Commonwealth Bank of AustraliaASX:STWIYA 65 Pretax Margin % is 52.12% as of Dec. 2025, which is 1% below its 10-year median of 52.55. GuruFocus rates ASX:STWIYA with a GF Score™ of 65/100. The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Commonwealth Bank of Australia ranks better than 83.04% on this metric.
The historical rank and industry rank for Commonwealth Bank of Australia's Pretax Margin % or its related term are showing as below:
ASX:STWIYA'
s Pretax Margin % Range Over the Past 10 Years
Min: 43.96 Med: 52.55 Max: 57.28
Current: 50.58
ASX:STWIYA's Pretax Margin % is ranked better than 83.04% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs ASX:STWIYA: 50.58
Commonwealth Bank of Australia (ASX:STWIYA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Commonwealth Bank of Australia Pretax Margin % Related Terms
Commonwealth Bank of Australia Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commonwealth Bank of Australia Pretax Margin % Chart
ASX:STWIYA vs JPM, BAC, WFC: Pretax Margin % Comparison
For the Banks - Diversified subindustry, Commonwealth Bank of Australia's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commonwealth Bank of Australia Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Commonwealth Bank of Australia's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commonwealth Bank of Australia (ASX:STWIYA) has a Pretax Margin % of 52.12% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commonwealth Bank of Australia and its competitors. This is near median its historical median of 52.55. Over the past decade, Commonwealth Bank of Australia's Pretax Margin % has ranged from 43.96 to 57.28. According to the industry distribution chart, Commonwealth Bank of Australia ranks #259 out of 1527 companies in the Banks industry, placing it in the top 17%.
Is Commonwealth Bank of Australia's Pretax Margin % too high?
Commonwealth Bank of Australia's current Pretax Margin % of 52.12% is near median its 10-year median of 52.55. Over the past 10 years, this metric has ranged from a low of 43.96 to a high of 57.28. The Banks industry median Pretax Margin % is 34.88. Commonwealth Bank of Australia's value of 52.12% is 49.4% above this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #259 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commonwealth Bank of Australia has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #259 out of 1527 companies for Pretax Margin %. This places Commonwealth Bank of Australia in the top 17% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Commonwealth Bank of Australia's value of 52.12% is 49.4% above this benchmark. Historically, Commonwealth Bank of Australia's own Pretax Margin % has ranged from 43.96 to 57.28 over the past decade. While the company's 10-year median is 52.55 vs. the industry median of 34.88, Commonwealth Bank of Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current Pretax Margin % of 52.12% is 49.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current Pretax Margin % is 52.12%, which is near median its own 10-year median of 52.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Commonwealth Bank of Australia (ASX:STWIYA) has a current Pretax Margin % of 52.12%. The current Pretax Margin % is 52.12%, which is near median its 10-year median of 52.55 and 49.4% above the Banks industry median of 34.88. Commonwealth Bank of Australia's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Commonwealth Bank of Australia (ASX:STWIYA), the current Pretax Margin % is 52.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commonwealth Bank of Australia Business Description
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
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