BCO Estado do Para (BSP:BPAR3) Return-on-Tangible-Equity: 8.78% (As of Mar. 2026) — 54% Below Median

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BSP:BPAR3 BCO Estado do Para SA BSP:BPAR3
61 GF Score
Price R$180.00
GF Value R$198.84
! 5 Warning Signs
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What is BCO Estado do Para Return-on-Tangible-Equity?

BCO Estado do Para BSP:BPAR3 61 Return-on-Tangible-Equity is 8.78% as of Mar. 2026, which is 54% below its 10-year median of 19.29. GuruFocus rates BSP:BPAR3 with a GF Score™ of 61/100 and a GF Value™ of R$198.84. The stock has 5 warning signs investors should review.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. BCO Estado do Para's annualized net income for the quarter that ended in Mar. 2026 was R$177 Mil. BCO Estado do Para's average shareholder tangible equity for the quarter that ended in Mar. 2026 was R$2,018 Mil. Therefore, BCO Estado do Para's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 8.78%.

The historical rank and industry rank for BCO Estado do Para's Return-on-Tangible-Equity or its related term are showing as below:

BSP:BPAR3' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.29   Med: 19.29   Max: 33.36
Current: 9.29

During the past 13 years, BCO Estado do Para's highest Return-on-Tangible-Equity was 33.36%. The lowest was 9.29%. And the median was 19.29%.

BSP:BPAR3's Return-on-Tangible-Equity is not ranked
in the Banks industry.
Industry Median: 11.44 vs BSP:BPAR3: 9.29

BCO Estado do Para  (BSP:BPAR3) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


BCO Estado do Para Return-on-Tangible-Equity Related Terms


BCO Estado do Para Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for BCO Estado do Para's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado do Para Return-on-Tangible-Equity Chart

BCO Estado do Para Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.87 11.64 16.86 19.95 10.15

BCO Estado do Para Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.91 13.45 4.82 10.01 8.78

BCO Estado do Para Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, BCO Estado do Para's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Estado do Para Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, BCO Estado do Para's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where BCO Estado do Para's Return-on-Tangible-Equity falls into.


BSP:BPAR3
61GF Score
BCO Estado do Para SA BSP:BPAR3
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Estado do Para Return-on-Tangible-Equity Calculation

BCO Estado do Para's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=200.857/( (1917.533+2040.419 )/ 2 )
=200.857/1978.976
=10.15 %

BCO Estado do Para's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=177.144/( (2040.419+1995.337)/ 2 )
=177.144/2017.878
=8.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 8.78% mean?
BCO Estado do Para (BSP:BPAR3) has a Return-on-Tangible-Equity of 8.78% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on BCO Estado do Para and its competitors. This is 54% below median its historical median of 19.29. Over the past decade, BCO Estado do Para's Return-on-Tangible-Equity has ranged from 9.29 to 33.36.
Is BCO Estado do Para's Return-on-Tangible-Equity too high?
BCO Estado do Para's current Return-on-Tangible-Equity of 8.78% is 54% below median its 10-year median of 19.29. Over the past 10 years, this metric has ranged from a low of 9.29 to a high of 33.36. The Banks industry median Return-on-Tangible-Equity is 11.44. BCO Estado do Para's value of 8.78% is 23.3% below this industry median. Overall, BCO Estado do Para has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does BCO Estado do Para's Return-on-Tangible-Equity compare to competitors?
BCO Estado do Para's Return-on-Tangible-Equity of 8.78% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.44. BCO Estado do Para's value of 8.78% is 23.3% below this benchmark. Historically, BCO Estado do Para's own Return-on-Tangible-Equity has ranged from 9.29 to 33.36 over the past decade. While the company's 10-year median is 19.29 vs. the industry median of 11.44, BCO Estado do Para has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.44, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado do Para's current Return-on-Tangible-Equity of 8.78% is 23.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on BCO Estado do Para and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado do Para's current Return-on-Tangible-Equity is 8.78%, which is 54% below median its own 10-year median of 19.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado do Para stock overvalued right now?
BCO Estado do Para (BSP:BPAR3) has a current Return-on-Tangible-Equity of 8.78%. The stock's GF Value™ is R$198.84, compared to a current price of R$180.00 — trading 9.5% below its estimated fair value. The current Return-on-Tangible-Equity is 8.78%, which is 54% below median its 10-year median of 19.29 and 23.3% below the Banks industry median of 11.44. BCO Estado do Para's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For BCO Estado do Para (BSP:BPAR3), the current Return-on-Tangible-Equity is 8.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado do Para (BSP:BPAR3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado do Para stock appears to be undervalued. The current stock price of R$180.00 is trading 9.5% below its estimated GF Value™ of R$198.84.

Key valuation signals for BSP:BPAR3:

  • Return-on-Tangible-Equity: 8.78% (54% below median its 10-year median of 19.29)
  • GF Value™: R$198.84 vs. price of R$180.00 (9.5% below fair value)
  • GF Score™: 61/100 with 5 warning signs
  • Industry Position: 23.3% below the Banks median

No single metric tells the full story. See the BSP:BPAR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Estado do Para Business Description

Address Av Presidente Vargas 251, 4 Andar, Belem, PA, BRA, 66010000
BCO Estado do Para SA a multiple service bank operating in the areas of commercial banking, real estate loans, as well as financing and investments in the state of Para. It provides services like payment management, internet banking and benefit card.
61GF Score

Get the complete analysis for BSP:BPAR3

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$180.00
Price
R$198.84
GF Value