest Rate on Debt %?

IFCA MSC Bhd XKLS:0023 -2.33% 51 Effective Interest Rate on Debt % is 4.57% as of Mar. 2026. GuruFocus rates XKLS:0023 with a GF Score™ of 51/100 and a GF Value™ of RM0.33 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IFCA MSC Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.03 Mil. IFCA MSC Bhd's average total debt for the quarter that ended in Mar. 2026 was RM0.61 Mil. Therefore, IFCA MSC Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.57%.


IFCA MSC Bhd  (XKLS:0023) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


IFCA MSC Bhd Effective Interest Rate on Debt % Related Terms


IFCA MSC Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IFCA MSC Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFCA MSC Bhd Effective Interest Rate on Debt % Chart

IFCA MSC Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.57 5.91 5.35 4.39 4.44

IFCA MSC Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.39 4.46 4.21 4.36 4.57

XKLS:0023 vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, IFCA MSC Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFCA MSC Bhd Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, IFCA MSC Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IFCA MSC Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0023
51GF Score
IFCA MSC Bhd XKLS:0023
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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IFCA MSC Bhd Effective Interest Rate on Debt % Calculation

IFCA MSC Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.04/( (1.13+0.67)/ 2 )
=-1  *  -0.04/0.9
=4.44 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.178 + 0.492
=0.67

IFCA MSC Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.028/( (0.67+0.556)/ 2 )
=-1  *  -0.028/0.613
=4.57 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.178 + 0.492
=0.67

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.06 + 0.496
=0.556

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.57% mean?
IFCA MSC Bhd (XKLS:0023) has a Effective Interest Rate on Debt % of 4.57% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IFCA MSC Bhd and its competitors.
Is IFCA MSC Bhd's Effective Interest Rate on Debt % too high?
IFCA MSC Bhd's current Effective Interest Rate on Debt % is 4.57%. Overall, IFCA MSC Bhd has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFCA MSC Bhd's Effective Interest Rate on Debt % compare to UBER and SHOP?
IFCA MSC Bhd's Effective Interest Rate on Debt % of 4.57% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IFCA MSC Bhd and its competitors. IFCA MSC Bhd's current Effective Interest Rate on Debt % is 4.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFCA MSC Bhd stock overvalued right now?
Based on GuruFocus' analysis, IFCA MSC Bhd (XKLS:0023) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.33, compared to a current price of RM0.21 — trading 36.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.57%. IFCA MSC Bhd's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IFCA MSC Bhd (XKLS:0023), the current Effective Interest Rate on Debt % is 4.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFCA MSC Bhd (XKLS:0023) Overvalued in 2026?

Based on GuruFocus' analysis, IFCA MSC Bhd stock appears to be undervalued. The current stock price of RM0.21 is trading 36.4% below its estimated GF Value™ of RM0.33. GuruFocus considers IFCA MSC Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:0023:

  • Effective Interest Rate on Debt %: 4.57%
  • GF Value™: RM0.33 vs. price of RM0.21 (36.4% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the XKLS:0023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFCA MSC Bhd Business Description

Address Wisma IFCA, No 19, Jalan PJU 1/42A, Dataran Prima, Petaling Jaya, SGR, MYS, 47301
IFCA MSC Bhd is engaged in the research and development of enterprise-wide business solutions. The company provides business software solutions for the property industry. These properties cover shopping malls, chain stores, residential, industrials, commercials, resorts, hotels, and recreational sports clubs. It operates through two geographical segments namely Malaysia and Foreign. The Malaysia segment includes turnkey e-business applications. Its Foreign business segment focuses on research and development center for all customized projects for overseas market.
51GF Score

Get the complete analysis for XKLS:0023

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.21
Price
RM0.33
GF Value