OTP Bank (BUD:OTP) Research & Development: Ft0 Mil (TTM As of Mar. 2026)


BUD:OTP OTP Bank PLC BUD:OTP
60 GF Score
Price Ft45,970.00
GF Value Ft28,844.40
Valuation Significantly Overvalued
! 5 Warning Signs
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What is OTP Bank Research & Development?

OTP Bank BUD:OTP +1.48% 60 Research & Development is Ft0 Mil as of Mar. 2026. GuruFocus rates BUD:OTP with a GF Score™ of 60/100 and a GF Value™ of Ft28,844.40 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. OTP Bank's Research & Development for the three months ended in Mar. 2026 was Ft0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was Ft0 Mil.

OTP Bank  (BUD:OTP) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

OTP Bank Research & Development Related Terms

OTP Bank Research & Development Historical Data

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The historical data trend for OTP Bank's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OTP Bank Research & Development Chart

OTP Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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OTP Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BUD:OTP
60GF Score
OTP Bank PLC BUD:OTP
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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OTP Bank Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Ft0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of Ft0 Mil mean?
OTP Bank (BUD:OTP) has a Research & Development of Ft0 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on OTP Bank and its competitors.
Is OTP Bank's Research & Development too high?
OTP Bank's current Research & Development is Ft0 Mil. Overall, OTP Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Research & Development compare to PNC and USB?
OTP Bank's Research & Development of Ft0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on OTP Bank and its competitors. OTP Bank's current Research & Development is Ft0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (BUD:OTP) is currently considered Significantly Overvalued. The stock's GF Value™ is Ft28,844.40, compared to a current price of Ft45,970.00 — trading 59.4% above its estimated fair value. The current Research & Development is Ft0 Mil. OTP Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For OTP Bank (BUD:OTP), the current Research & Development is Ft0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OTP Bank (BUD:OTP) Overvalued in 2026?

Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued. The current stock price of Ft45,970.00 is trading 59.4% above its estimated GF Value™ of Ft28,844.40. GuruFocus considers OTP Bank to be Significantly Overvalued.

Key valuation signals for BUD:OTP:

  • Research & Development: Ft0 Mil
  • GF Value™: Ft28,844.40 vs. price of Ft45,970.00 (59.4% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the BUD:OTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OTP Bank Business Description

Address 16, Nador Street, Budapest, HUN, 1051
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
60GF Score

Get the complete analysis for BUD:OTP

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft45,970.00
Price
Ft28,844.40
GF Value