Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Commonwealth Bank of AustraliaASX:STWIYA 59 3-Year Dividend Growth Rate is 8.20% as of Dec. 2025, which is at its 10-year median of 8.20. GuruFocus rates ASX:STWIYA with a GF Score™ of 59/100. The stock has 3 warning signs investors should review. Among 961 Banks companies, Commonwealth Bank of Australia ranks worse than 54.21% on this metric.
The historical rank and industry rank for Commonwealth Bank of Australia's 3-Year Dividend Growth Rate or its related term are showing as below:
ASX:STWIYA'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -16.8 Med: 8.2 Max: 53.3
Current: 8.2
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Commonwealth Bank of Australia was 53.30% per year. The lowest was -16.80% per year. And the median was 8.20% per year.
ASX:STWIYA's 3-Year Dividend Growth Rate is ranked worse than 54.21% of 961
companies
in the Banks industry
Industry Median: 10.1
vs ASX:STWIYA: 8.20
During the past 12 months, Commonwealth Bank of Australia's average Dividends Per Share Growth Rate was 4.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.20% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 0.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Commonwealth Bank of Australia is 0.77, which seems too high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Commonwealth Bank of Australia was 1.06. The lowest was 0.53. And the median was 0.79.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Commonwealth Bank of Australia is 0.77, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
During the past 13 years, the highest Dividend Yield of Commonwealth Bank of Australia was 7.47%. The lowest was 2.26%. And the median was 4.20%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commonwealth Bank of Australia 3-Year Dividend Growth Rate Related Terms>
ASX:STWIYA vs JPM, BAC, WFC: 3-Year Dividend Growth Rate Comparison
For the Banks - Diversified subindustry, Commonwealth Bank of Australia's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commonwealth Bank of Australia 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Commonwealth Bank of Australia's 3-Year Dividend Growth Rate falls into.
Commonwealth Bank of Australia 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 8.20% mean?
Commonwealth Bank of Australia (ASX:STWIYA) has a 3-Year Dividend Growth Rate of 8.20% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Commonwealth Bank of Australia and its competitors. This is near median its historical median of 8.20. According to the industry distribution chart, Commonwealth Bank of Australia ranks #521 out of 961 companies in the Banks industry, placing it in the top 54.2%.
Is Commonwealth Bank of Australia's 3-Year Dividend Growth Rate too high?
Commonwealth Bank of Australia's current 3-Year Dividend Growth Rate of 8.20% is near median its 10-year median of 8.20. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Commonwealth Bank of Australia's value of 8.20% is 18.8% below this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #521 out of 961 companies in the Banks industry, which is below the industry midpoint. Overall, Commonwealth Bank of Australia has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's 3-Year Dividend Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #521 out of 961 companies for 3-Year Dividend Growth Rate. This places Commonwealth Bank of Australia in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Commonwealth Bank of Australia's value of 8.20% is 18.8% below this benchmark. While the company's 10-year median is 8.20 vs. the industry median of 10.10, Commonwealth Bank of Australia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current 3-Year Dividend Growth Rate of 8.20% is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current 3-Year Dividend Growth Rate is 8.20%, which is near median its own 10-year median of 8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Commonwealth Bank of Australia (ASX:STWIYA) has a current 3-Year Dividend Growth Rate of 8.20%. The current 3-Year Dividend Growth Rate is 8.20%, which is near median its 10-year median of 8.20 and 18.8% below the Banks industry median of 10.10. Commonwealth Bank of Australia's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Commonwealth Bank of Australia (ASX:STWIYA), the current 3-Year Dividend Growth Rate is 8.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:STWIYA has been successfully added to your 
