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OTP BankBUD:OTP -0.63%61 Debt-to-Equity is 0.66 as of Jun. 2026, which is 113% above its 10-year median of 0.31. GuruFocus rates BUD:OTP with a GF Score™ of 61/100 and a GF Value™ of Ft31,619.66 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,422 Banks companies, OTP Bank ranks worse than 54.78% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for OTP Bank's Debt-to-Equity or its related term are showing as below:
BUD:OTP'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 0.31 Max: 0.72
Current: 0.66
During the past 13 years, the highest Debt-to-Equity Ratio of OTP Bank was 0.72. The lowest was 0.16. And the median was 0.31.
BUD:OTP's Debt-to-Equity is ranked worse than 54.78% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs BUD:OTP: 0.66
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
OTP Bank Debt-to-Equity Related Terms
OTP Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for OTP Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where OTP Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (BUD:OTP) has a Debt-to-Equity of 0.66 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on OTP Bank and its competitors. This is 113% above median its historical median of 0.31. Over the past decade, OTP Bank's Debt-to-Equity has ranged from 0.16 to 0.72. According to the industry distribution chart, OTP Bank ranks #779 out of 1422 companies in the Banks industry, placing it in the top 54.8%.
Is OTP Bank's Debt-to-Equity too high?
OTP Bank's current Debt-to-Equity of 0.66 is 113% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.72. The Banks industry median Debt-to-Equity is 0.58. OTP Bank's value of 0.66 is 13.8% above this industry median. Based on the distribution chart, OTP Bank ranks #779 out of 1422 companies in the Banks industry, which is below the industry midpoint. Overall, OTP Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #779 out of 1422 companies for Debt-to-Equity. This places OTP Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. OTP Bank's value of 0.66 is 13.8% above this benchmark. Historically, OTP Bank's own Debt-to-Equity has ranged from 0.16 to 0.72 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.58, OTP Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current Debt-to-Equity of 0.66 is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on OTP Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current Debt-to-Equity is 0.66, which is 113% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (BUD:OTP) is currently considered Significantly Overvalued. The stock's GF Value™ is Ft31,619.66, compared to a current price of Ft46,050.00 — trading 45.6% above its estimated fair value. The current Debt-to-Equity is 0.66, which is 113% above median its 10-year median of 0.31 and 13.8% above the Banks industry median of 0.58. OTP Bank's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For OTP Bank (BUD:OTP), the current Debt-to-Equity is 0.66 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (BUD:OTP) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of Ft46,050.00 is trading 45.6% above its estimated GF Value™ of Ft31,619.66.
GuruFocus considers OTP Bank to be Significantly Overvalued.
Key valuation signals for BUD:OTP:
Debt-to-Equity: 0.66 (113% above median its 10-year median of 0.31)
GF Value™: Ft31,619.66 vs. price of Ft46,050.00 (45.6% above fair value)
Industry Position: 13.8% above the Banks median (#779 of 1422)
No single metric tells the full story. See the BUD:OTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
61GF Score
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