Versatile Creative Bhd (XKLS:4995) Debt-to-EBITDA : 1.92 (As of Mar. 2026) — 126% Above Median

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XKLS:4995 Versatile Creative Bhd XKLS:4995
78 GF Score
Price RM0.90
GF Value RM1.03
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Versatile Creative Bhd Debt-to-EBITDA?

Versatile Creative Bhd XKLS:4995 78 Debt-to-EBITDA is 1.92 as of Mar. 2026, which is 126% above its 10-year median of 0.85. GuruFocus rates XKLS:4995 with a GF Score™ of 78/100 and a GF Value™ of RM1.03 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 335 Packaging & Containers companies, Versatile Creative Bhd ranks better than 54.33% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Versatile Creative Bhd's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was RM19.9 Mil. Versatile Creative Bhd's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was RM34.1 Mil. Versatile Creative Bhd's annualized EBITDA for the quarter that ended in Mar. 2026 was RM28.2 Mil. Versatile Creative Bhd's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.92.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Versatile Creative Bhd's Debt-to-EBITDA or its related term are showing as below:

XKLS:4995' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -14   Med: 0.85   Max: 3.83
Current: 2.29

During the past 13 years, the highest Debt-to-EBITDA Ratio of Versatile Creative Bhd was 3.83. The lowest was -14.00. And the median was 0.85.

XKLS:4995's Debt-to-EBITDA is ranked better than
54.33% of 335 companies
in the Packaging & Containers industry
Industry Median: 2.57 vs XKLS:4995: 2.29

Versatile Creative Bhd  (XKLS:4995) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Versatile Creative Bhd Debt-to-EBITDA Related Terms


Versatile Creative Bhd Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Versatile Creative Bhd's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Versatile Creative Bhd Debt-to-EBITDA Chart

Versatile Creative Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.30 1.19 1.04 0.65 1.31

Versatile Creative Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.34 1.17 1.10 0.93 1.92

XKLS:4995 vs SW, PKG, IP: Debt-to-EBITDA Comparison

For the Packaging & Containers subindustry, Versatile Creative Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Versatile Creative Bhd Debt-to-EBITDA vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, Versatile Creative Bhd's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Versatile Creative Bhd's Debt-to-EBITDA falls into.


XKLS:4995
78GF Score
Versatile Creative Bhd XKLS:4995
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Versatile Creative Bhd Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Versatile Creative Bhd's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(19.932 + 34.125) / 41.232
=1.31

Versatile Creative Bhd's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(19.932 + 34.125) / 28.204
=1.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.92 mean?
Versatile Creative Bhd (XKLS:4995) has a Debt-to-EBITDA of 1.92 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Versatile Creative Bhd. This is 126% above median its historical median of 0.85. According to the industry distribution chart, Versatile Creative Bhd ranks #153 out of 335 companies in the Packaging & Containers industry, placing it in the top 45.7%.
Is Versatile Creative Bhd's Debt-to-EBITDA too high?
Versatile Creative Bhd's current Debt-to-EBITDA of 1.92 is 126% above median its 10-year median of 0.85. The Packaging & Containers industry median Debt-to-EBITDA is 2.57. Versatile Creative Bhd's value of 1.92 is 25.3% below this industry median. Based on the distribution chart, Versatile Creative Bhd ranks #153 out of 335 companies in the Packaging & Containers industry, which is above the industry midpoint. Overall, Versatile Creative Bhd has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Versatile Creative Bhd's Debt-to-EBITDA compare to SW and PKG?
According to the Packaging & Containers industry distribution chart, Versatile Creative Bhd ranks #153 out of 335 companies for Debt-to-EBITDA. This puts Versatile Creative Bhd in the upper half of its industry. The industry median Debt-to-EBITDA is 2.57. Versatile Creative Bhd's value of 1.92 is 25.3% below this benchmark. While the company's 10-year median is 0.85 vs. the industry median of 2.57, Versatile Creative Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Packaging & Containers company?
The median Debt-to-EBITDA among Packaging & Containers companies is 2.57, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Versatile Creative Bhd's current Debt-to-EBITDA of 1.92 is 25.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Versatile Creative Bhd. For the Packaging & Containers industry, the median Debt-to-EBITDA is 2.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Versatile Creative Bhd's current Debt-to-EBITDA is 1.92, which is 126% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Versatile Creative Bhd stock overvalued right now?
Based on GuruFocus' analysis, Versatile Creative Bhd (XKLS:4995) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.03, compared to a current price of RM0.90 — trading 13.1% below its estimated fair value. The current Debt-to-EBITDA is 1.92, which is 126% above median its 10-year median of 0.85 and 25.3% below the Packaging & Containers industry median of 2.57. Versatile Creative Bhd's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Versatile Creative Bhd (XKLS:4995), the current Debt-to-EBITDA is 1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Versatile Creative Bhd (XKLS:4995) Overvalued in 2026?

Based on GuruFocus' analysis, Versatile Creative Bhd stock appears to be undervalued. The current stock price of RM0.90 is trading 13.1% below its estimated GF Value™ of RM1.03. GuruFocus considers Versatile Creative Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:4995:

  • Debt-to-EBITDA: 1.92 (126% above median its 10-year median of 0.85)
  • GF Value™: RM1.03 vs. price of RM0.90 (13.1% below fair value)
  • GF Score™: 78/100 with 6 warning signs
  • Industry Position: 25.3% below the Packaging & Containers median (#153 of 335)

No single metric tells the full story. See the XKLS:4995 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Versatile Creative Bhd Business Description

Address Lot 30745, Jalan Pandan Indah, Pandan Indah, Kuala Lumpur, MYS, 55100
Versatile Creative Bhd is an investment holding company and is involved in the business of manufacturing and trading a range of paper boxes, plastics, and providing printing services to customers and grocery businesses. The company's segments include paper products, plastic products, color separation, printing, Grocery, and Others. The company earns maximum revenue from the Grocery segment, engaged in the retail sale of any kind of product over the Internet, supermarkets, and wholesale of other foodstuffs. Geographically, the company derives a majority of its revenue from Malaysia.
78GF Score

Get the complete analysis for XKLS:4995

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.90
Price
RM1.03
GF Value