BCO Estado do ParaBSP:BPAR3 60 ROE % is 7.93% as of Mar. 2026, which is 55% below its 10-year median of 17.64. GuruFocus rates BSP:BPAR3 with a GF Score™ of 60/100 and a GF Value™ of R$198.84 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, BCO Estado do Para ranks worse than 63.16% on this metric.
The historical rank and industry rank for BCO Estado do Para's ROE % or its related term are showing as below:
BSP:BPAR3'
s ROE % Range Over the Past 10 Years
Min: 8.44 Med: 17.64 Max: 30.41
Current: 8.44
During the past 13 years, BCO Estado do Para's highest ROE % was 30.41%. The lowest was 8.44%. And the median was 17.64%.
BSP:BPAR3's ROE % is ranked worse than 63.16% of 1523
companies
in the Banks industry
Industry Median: 10.22
vs BSP:BPAR3: 8.44
BCO Estado do Para (BSP:BPAR3) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
BCO Estado do Para ROE % Related Terms
BCO Estado do Para ROE % Historical Data
* Premium members only.
The historical data trend for BCO Estado do Para's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BCO Estado do Para's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado do Para ROE % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado do Para's ROE % distribution charts can be found below:
* The bar in red indicates where BCO Estado do Para's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
BCO Estado do Para (BSP:BPAR3) has a ROE % of 7.93% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BCO Estado do Para and its competitors. This is 55% below median its historical median of 17.64. Over the past decade, BCO Estado do Para's ROE % has ranged from 8.44 to 30.41. According to the industry distribution chart, BCO Estado do Para ranks #962 out of 1523 companies in the Banks industry, placing it in the top 63.2%.
Is BCO Estado do Para's ROE % too high?
BCO Estado do Para's current ROE % of 7.93% is 55% below median its 10-year median of 17.64. Over the past 10 years, this metric has ranged from a low of 8.44 to a high of 30.41. The Banks industry median ROE % is 10.22. BCO Estado do Para's value of 7.93% is 22.4% below this industry median. Based on the distribution chart, BCO Estado do Para ranks #962 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, BCO Estado do Para has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado do Para's ROE % compare to competitors?
According to the Banks industry distribution chart, BCO Estado do Para ranks #962 out of 1523 companies for ROE %. This places BCO Estado do Para in the lower half of its industry. The industry median ROE % is 10.22. BCO Estado do Para's value of 7.93% is 22.4% below this benchmark. Historically, BCO Estado do Para's own ROE % has ranged from 8.44 to 30.41 over the past decade. While the company's 10-year median is 17.64 vs. the industry median of 10.22, BCO Estado do Para has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado do Para's current ROE % of 7.93% is 22.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BCO Estado do Para and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado do Para's current ROE % is 7.93%, which is 55% below median its own 10-year median of 17.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado do Para stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado do Para (BSP:BPAR3) is currently considered Fairly Valued. The stock's GF Value™ is R$198.84, compared to a current price of R$180.00 — trading 9.5% below its estimated fair value. The current ROE % is 7.93%, which is 55% below median its 10-year median of 17.64 and 22.4% below the Banks industry median of 10.22. BCO Estado do Para's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For BCO Estado do Para (BSP:BPAR3), the current ROE % is 7.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado do Para (BSP:BPAR3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado do Para stock appears to be undervalued.
The current stock price of R$180.00 is trading 9.5% below its estimated GF Value™ of R$198.84.
GuruFocus considers BCO Estado do Para to be Fairly Valued.
Key valuation signals for BSP:BPAR3:
ROE %: 7.93% (55% below median its 10-year median of 17.64)
GF Value™: R$198.84 vs. price of R$180.00 (9.5% below fair value)
Industry Position: 22.4% below the Banks median (#962 of 1523)
No single metric tells the full story. See the BSP:BPAR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado do Para SA a multiple service bank operating in the areas of commercial banking, real estate loans, as well as financing and investments in the state of Para. It provides services like payment management, internet banking and benefit card.
60GF Score
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