Adyen NVADYYF -1.32%81 Interest Coverage is 67.58 as of Dec. 2025, which is 13% above its 10-year median of 59.60. GuruFocus rates ADYYF with a GF Score™ of 81/100 and a GF Value™ of $1,865.32 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,705 Software companies, Adyen NV ranks better than 60.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Adyen NV's
Operating Income
for the
six
months ended in Dec. 2025 was $727 Mil. Adyen NV's Interest Expense for the
six
months ended in Dec. 2025 was $-11 Mil.
Adyen NV's interest coverage for the quarter that ended in Dec. 2025 was 67.58.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Adyen NV has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Adyen NV's Interest Coverage or its related term are showing as below:
ADYYF'
s Interest Coverage Range Over the Past 10 Years
Min: 32.63 Med: 59.6 Max: 266.69
Current: 55.65
ADYYF's Interest Coverage is ranked better than 60.76% of 1705
companies
in the Software industry
Industry Median: 24.67
vs ADYYF: 55.65
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Adyen NV Interest Coverage Related Terms
Adyen NV Interest Coverage Historical Data
* Premium members only.
The historical data trend for Adyen NV's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ADYYF vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Adyen NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adyen NV Interest Coverage vs Software Industry
For the Software industry and Technology sector, Adyen NV's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Adyen NV's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adyen NV (ADYYF) has a Interest Coverage of 67.58 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Adyen NV and its competitors. This is 13% above median its historical median of 59.60. Over the past decade, Adyen NV's Interest Coverage has ranged from 32.63 to 266.69. According to the industry distribution chart, Adyen NV ranks #669 out of 1705 companies in the Software industry, placing it in the top 39.2%.
Is Adyen NV's Interest Coverage too high?
Adyen NV's current Interest Coverage of 67.58 is 13% above median its 10-year median of 59.60. Over the past 10 years, this metric has ranged from a low of 32.63 to a high of 266.69. The Software industry median Interest Coverage is 24.67. Adyen NV's value of 67.58 is 173.9% above this industry median. Based on the distribution chart, Adyen NV ranks #669 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, Adyen NV has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Adyen NV's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Adyen NV ranks #669 out of 1705 companies for Interest Coverage. This puts Adyen NV in the upper half of its industry. The industry median Interest Coverage is 24.67. Adyen NV's value of 67.58 is 173.9% above this benchmark. Historically, Adyen NV's own Interest Coverage has ranged from 32.63 to 266.69 over the past decade. While the company's 10-year median is 59.60 vs. the industry median of 24.67, Adyen NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adyen NV's current Interest Coverage of 67.58 is 173.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Adyen NV and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adyen NV's current Interest Coverage is 67.58, which is 13% above median its own 10-year median of 59.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adyen NV stock overvalued right now?
Based on GuruFocus' analysis, Adyen NV (ADYYF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1,865.32, compared to a current price of $924.00 — trading 50.5% below its estimated fair value. The current Interest Coverage is 67.58, which is 13% above median its 10-year median of 59.60 and 173.9% above the Software industry median of 24.67. Adyen NV's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Adyen NV (ADYYF), the current Interest Coverage is 67.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adyen NV (ADYYF) Overvalued in 2026?
Based on GuruFocus' analysis, Adyen NV stock appears to be undervalued.
The current stock price of $924.00 is trading 50.5% below its estimated GF Value™ of $1,865.32.
GuruFocus considers Adyen NV to be Significantly Undervalued.
Key valuation signals for ADYYF:
Interest Coverage: 67.58 (13% above median its 10-year median of 59.60)
GF Value™: $1,865.32 vs. price of $924.00 (50.5% below fair value)
Industry Position: 173.9% above the Software median (#669 of 1705)
No single metric tells the full story. See the ADYYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adyen is a payment company that provides merchants with a single platform to accept e-commerce, mobile, and point-of-sale payments in multiple countries using various payment schemes and methodologies. Adyen started out providing only gateway and payment processing services to merchants but soon expanded into merchant acquiring services as well. Adyen obtained a banking license to improve settlement of merchant accounts.
81GF Score
Get the complete analysis for ADYYF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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