YOU (Clear Secure) Equity-to-Asset: 0.13 (As of Mar. 2026) — 48% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

YOU Clear Secure Inc YOU
70 GF Score
Price $55.15
GF Value $36.56
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Clear Secure Equity-to-Asset?

Clear Secure YOU -0.16% 70 Equity-to-Asset is 0.13 as of Mar. 2026, which is 48% below its 10-year median of 0.25. GuruFocus rates YOU with a GF Score™ of 70/100 and a GF Value™ of $36.56 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,892 Software companies, Clear Secure ranks worse than 88.04% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Clear Secure's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $185.3 Mil. Clear Secure's Total Assets for the quarter that ended in Mar. 2026 was $1,422.2 Mil. Therefore, Clear Secure's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.13.

The historical rank and industry rank for Clear Secure's Equity-to-Asset or its related term are showing as below:

YOU' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1   Med: 0.25   Max: 0.48
Current: 0.13

During the past 7 years, the highest Equity to Asset Ratio of Clear Secure was 0.48. The lowest was 0.10. And the median was 0.25.

YOU's Equity-to-Asset is ranked worse than
88.04% of 2892 companies
in the Software industry
Industry Median: 0.56 vs YOU: 0.13

Clear Secure  (NYSE:YOU) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Clear Secure Equity-to-Asset Related Terms


Clear Secure Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Clear Secure's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clear Secure Equity-to-Asset Chart

Clear Secure Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial 0.34 0.28 0.22 0.17 0.14

Clear Secure Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.10 0.13 0.14 0.13

YOU vs LYFT, DAVE, KVYO: Equity-to-Asset Comparison

For the Software - Application subindustry, Clear Secure's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clear Secure Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Clear Secure's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Clear Secure's Equity-to-Asset falls into.


YOU
70GF Score
Clear Secure Inc YOU
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Clear Secure Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Clear Secure's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=177.734/1303.392
=0.14

Clear Secure's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=185.348/1422.188
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.13 mean?
Clear Secure (YOU) has a Equity-to-Asset of 0.13 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Clear Secure and its competitors. This is 48% below median its historical median of 0.25. Over the past decade, Clear Secure's Equity-to-Asset has ranged from 0.10 to 0.48. According to the industry distribution chart, Clear Secure ranks #2546 out of 2892 companies in the Software industry, placing it in the top 88%.
Is Clear Secure's Equity-to-Asset too high?
Clear Secure's current Equity-to-Asset of 0.13 is 48% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.48. The Software industry median Equity-to-Asset is 0.56. Clear Secure's value of 0.13 is 76.8% below this industry median. Based on the distribution chart, Clear Secure ranks #2546 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Clear Secure has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clear Secure's Equity-to-Asset compare to LYFT and DAVE?
According to the Software industry distribution chart, Clear Secure ranks #2546 out of 2892 companies for Equity-to-Asset. This places Clear Secure in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Clear Secure's value of 0.13 is 76.8% below this benchmark. Historically, Clear Secure's own Equity-to-Asset has ranged from 0.10 to 0.48 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.56, Clear Secure has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clear Secure's current Equity-to-Asset of 0.13 is 76.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Clear Secure and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clear Secure's current Equity-to-Asset is 0.13, which is 48% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clear Secure stock overvalued right now?
Based on GuruFocus' analysis, Clear Secure (YOU) is currently considered Significantly Overvalued. The stock's GF Value™ is $36.56, compared to a current price of $55.15 — trading 50.8% above its estimated fair value. The current Equity-to-Asset is 0.13, which is 48% below median its 10-year median of 0.25 and 76.8% below the Software industry median of 0.56. Clear Secure's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Clear Secure (YOU), the current Equity-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clear Secure (YOU) Overvalued in 2026?

Based on GuruFocus' analysis, Clear Secure stock appears to be overvalued. The current stock price of $55.15 is trading 50.8% above its estimated GF Value™ of $36.56. GuruFocus considers Clear Secure to be Significantly Overvalued.

Key valuation signals for YOU:

  • Equity-to-Asset: 0.13 (48% below median its 10-year median of 0.25)
  • GF Value™: $36.56 vs. price of $55.15 (50.8% above fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 76.8% below the Software median (#2546 of 2892)

No single metric tells the full story. See the YOU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clear Secure Business Description

Address 85 10th Avenue, 9th Floor, New York, NY, USA, 10011
Clear Secure Inc is an identity company making experiences safer and easier digitally and physically. It is involved in creating a frictionless travel experience while enhancing security. Its secure identity platform uses biometrics to automate the identity verification process through lanes in airports, helping to make the travel experience safe and easy. The Company's operations are mainly focused on growing and maintaining its secure identity network across multiple offerings in both aviation and non-aviation channels.
70GF Score

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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.15
Price
$36.56
GF Value