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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for M.L.R.N. Projects and Trading's Debt-to-EBITDA or its related term are showing as below:
XTAE:MLRN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 10.21 Med: 11.16 Max: 19.74
Current: 10.96
During the past 6 years, the highest Debt-to-EBITDA Ratio of M.L.R.N. Projects and Trading was 19.74. The lowest was 10.21. And the median was 11.16.
XTAE:MLRN's Debt-to-EBITDA is ranked worse than 58.51% of 282
companies
in the Credit Services industry
Industry Median: 8.565
vs XTAE:MLRN: 10.96
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
M.L.R.N. Projects and Trading Debt-to-EBITDA Related Terms
M.L.R.N. Projects and Trading Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
M.L.R.N. Projects and Trading Debt-to-EBITDA Chart
XTAE:MLRN vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, M.L.R.N. Projects and Trading's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M.L.R.N. Projects and Trading Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, M.L.R.N. Projects and Trading's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where M.L.R.N. Projects and Trading's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
M.L.R.N. Projects and Trading (XTAE:MLRN) has a Debt-to-EBITDA of 13.33 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on M.L.R.N. Projects and Trading. This is 19% above median its historical median of 11.16. Over the past decade, M.L.R.N. Projects and Trading's Debt-to-EBITDA has ranged from 10.21 to 19.74. According to the industry distribution chart, M.L.R.N. Projects and Trading ranks #165 out of 282 companies in the Credit Services industry, placing it in the top 58.5%.
Is M.L.R.N. Projects and Trading's Debt-to-EBITDA too high?
M.L.R.N. Projects and Trading's current Debt-to-EBITDA of 13.33 is 19% above median its 10-year median of 11.16. Over the past 10 years, this metric has ranged from a low of 10.21 to a high of 19.74. The Credit Services industry median Debt-to-EBITDA is 8.57. M.L.R.N. Projects and Trading's value of 13.33 is 55.6% above this industry median. Based on the distribution chart, M.L.R.N. Projects and Trading ranks #165 out of 282 companies in the Credit Services industry, which is below the industry midpoint. Overall, M.L.R.N. Projects and Trading has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M.L.R.N. Projects and Trading's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, M.L.R.N. Projects and Trading ranks #165 out of 282 companies for Debt-to-EBITDA. This places M.L.R.N. Projects and Trading in the lower half of its industry. The industry median Debt-to-EBITDA is 8.57. M.L.R.N. Projects and Trading's value of 13.33 is 55.6% above this benchmark. Historically, M.L.R.N. Projects and Trading's own Debt-to-EBITDA has ranged from 10.21 to 19.74 over the past decade. While the company's 10-year median is 11.16 vs. the industry median of 8.57, M.L.R.N. Projects and Trading has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.57, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M.L.R.N. Projects and Trading's current Debt-to-EBITDA of 13.33 is 55.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on M.L.R.N. Projects and Trading. For the Credit Services industry, the median Debt-to-EBITDA is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M.L.R.N. Projects and Trading's current Debt-to-EBITDA is 13.33, which is 19% above median its own 10-year median of 11.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M.L.R.N. Projects and Trading stock overvalued right now?
Based on GuruFocus' analysis, M.L.R.N. Projects and Trading (XTAE:MLRN) is currently considered Fairly Valued. The stock's GF Value™ is ₪11.53, compared to a current price of ₪11.08 — trading 3.9% below its estimated fair value. The current Debt-to-EBITDA is 13.33, which is 19% above median its 10-year median of 11.16 and 55.6% above the Credit Services industry median of 8.57. M.L.R.N. Projects and Trading's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For M.L.R.N. Projects and Trading (XTAE:MLRN), the current Debt-to-EBITDA is 13.33 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M.L.R.N. Projects and Trading (XTAE:MLRN) Overvalued in 2026?
Based on GuruFocus' analysis, M.L.R.N. Projects and Trading stock appears to be undervalued.
The current stock price of ₪11.08 is trading 3.9% below its estimated GF Value™ of ₪11.53.
GuruFocus considers M.L.R.N. Projects and Trading to be Fairly Valued.
Key valuation signals for XTAE:MLRN:
Debt-to-EBITDA: 13.33 (19% above median its 10-year median of 11.16)
GF Value™: ₪11.53 vs. price of ₪11.08 (3.9% below fair value)
Industry Position: 55.6% above the Credit Services median (#165 of 282)
No single metric tells the full story. See the XTAE:MLRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M.L.R.N. Projects and Trading Ltd is engaged in providing credit to small and medium-sized businesses. Its services include Discount Checks, Financing for the purchase of the real estate, Loans in real estate and mortgages, Financial leasing for the purchase of tools and equipment, Import financing and suppliers, and Line of credit.
86GF Score
Get the complete analysis for XTAE:MLRN
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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