HIAG Immobilien Holding AG (XSWX:HIAG) Debt-to-EBITDA : 4.65 (As of Dec. 2025) — 35% Below Median

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XSWX:HIAG HIAG Immobilien Holding AG XSWX:HIAG
85 GF Score
Price CHF136.00
GF Value CHF151.19
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is HIAG Immobilien Holding AG Debt-to-EBITDA?

HIAG Immobilien Holding AG XSWX:HIAG -0.58% 85 Debt-to-EBITDA is 4.65 as of Dec. 2025, which is 35% below its 10-year median of 7.13. GuruFocus rates XSWX:HIAG with a GF Score™ of 85/100 and a GF Value™ of CHF151.19 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,271 Real Estate companies, HIAG Immobilien Holding AG ranks worse than 50.2% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

HIAG Immobilien Holding AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF150.0 Mil. HIAG Immobilien Holding AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF630.0 Mil. HIAG Immobilien Holding AG's annualized EBITDA for the quarter that ended in Dec. 2025 was CHF167.7 Mil. HIAG Immobilien Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 4.65.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for HIAG Immobilien Holding AG's Debt-to-EBITDA or its related term are showing as below:

XSWX:HIAG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -21.64   Med: 7.13   Max: 11.76
Current: 5.63

During the past 13 years, the highest Debt-to-EBITDA Ratio of HIAG Immobilien Holding AG was 11.76. The lowest was -21.64. And the median was 7.13.

XSWX:HIAG's Debt-to-EBITDA is ranked worse than
50.2% of 1271 companies
in the Real Estate industry
Industry Median: 5.61 vs XSWX:HIAG: 5.63

HIAG Immobilien Holding AG  (XSWX:HIAG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


HIAG Immobilien Holding AG Debt-to-EBITDA Related Terms


HIAG Immobilien Holding AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for HIAG Immobilien Holding AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HIAG Immobilien Holding AG Debt-to-EBITDA Chart

HIAG Immobilien Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.96 7.08 10.92 8.45 5.63

HIAG Immobilien Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.72 8.72 8.40 7.55 4.65

HIAG Immobilien Holding AG Debt-to-EBITDA Competitor Comparison

For the Real Estate - Diversified subindustry, HIAG Immobilien Holding AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HIAG Immobilien Holding AG Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, HIAG Immobilien Holding AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where HIAG Immobilien Holding AG's Debt-to-EBITDA falls into.


XSWX:HIAG
85GF Score
HIAG Immobilien Holding AG XSWX:HIAG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HIAG Immobilien Holding AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

HIAG Immobilien Holding AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(150 + 630) / 138.486
=5.63

HIAG Immobilien Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(150 + 630) / 167.7
=4.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.65 mean?
HIAG Immobilien Holding AG (XSWX:HIAG) has a Debt-to-EBITDA of 4.65 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on HIAG Immobilien Holding AG. This is 35% below median its historical median of 7.13. According to the industry distribution chart, HIAG Immobilien Holding AG ranks #638 out of 1271 companies in the Real Estate industry, placing it in the top 50.2%.
Is HIAG Immobilien Holding AG's Debt-to-EBITDA too high?
HIAG Immobilien Holding AG's current Debt-to-EBITDA of 4.65 is 35% below median its 10-year median of 7.13. The Real Estate industry median Debt-to-EBITDA is 5.61. HIAG Immobilien Holding AG's value of 4.65 is 17.1% below this industry median. Based on the distribution chart, HIAG Immobilien Holding AG ranks #638 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, HIAG Immobilien Holding AG has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HIAG Immobilien Holding AG's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, HIAG Immobilien Holding AG ranks #638 out of 1271 companies for Debt-to-EBITDA. This places HIAG Immobilien Holding AG in the lower half of its industry. The industry median Debt-to-EBITDA is 5.61. HIAG Immobilien Holding AG's value of 4.65 is 17.1% below this benchmark. While the company's 10-year median is 7.13 vs. the industry median of 5.61, HIAG Immobilien Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HIAG Immobilien Holding AG's current Debt-to-EBITDA of 4.65 is 17.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on HIAG Immobilien Holding AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HIAG Immobilien Holding AG's current Debt-to-EBITDA is 4.65, which is 35% below median its own 10-year median of 7.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HIAG Immobilien Holding AG stock overvalued right now?
Based on GuruFocus' analysis, HIAG Immobilien Holding AG (XSWX:HIAG) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF151.19, compared to a current price of CHF136.00 — trading 10% below its estimated fair value. The current Debt-to-EBITDA is 4.65, which is 35% below median its 10-year median of 7.13 and 17.1% below the Real Estate industry median of 5.61. HIAG Immobilien Holding AG's overall GF Score™ is 85/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For HIAG Immobilien Holding AG (XSWX:HIAG), the current Debt-to-EBITDA is 4.65 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HIAG Immobilien Holding AG (XSWX:HIAG) Overvalued in 2026?

Based on GuruFocus' analysis, HIAG Immobilien Holding AG stock appears to be undervalued. The current stock price of CHF136.00 is trading 10% below its estimated GF Value™ of CHF151.19. GuruFocus considers HIAG Immobilien Holding AG to be Modestly Undervalued.

Key valuation signals for XSWX:HIAG:

  • Debt-to-EBITDA: 4.65 (35% below median its 10-year median of 7.13)
  • GF Value™: CHF151.19 vs. price of CHF136.00 (10% below fair value)
  • GF Score™: 85/100 with 8 warning signs
  • Industry Position: 17.1% below the Real Estate median (#638 of 1271)

No single metric tells the full story. See the XSWX:HIAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HIAG Immobilien Holding AG Business Description

Other Exchanges HIAGz:UK0QU6:UK
Address Aeschenplatz 7, Basel, CHE, 4052
HIAG Immobilien Holding AG is a property redevelopment company. Its core business focuses on the management of master plans and building permit procedures, site marketing, the steering of redevelopment processes, and portfolio management, including property administration. Majority of its real estate portfolio is situated in the economic catchment areas of Zurich/Zug, Baden/Brugg, Basel, and Geneva. The company's business activities are divided into three segments Yielding Portfolio, Development Portfolio, and the Transaction segment.
85GF Score

Get the complete analysis for XSWX:HIAG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF136.00
Price
CHF151.19
GF Value