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M.L.R.N. Projects and TradingXTAE:MLRN 89 Return-on-Tangible-Equity is 16.17% as of Mar. 2026, which is 15% below its 10-year median of 18.99. GuruFocus rates XTAE:MLRN with a GF Score™ of 89/100 and a GF Value™ of ₪12.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 526 Credit Services companies, M.L.R.N. Projects and Trading ranks better than 83.27% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. M.L.R.N. Projects and Trading's annualized net income for the quarter that ended in Mar. 2026 was ₪51.1 Mil. M.L.R.N. Projects and Trading's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₪316.2 Mil. Therefore, M.L.R.N. Projects and Trading's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.17%.
The historical rank and industry rank for M.L.R.N. Projects and Trading's Return-on-Tangible-Equity or its related term are showing as below:
XTAE:MLRN'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 12.83 Med: 18.99 Max: 45.62
Current: 19.02
During the past 6 years, M.L.R.N. Projects and Trading's highest Return-on-Tangible-Equity was 45.62%. The lowest was 12.83%. And the median was 18.99%.
XTAE:MLRN's Return-on-Tangible-Equity is ranked better than 83.27% of 526
companies
in the Credit Services industry
Industry Median: 6.975
vs XTAE:MLRN: 19.02
M.L.R.N. Projects and Trading (XTAE:MLRN) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
M.L.R.N. Projects and Trading Return-on-Tangible-Equity Related Terms
M.L.R.N. Projects and Trading Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
M.L.R.N. Projects and Trading Return-on-Tangible-Equity Chart
XTAE:MLRN vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, M.L.R.N. Projects and Trading's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M.L.R.N. Projects and Trading Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, M.L.R.N. Projects and Trading's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where M.L.R.N. Projects and Trading's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.17% mean?
M.L.R.N. Projects and Trading (XTAE:MLRN) has a Return-on-Tangible-Equity of 16.17% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on M.L.R.N. Projects and Trading and its competitors. This is 15% below median its historical median of 18.99. Over the past decade, M.L.R.N. Projects and Trading's Return-on-Tangible-Equity has ranged from 12.83 to 45.62. According to the industry distribution chart, M.L.R.N. Projects and Trading ranks #88 out of 526 companies in the Credit Services industry, placing it in the top 16.7%.
Is M.L.R.N. Projects and Trading's Return-on-Tangible-Equity too high?
M.L.R.N. Projects and Trading's current Return-on-Tangible-Equity of 16.17% is 15% below median its 10-year median of 18.99. Over the past 10 years, this metric has ranged from a low of 12.83 to a high of 45.62. The Credit Services industry median Return-on-Tangible-Equity is 6.98. M.L.R.N. Projects and Trading's value of 16.17% is 131.8% above this industry median. Based on the distribution chart, M.L.R.N. Projects and Trading ranks #88 out of 526 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, M.L.R.N. Projects and Trading has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M.L.R.N. Projects and Trading's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, M.L.R.N. Projects and Trading ranks #88 out of 526 companies for Return-on-Tangible-Equity. This places M.L.R.N. Projects and Trading in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 6.98. M.L.R.N. Projects and Trading's value of 16.17% is 131.8% above this benchmark. Historically, M.L.R.N. Projects and Trading's own Return-on-Tangible-Equity has ranged from 12.83 to 45.62 over the past decade. While the company's 10-year median is 18.99 vs. the industry median of 6.98, M.L.R.N. Projects and Trading has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 6.98, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M.L.R.N. Projects and Trading's current Return-on-Tangible-Equity of 16.17% is 131.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on M.L.R.N. Projects and Trading and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 6.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M.L.R.N. Projects and Trading's current Return-on-Tangible-Equity is 16.17%, which is 15% below median its own 10-year median of 18.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M.L.R.N. Projects and Trading stock overvalued right now?
Based on GuruFocus' analysis, M.L.R.N. Projects and Trading (XTAE:MLRN) is currently considered Fairly Valued. The stock's GF Value™ is ₪12.01, compared to a current price of ₪13.08 — trading 8.9% above its estimated fair value. The current Return-on-Tangible-Equity is 16.17%, which is 15% below median its 10-year median of 18.99 and 131.8% above the Credit Services industry median of 6.98. M.L.R.N. Projects and Trading's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For M.L.R.N. Projects and Trading (XTAE:MLRN), the current Return-on-Tangible-Equity is 16.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M.L.R.N. Projects and Trading (XTAE:MLRN) Overvalued in 2026?
Based on GuruFocus' analysis, M.L.R.N. Projects and Trading stock appears to be overvalued.
The current stock price of ₪13.08 is trading 8.9% above its estimated GF Value™ of ₪12.01.
GuruFocus considers M.L.R.N. Projects and Trading to be Fairly Valued.
Key valuation signals for XTAE:MLRN:
Return-on-Tangible-Equity: 16.17% (15% below median its 10-year median of 18.99)
GF Value™: ₪12.01 vs. price of ₪13.08 (8.9% above fair value)
Industry Position: 131.8% above the Credit Services median (#88 of 526)
No single metric tells the full story. See the XTAE:MLRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M.L.R.N. Projects and Trading Business Description
M.L.R.N. Projects and Trading Ltd is engaged in providing credit to small and medium-sized businesses. Its services include Discount Checks, Financing for the purchase of the real estate, Loans in real estate and mortgages, Financial leasing for the purchase of tools and equipment, Import financing and suppliers, and Line of credit.
89GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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