Commonwealth Bank of AustraliaASX:STWIYA 64 Debt-to-Equity is 2.69 as of Dec. 2025, which is 3% above its 10-year median of 2.62. GuruFocus rates ASX:STWIYA with a GF Score™ of 64/100. The stock has 2 warning signs investors should review. Among 1,423 Banks companies, Commonwealth Bank of Australia ranks worse than 90.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Commonwealth Bank of Australia's Debt-to-Equity or its related term are showing as below:
ASX:STWIYA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.79 Med: 2.62 Max: 3.14
Current: 2.69
During the past 13 years, the highest Debt-to-Equity Ratio of Commonwealth Bank of Australia was 3.14. The lowest was 1.79. And the median was 2.62.
ASX:STWIYA's Debt-to-Equity is ranked worse than 90.65% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs ASX:STWIYA: 2.69
Commonwealth Bank of Australia (ASX:STWIYA) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Commonwealth Bank of Australia Debt-to-Equity Related Terms
Commonwealth Bank of Australia Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commonwealth Bank of Australia Debt-to-Equity Chart
ASX:STWIYA vs JPM, BAC, WFC: Debt-to-Equity Comparison
For the Banks - Diversified subindustry, Commonwealth Bank of Australia's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commonwealth Bank of Australia Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Commonwealth Bank of Australia's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commonwealth Bank of Australia (ASX:STWIYA) has a Debt-to-Equity of 2.69 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Commonwealth Bank of Australia and its competitors. This is near median its historical median of 2.62. Over the past decade, Commonwealth Bank of Australia's Debt-to-Equity has ranged from 1.79 to 3.14. According to the industry distribution chart, Commonwealth Bank of Australia ranks #1290 out of 1423 companies in the Banks industry, placing it in the top 90.7%.
Is Commonwealth Bank of Australia's Debt-to-Equity too high?
Commonwealth Bank of Australia's current Debt-to-Equity of 2.69 is near median its 10-year median of 2.62. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 3.14. The Banks industry median Debt-to-Equity is 0.56. Commonwealth Bank of Australia's value of 2.69 is 380.4% above this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #1290 out of 1423 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commonwealth Bank of Australia has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's Debt-to-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #1290 out of 1423 companies for Debt-to-Equity. This places Commonwealth Bank of Australia in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Commonwealth Bank of Australia's value of 2.69 is 380.4% above this benchmark. Historically, Commonwealth Bank of Australia's own Debt-to-Equity has ranged from 1.79 to 3.14 over the past decade. While the company's 10-year median is 2.62 vs. the industry median of 0.56, Commonwealth Bank of Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current Debt-to-Equity of 2.69 is 380.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current Debt-to-Equity is 2.69, which is near median its own 10-year median of 2.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Commonwealth Bank of Australia (ASX:STWIYA) has a current Debt-to-Equity of 2.69. The current Debt-to-Equity is 2.69, which is near median its 10-year median of 2.62 and 380.4% above the Banks industry median of 0.56. Commonwealth Bank of Australia's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Commonwealth Bank of Australia (ASX:STWIYA), the current Debt-to-Equity is 2.69 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commonwealth Bank of Australia Business Description
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:STWIYA has been successfully added to your 