M.L.R.N. Projects and Trading (XTAE:MLRN) PB Ratio: 1.18 (As of Jul. 29, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:MLRN M.L.R.N. Projects and Trading Ltd XTAE:MLRN
88 GF Score
Price ₪12.76
GF Value ₪12.06
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is M.L.R.N. Projects and Trading PB Ratio?

M.L.R.N. Projects and Trading XTAE:MLRN -0.08% 88 PB Ratio is 1.18 as of Jul. 29, 2026, which is 20% below its 10-year median of 1.48. GuruFocus rates XTAE:MLRN with a GF Score™ of 88/100 and a GF Value™ of ₪12.06 (Fairly Valued). The stock has 3 warning signs investors should review. Among 526 Credit Services companies, M.L.R.N. Projects and Trading ranks worse than 54.75% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-29), M.L.R.N. Projects and Trading's share price is ₪12.76. M.L.R.N. Projects and Trading's Book Value per Share for the quarter that ended in Mar. 2026 was ₪10.77. Hence, M.L.R.N. Projects and Trading's PB Ratio of today is 1.18.

The historical rank and industry rank for M.L.R.N. Projects and Trading's PB Ratio or its related term are showing as below:

XTAE:MLRN' s PB Ratio Range Over the Past 10 Years
Min: 0.7   Med: 1.48   Max: 3.64
Current: 1.19

During the past 6 years, M.L.R.N. Projects and Trading's highest PB Ratio was 3.64. The lowest was 0.70. And the median was 1.48.

XTAE:MLRN's PB Ratio is ranked worse than
54.75% of 526 companies
in the Credit Services industry
Industry Median: 1.065 vs XTAE:MLRN: 1.19

During the past 12 months, M.L.R.N. Projects and Trading's average Book Value Per Share Growth Rate was 15.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 35.20% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of M.L.R.N. Projects and Trading was 58.00% per year. The lowest was 35.20% per year. And the median was 46.60% per year.

Back to Basics: PB Ratio


M.L.R.N. Projects and Trading  (XTAE:MLRN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


M.L.R.N. Projects and Trading PB Ratio Related Terms


M.L.R.N. Projects and Trading PB Ratio Historical Data

* Premium members only.

The historical data trend for M.L.R.N. Projects and Trading's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M.L.R.N. Projects and Trading PB Ratio Chart

M.L.R.N. Projects and Trading Annual Data
Trend Dec18 Dec19 Dec20 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.00 2.36 0.00 0.78 1.42

M.L.R.N. Projects and Trading Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 1.15 1.25 1.42 1.35

XTAE:MLRN vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, M.L.R.N. Projects and Trading's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M.L.R.N. Projects and Trading PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, M.L.R.N. Projects and Trading's PB Ratio distribution charts can be found below:

* The bar in red indicates where M.L.R.N. Projects and Trading's PB Ratio falls into.


XTAE:MLRN
88GF Score
M.L.R.N. Projects and Trading Ltd XTAE:MLRN
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

M.L.R.N. Projects and Trading PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

M.L.R.N. Projects and Trading's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=12.76/10.773
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.18 mean?
M.L.R.N. Projects and Trading (XTAE:MLRN) has a PB Ratio of 1.18 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on M.L.R.N. Projects and Trading and its competitors. This is 20% below median its historical median of 1.48. Over the past decade, M.L.R.N. Projects and Trading's PB Ratio has ranged from 0.70 to 3.64. According to the industry distribution chart, M.L.R.N. Projects and Trading ranks #288 out of 526 companies in the Credit Services industry, placing it in the top 54.8%.
Is M.L.R.N. Projects and Trading's PB Ratio too high?
M.L.R.N. Projects and Trading's current PB Ratio of 1.18 is 20% below median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 3.64. The Credit Services industry median PB Ratio is 1.07. M.L.R.N. Projects and Trading's value of 1.18 is 10.8% above this industry median. Based on the distribution chart, M.L.R.N. Projects and Trading ranks #288 out of 526 companies in the Credit Services industry, which is below the industry midpoint. Overall, M.L.R.N. Projects and Trading has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M.L.R.N. Projects and Trading's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, M.L.R.N. Projects and Trading ranks #288 out of 526 companies for PB Ratio. This places M.L.R.N. Projects and Trading in the lower half of its industry. The industry median PB Ratio is 1.07. M.L.R.N. Projects and Trading's value of 1.18 is 10.8% above this benchmark. Historically, M.L.R.N. Projects and Trading's own PB Ratio has ranged from 0.70 to 3.64 over the past decade. While the company's 10-year median is 1.48 vs. the industry median of 1.07, M.L.R.N. Projects and Trading has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M.L.R.N. Projects and Trading's current PB Ratio of 1.18 is 10.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on M.L.R.N. Projects and Trading and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M.L.R.N. Projects and Trading's current PB Ratio is 1.18, which is 20% below median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M.L.R.N. Projects and Trading stock overvalued right now?
Based on GuruFocus' analysis, M.L.R.N. Projects and Trading (XTAE:MLRN) is currently considered Fairly Valued. The stock's GF Value™ is ₪12.06, compared to a current price of ₪12.76 — trading 5.8% above its estimated fair value. The current PB Ratio is 1.18, which is 20% below median its 10-year median of 1.48 and 10.8% above the Credit Services industry median of 1.07. M.L.R.N. Projects and Trading's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For M.L.R.N. Projects and Trading (XTAE:MLRN), the current PB Ratio is 1.18 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M.L.R.N. Projects and Trading (XTAE:MLRN) Overvalued in 2026?

Based on GuruFocus' analysis, M.L.R.N. Projects and Trading stock appears to be overvalued. The current stock price of ₪12.76 is trading 5.8% above its estimated GF Value™ of ₪12.06. GuruFocus considers M.L.R.N. Projects and Trading to be Fairly Valued.

Key valuation signals for XTAE:MLRN:

  • PB Ratio: 1.18 (20% below median its 10-year median of 1.48)
  • GF Value™: ₪12.06 vs. price of ₪12.76 (5.8% above fair value)
  • GF Score™: 88/100 with 3 warning signs
  • Industry Position: 10.8% above the Credit Services median (#288 of 526)

No single metric tells the full story. See the XTAE:MLRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M.L.R.N. Projects and Trading Business Description

Address Wallenberg Raoul Street, Building C Ramat Hachayal, Tel Aviv, ISR
M.L.R.N. Projects and Trading Ltd is engaged in providing credit to small and medium-sized businesses. Its services include Discount Checks, Financing for the purchase of the real estate, Loans in real estate and mortgages, Financial leasing for the purchase of tools and equipment, Import financing and suppliers, and Line of credit.
88GF Score

Get the complete analysis for XTAE:MLRN

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪12.76
Price
₪12.06
GF Value