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Adyen NVADYYF +5.87%76 Debt-to-Equity is 0.05 as of Dec. 2025, which is 29% below its 10-year median of 0.07. GuruFocus rates ADYYF with a GF Score™ of 76/100 and a GF Value™ of $1,861.84 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,244 Software companies, Adyen NV ranks better than 77.54% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Adyen NV's Debt-to-Equity or its related term are showing as below:
ADYYF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.07 Max: 0.11
Current: 0.05
During the past 12 years, the highest Debt-to-Equity Ratio of Adyen NV was 0.11. The lowest was 0.05. And the median was 0.07.
ADYYF's Debt-to-Equity is ranked better than 77.54% of 2244
companies
in the Software industry
Industry Median: 0.19
vs ADYYF: 0.05
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Adyen NV Debt-to-Equity Related Terms
Adyen NV Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Adyen NV's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADYYF vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Adyen NV's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adyen NV Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Adyen NV's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Adyen NV's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adyen NV (ADYYF) has a Debt-to-Equity of 0.05 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adyen NV and its competitors. This is 29% below median its historical median of 0.07. Over the past decade, Adyen NV's Debt-to-Equity has ranged from 0.05 to 0.11. According to the industry distribution chart, Adyen NV ranks #504 out of 2244 companies in the Software industry, placing it in the top 22.5%.
Is Adyen NV's Debt-to-Equity too high?
Adyen NV's current Debt-to-Equity of 0.05 is 29% below median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.11. The Software industry median Debt-to-Equity is 0.19. Adyen NV's value of 0.05 is 73.7% below this industry median. Based on the distribution chart, Adyen NV ranks #504 out of 2244 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Adyen NV has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Adyen NV's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Adyen NV ranks #504 out of 2244 companies for Debt-to-Equity. This places Adyen NV in the top 23% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.19. Adyen NV's value of 0.05 is 73.7% below this benchmark. Historically, Adyen NV's own Debt-to-Equity has ranged from 0.05 to 0.11 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.19, Adyen NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adyen NV's current Debt-to-Equity of 0.05 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adyen NV and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adyen NV's current Debt-to-Equity is 0.05, which is 29% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adyen NV stock overvalued right now?
Based on GuruFocus' analysis, Adyen NV (ADYYF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1,861.84, compared to a current price of $957.00 — trading 48.6% below its estimated fair value. The current Debt-to-Equity is 0.05, which is 29% below median its 10-year median of 0.07 and 73.7% below the Software industry median of 0.19. Adyen NV's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Adyen NV (ADYYF), the current Debt-to-Equity is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adyen NV (ADYYF) Overvalued in 2026?
Based on GuruFocus' analysis, Adyen NV stock appears to be undervalued.
The current stock price of $957.00 is trading 48.6% below its estimated GF Value™ of $1,861.84.
GuruFocus considers Adyen NV to be Significantly Undervalued.
Key valuation signals for ADYYF:
Debt-to-Equity: 0.05 (29% below median its 10-year median of 0.07)
GF Value™: $1,861.84 vs. price of $957.00 (48.6% below fair value)
Industry Position: 73.7% below the Software median (#504 of 2244)
No single metric tells the full story. See the ADYYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adyen is a payment company that provides merchants with a single platform to accept e-commerce, mobile, and point-of-sale payments in multiple countries using various payment schemes and methodologies. Adyen started out providing only gateway and payment processing services to merchants but soon expanded into merchant acquiring services as well. Adyen obtained a banking license to improve settlement of merchant accounts.
76GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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