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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Clear SecureYOU +0.87%70 Debt-to-EBITDA is 0.40 as of Mar. 2026, which is 39% below its 10-year median of 0.66. GuruFocus rates YOU with a GF Score™ of 70/100 and a GF Value™ of $36.23 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,714 Software companies, Clear Secure ranks better than 67.62% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Clear Secure's Debt-to-EBITDA or its related term are showing as below:
YOU'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.18 Med: 0.66 Max: 3.05
Current: 0.45
During the past 7 years, the highest Debt-to-EBITDA Ratio of Clear Secure was 3.05. The lowest was -1.18. And the median was 0.66.
YOU's Debt-to-EBITDA is ranked better than 67.62% of 1714
companies
in the Software industry
Industry Median: 1.09
vs YOU: 0.45
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Clear Secure Debt-to-EBITDA Related Terms
Clear Secure Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Clear Secure's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
YOU vs APPF, DUOL, PCTY: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Clear Secure's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clear Secure Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Clear Secure's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Clear Secure's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Clear Secure (YOU) has a Debt-to-EBITDA of 0.40 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Clear Secure. This is 39% below median its historical median of 0.66. According to the industry distribution chart, Clear Secure ranks #555 out of 1714 companies in the Software industry, placing it in the top 32.4%.
Is Clear Secure's Debt-to-EBITDA too high?
Clear Secure's current Debt-to-EBITDA of 0.40 is 39% below median its 10-year median of 0.66. The Software industry median Debt-to-EBITDA is 1.09. Clear Secure's value of 0.40 is 63.3% below this industry median. Based on the distribution chart, Clear Secure ranks #555 out of 1714 companies in the Software industry, which is above the industry midpoint. Overall, Clear Secure has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clear Secure's Debt-to-EBITDA compare to APPF and DUOL?
According to the Software industry distribution chart, Clear Secure ranks #555 out of 1714 companies for Debt-to-EBITDA. This puts Clear Secure in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Clear Secure's value of 0.40 is 63.3% below this benchmark. While the company's 10-year median is 0.66 vs. the industry median of 1.09, Clear Secure has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clear Secure's current Debt-to-EBITDA of 0.40 is 63.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Clear Secure. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clear Secure's current Debt-to-EBITDA is 0.40, which is 39% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clear Secure stock overvalued right now?
Based on GuruFocus' analysis, Clear Secure (YOU) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.23, compared to a current price of $53.54 — trading 47.8% above its estimated fair value. The current Debt-to-EBITDA is 0.40, which is 39% below median its 10-year median of 0.66 and 63.3% below the Software industry median of 1.09. Clear Secure's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Clear Secure (YOU), the current Debt-to-EBITDA is 0.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clear Secure (YOU) Overvalued in 2026?
Based on GuruFocus' analysis, Clear Secure stock appears to be overvalued.
The current stock price of $53.54 is trading 47.8% above its estimated GF Value™ of $36.23.
GuruFocus considers Clear Secure to be Significantly Overvalued.
Key valuation signals for YOU:
Debt-to-EBITDA: 0.40 (39% below median its 10-year median of 0.66)
GF Value™: $36.23 vs. price of $53.54 (47.8% above fair value)
Industry Position: 63.3% below the Software median (#555 of 1714)
No single metric tells the full story. See the YOU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clear Secure Inc is an identity company making experiences safer and easier digitally and physically. It is involved in creating a frictionless travel experience while enhancing security. Its secure identity platform uses biometrics to automate the identity verification process through lanes in airports, helping to make the travel experience safe and easy. The Company's operations are mainly focused on growing and maintaining its secure identity network across multiple offerings in both aviation and non-aviation channels.
70GF Score
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