BCO Estado do Para (BSP:BPAR3) Debt-to-Equity: 1.35 (As of Jun. 2026) — 1025% Above Median

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Director of Data and Quant Analytics at GuruFocus
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BSP:BPAR3 BCO Estado do Para SA BSP:BPAR3
61 GF Score
Price R$180.00
GF Value R$198.84
! 4 Warning Signs
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What is BCO Estado do Para Debt-to-Equity?

BCO Estado do Para BSP:BPAR3 61 Debt-to-Equity is 1.35 as of Jun. 2026, which is 1025% above its 10-year median of 0.12. GuruFocus rates BSP:BPAR3 with a GF Score™ of 61/100 and a GF Value™ of R$198.84. The stock has 4 warning signs investors should review.

BCO Estado do Para's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$0 Mil. BCO Estado do Para's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$3,018 Mil. BCO Estado do Para's Total Stockholders Equity for the quarter that ended in Jun. 2026 was R$2,244 Mil. BCO Estado do Para's debt to equity for the quarter that ended in Jun. 2026 was 1.34.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for BCO Estado do Para's Debt-to-Equity or its related term are showing as below:

BSP:BPAR3' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0.12   Max: 1.35
Current: 1.35

During the past 13 years, the highest Debt-to-Equity Ratio of BCO Estado do Para was 1.35. The lowest was 0.00. And the median was 0.12.

BSP:BPAR3's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.58 vs BSP:BPAR3: 1.35

BCO Estado do Para  (BSP:BPAR3) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


BCO Estado do Para Debt-to-Equity Related Terms


BCO Estado do Para Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for BCO Estado do Para's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado do Para Debt-to-Equity Chart

BCO Estado do Para Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.16 0.29 0.77 1.30

BCO Estado do Para Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 1.17 1.30 1.30 1.35

BCO Estado do Para Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, BCO Estado do Para's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Estado do Para Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, BCO Estado do Para's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where BCO Estado do Para's Debt-to-Equity falls into.


BSP:BPAR3
61GF Score
BCO Estado do Para SA BSP:BPAR3
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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BCO Estado do Para Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

BCO Estado do Para's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

BCO Estado do Para's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.35 mean?
BCO Estado do Para (BSP:BPAR3) has a Debt-to-Equity of 1.35 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on BCO Estado do Para and its competitors. This is 1025% above median its historical median of 0.12.
Is BCO Estado do Para's Debt-to-Equity too high?
BCO Estado do Para's current Debt-to-Equity of 1.35 is 1025% above median its 10-year median of 0.12. The Banks industry median Debt-to-Equity is 0.58. BCO Estado do Para's value of 1.35 is 132.8% above this industry median. Overall, BCO Estado do Para has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does BCO Estado do Para's Debt-to-Equity compare to competitors?
BCO Estado do Para's Debt-to-Equity of 1.35 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. BCO Estado do Para's value of 1.35 is 132.8% above this benchmark. While the company's 10-year median is 0.12 vs. the industry median of 0.58, BCO Estado do Para has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado do Para's current Debt-to-Equity of 1.35 is 132.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on BCO Estado do Para and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado do Para's current Debt-to-Equity is 1.35, which is 1025% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado do Para stock overvalued right now?
BCO Estado do Para (BSP:BPAR3) has a current Debt-to-Equity of 1.35. The stock's GF Value™ is R$198.84, compared to a current price of R$180.00 — trading 9.5% below its estimated fair value. The current Debt-to-Equity is 1.35, which is 1025% above median its 10-year median of 0.12 and 132.8% above the Banks industry median of 0.58. BCO Estado do Para's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For BCO Estado do Para (BSP:BPAR3), the current Debt-to-Equity is 1.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado do Para (BSP:BPAR3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado do Para stock appears to be undervalued. The current stock price of R$180.00 is trading 9.5% below its estimated GF Value™ of R$198.84.

Key valuation signals for BSP:BPAR3:

  • Debt-to-Equity: 1.35 (1025% above median its 10-year median of 0.12)
  • GF Value™: R$198.84 vs. price of R$180.00 (9.5% below fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 132.8% above the Banks median

No single metric tells the full story. See the BSP:BPAR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Estado do Para Business Description

Address Av Presidente Vargas 251, 4 Andar, Belem, PA, BRA, 66010000
BCO Estado do Para SA a multiple service bank operating in the areas of commercial banking, real estate loans, as well as financing and investments in the state of Para. It provides services like payment management, internet banking and benefit card.
61GF Score

Get the complete analysis for BSP:BPAR3

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$180.00
Price
R$198.84
GF Value