Versatile Creative BhdXKLS:4995 75 Interest Coverage is 11.65 as of Mar. 2026, which is 12% above its 10-year median of 10.38. GuruFocus rates XKLS:4995 with a GF Score™ of 75/100 and a GF Value™ of RM1.01 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 314 Packaging & Containers companies, Versatile Creative Bhd ranks worse than 55.41% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Versatile Creative Bhd's
Operating Income
for the
three
months ended in Mar. 2026 was RM5.1 Mil. Versatile Creative Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-0.4 Mil.
Versatile Creative Bhd's interest coverage for the quarter that ended in Mar. 2026 was 11.65.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Versatile Creative Bhd's Interest Coverage or its related term are showing as below:
XKLS:4995'
s Interest Coverage Range Over the Past 10 Years
Min: 5.13 Med: 10.38 Max: 13.21
Current: 5.13
XKLS:4995's Interest Coverage is ranked worse than 55.41% of 314
companies
in the Packaging & Containers industry
Industry Median: 6.125
vs XKLS:4995: 5.13
Versatile Creative Bhd (XKLS:4995) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Versatile Creative Bhd Interest Coverage Related Terms
Versatile Creative Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Versatile Creative Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:4995 vs SW, PKG, IP: Interest Coverage Comparison
For the Packaging & Containers subindustry, Versatile Creative Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Versatile Creative Bhd Interest Coverage vs Packaging & Containers Industry
For the Packaging & Containers industry and Consumer Cyclical sector, Versatile Creative Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Versatile Creative Bhd's Interest Coverage falls into.
Versatile Creative Bhd Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Versatile Creative Bhd (XKLS:4995) has a Interest Coverage of 11.65 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Versatile Creative Bhd and its competitors. This is 12% above median its historical median of 10.38. Over the past decade, Versatile Creative Bhd's Interest Coverage has ranged from 5.13 to 13.21. According to the industry distribution chart, Versatile Creative Bhd ranks #174 out of 314 companies in the Packaging & Containers industry, placing it in the top 55.4%.
Is Versatile Creative Bhd's Interest Coverage too high?
Versatile Creative Bhd's current Interest Coverage of 11.65 is 12% above median its 10-year median of 10.38. Over the past 10 years, this metric has ranged from a low of 5.13 to a high of 13.21. The Packaging & Containers industry median Interest Coverage is 6.13. Versatile Creative Bhd's value of 11.65 is 90.2% above this industry median. Based on the distribution chart, Versatile Creative Bhd ranks #174 out of 314 companies in the Packaging & Containers industry, which is below the industry midpoint. Overall, Versatile Creative Bhd has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Versatile Creative Bhd's Interest Coverage compare to SW and PKG?
According to the Packaging & Containers industry distribution chart, Versatile Creative Bhd ranks #174 out of 314 companies for Interest Coverage. This places Versatile Creative Bhd in the lower half of its industry. The industry median Interest Coverage is 6.13. Versatile Creative Bhd's value of 11.65 is 90.2% above this benchmark. Historically, Versatile Creative Bhd's own Interest Coverage has ranged from 5.13 to 13.21 over the past decade. While the company's 10-year median is 10.38 vs. the industry median of 6.13, Versatile Creative Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Packaging & Containers company?
The median Interest Coverage among Packaging & Containers companies is 6.13, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Versatile Creative Bhd's current Interest Coverage of 11.65 is 90.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Versatile Creative Bhd and its competitors. For the Packaging & Containers industry, the median Interest Coverage is 6.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Versatile Creative Bhd's current Interest Coverage is 11.65, which is 12% above median its own 10-year median of 10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Versatile Creative Bhd stock overvalued right now?
Based on GuruFocus' analysis, Versatile Creative Bhd (XKLS:4995) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.01, compared to a current price of RM0.91 — trading 9.9% below its estimated fair value. The current Interest Coverage is 11.65, which is 12% above median its 10-year median of 10.38 and 90.2% above the Packaging & Containers industry median of 6.13. Versatile Creative Bhd's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Versatile Creative Bhd (XKLS:4995), the current Interest Coverage is 11.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Versatile Creative Bhd (XKLS:4995) Overvalued in 2026?
Based on GuruFocus' analysis, Versatile Creative Bhd stock appears to be undervalued.
The current stock price of RM0.91 is trading 9.9% below its estimated GF Value™ of RM1.01.
GuruFocus considers Versatile Creative Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:4995:
Interest Coverage: 11.65 (12% above median its 10-year median of 10.38)
GF Value™: RM1.01 vs. price of RM0.91 (9.9% below fair value)
Industry Position: 90.2% above the Packaging & Containers median (#174 of 314)
No single metric tells the full story. See the XKLS:4995 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Versatile Creative Bhd is an investment holding company and is involved in the business of manufacturing and trading a range of paper boxes, plastics, and providing printing services to customers and grocery businesses. The company's segments include paper products, plastic products, color separation, printing, Grocery, and Others. The company earns maximum revenue from the Grocery segment, engaged in the retail sale of any kind of product over the Internet, supermarkets, and wholesale of other foodstuffs. Geographically, the company derives a majority of its revenue from Malaysia.
75GF Score
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