HIAG Immobilien Holding AG (XSWX:HIAG) Effective Interest Rate on Debt %: 1.80% (As of Dec. 2025)

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XSWX:HIAG HIAG Immobilien Holding AG XSWX:HIAG
69 GF Score
Price CHF134.20
GF Value CHF143.45
Valuation Fairly Valued
! 8 Warning Signs
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What is HIAG Immobilien Holding AG Effective Interest Rate on Debt %?

HIAG Immobilien Holding AG XSWX:HIAG -1.03% 69 Effective Interest Rate on Debt % is 1.80% as of Dec. 2025. GuruFocus rates XSWX:HIAG with a GF Score™ of 69/100 and a GF Value™ of CHF143.45 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. HIAG Immobilien Holding AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF14.4 Mil. HIAG Immobilien Holding AG's average total debt for the quarter that ended in Dec. 2025 was CHF802.5 Mil. Therefore, HIAG Immobilien Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.80%.


HIAG Immobilien Holding AG  (XSWX:HIAG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


HIAG Immobilien Holding AG Effective Interest Rate on Debt % Related Terms


HIAG Immobilien Holding AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for HIAG Immobilien Holding AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HIAG Immobilien Holding AG Effective Interest Rate on Debt % Chart

HIAG Immobilien Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 1.01 1.60 1.79 1.80

HIAG Immobilien Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.61 1.74 1.80 1.69 1.80

HIAG Immobilien Holding AG Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Diversified subindustry, HIAG Immobilien Holding AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HIAG Immobilien Holding AG Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, HIAG Immobilien Holding AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where HIAG Immobilien Holding AG's Effective Interest Rate on Debt % falls into.


XSWX:HIAG
69GF Score
HIAG Immobilien Holding AG XSWX:HIAG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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HIAG Immobilien Holding AG Effective Interest Rate on Debt % Calculation

HIAG Immobilien Holding AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -13.943/( (770+780)/ 2 )
=-1  *  -13.943/775
=1.80 %

where

HIAG Immobilien Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -14.41/( (825+780)/ 2 )
=-1  *  -14.41/802.5
=1.80 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.80% mean?
HIAG Immobilien Holding AG (XSWX:HIAG) has a Effective Interest Rate on Debt % of 1.80% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HIAG Immobilien Holding AG and its competitors.
Is HIAG Immobilien Holding AG's Effective Interest Rate on Debt % too high?
HIAG Immobilien Holding AG's current Effective Interest Rate on Debt % is 1.80%. Overall, HIAG Immobilien Holding AG has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HIAG Immobilien Holding AG's Effective Interest Rate on Debt % compare to competitors?
HIAG Immobilien Holding AG's Effective Interest Rate on Debt % of 1.80% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HIAG Immobilien Holding AG and its competitors. HIAG Immobilien Holding AG's current Effective Interest Rate on Debt % is 1.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HIAG Immobilien Holding AG stock overvalued right now?
Based on GuruFocus' analysis, HIAG Immobilien Holding AG (XSWX:HIAG) is currently considered Fairly Valued. The stock's GF Value™ is CHF143.45, compared to a current price of CHF134.20 — trading 6.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.80%. HIAG Immobilien Holding AG's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For HIAG Immobilien Holding AG (XSWX:HIAG), the current Effective Interest Rate on Debt % is 1.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HIAG Immobilien Holding AG (XSWX:HIAG) Overvalued in 2026?

Based on GuruFocus' analysis, HIAG Immobilien Holding AG stock appears to be undervalued. The current stock price of CHF134.20 is trading 6.4% below its estimated GF Value™ of CHF143.45. GuruFocus considers HIAG Immobilien Holding AG to be Fairly Valued.

Key valuation signals for XSWX:HIAG:

  • Effective Interest Rate on Debt %: 1.80%
  • GF Value™: CHF143.45 vs. price of CHF134.20 (6.4% below fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the XSWX:HIAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HIAG Immobilien Holding AG Business Description

Other Exchanges HIAGz:UK0QU6:UK
Address Aeschenplatz 7, Basel, CHE, 4052
HIAG Immobilien Holding AG is a property redevelopment company. Its core business focuses on the management of master plans and building permit procedures, site marketing, the steering of redevelopment processes, and portfolio management, including property administration. Majority of its real estate portfolio is situated in the economic catchment areas of Zurich/Zug, Baden/Brugg, Basel, and Geneva. The company's business activities are divided into three segments Yielding Portfolio, Development Portfolio, and the Transaction segment.
69GF Score

Get the complete analysis for XSWX:HIAG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF134.20
Price
CHF143.45
GF Value