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OTP BankBUD:OTP -0.82%60 5-Year Yield-on-Cost % is 2.43 as of Jul. 24, 2026, which is 15% above its 10-year median of 2.12. GuruFocus rates BUD:OTP with a GF Score™ of 60/100 and a GF Value™ of Ft28,714.59 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,250 Banks companies, OTP Bank ranks worse than 74.64% on this metric.
OTP Bank's yield on cost for the quarter that ended in Mar. 2026 was 2.43.
The historical rank and industry rank for OTP Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
BUD:OTP'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.41 Med: 2.12 Max: 5.44
Current: 2.43
During the past 13 years, OTP Bank's highest Yield on Cost was 5.44. The lowest was 1.41. And the median was 2.12.
BUD:OTP's 5-Year Yield-on-Cost % is ranked worse than 74.64% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs BUD:OTP: 2.43
OTP Bank (BUD:OTP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
OTP Bank 5-Year Yield-on-Cost % Related Terms
BUD:OTP vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, OTP Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where OTP Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of OTP Bank is calculated as
OTP Bank (BUD:OTP) has a 5-Year Yield-on-Cost % of 2.43 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on OTP Bank and its competitors. This is 15% above median its historical median of 2.12. Over the past decade, OTP Bank's 5-Year Yield-on-Cost % has ranged from 1.41 to 5.44. According to the industry distribution chart, OTP Bank ranks #933 out of 1250 companies in the Banks industry, placing it in the top 74.6%.
Is OTP Bank's 5-Year Yield-on-Cost % too high?
OTP Bank's current 5-Year Yield-on-Cost % of 2.43 is 15% above median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 5.44. The Banks industry median 5-Year Yield-on-Cost % is 3.89. OTP Bank's value of 2.43 is 37.5% below this industry median. Based on the distribution chart, OTP Bank ranks #933 out of 1250 companies in the Banks industry, which is below the industry midpoint. Overall, OTP Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #933 out of 1250 companies for 5-Year Yield-on-Cost %. This places OTP Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. OTP Bank's value of 2.43 is 37.5% below this benchmark. Historically, OTP Bank's own 5-Year Yield-on-Cost % has ranged from 1.41 to 5.44 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 3.89, OTP Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current 5-Year Yield-on-Cost % of 2.43 is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on OTP Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current 5-Year Yield-on-Cost % is 2.43, which is 15% above median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (BUD:OTP) is currently considered Significantly Overvalued. The stock's GF Value™ is Ft28,714.59, compared to a current price of Ft46,020.00 — trading 60.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.43, which is 15% above median its 10-year median of 2.12 and 37.5% below the Banks industry median of 3.89. OTP Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For OTP Bank (BUD:OTP), the current 5-Year Yield-on-Cost % is 2.43 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (BUD:OTP) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of Ft46,020.00 is trading 60.3% above its estimated GF Value™ of Ft28,714.59.
GuruFocus considers OTP Bank to be Significantly Overvalued.
Key valuation signals for BUD:OTP:
5-Year Yield-on-Cost %: 2.43 (15% above median its 10-year median of 2.12)
GF Value™: Ft28,714.59 vs. price of Ft46,020.00 (60.3% above fair value)
Industry Position: 37.5% below the Banks median (#933 of 1250)
No single metric tells the full story. See the BUD:OTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
60GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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