CELJF (Cellcom Israel) Debt-to-Equity: 0.71 (As of Mar. 2026) — 64% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CELJF Cellcom Israel Ltd CELJF
56 GF Score
Price $10.20
GF Value $5.56
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Cellcom Israel Debt-to-Equity?

Cellcom Israel CELJF -0.68% 56 Debt-to-Equity is 0.71 as of Mar. 2026, which is 64% below its 10-year median of 1.96. GuruFocus rates CELJF with a GF Score™ of 56/100 and a GF Value™ of $5.56 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 327 Telecommunication Services companies, Cellcom Israel ranks worse than 54.74% on this metric.

Cellcom Israel's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $291 Mil. Cellcom Israel's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $352 Mil. Cellcom Israel's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $906 Mil. Cellcom Israel's debt to equity for the quarter that ended in Mar. 2026 was 0.71.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Cellcom Israel's Debt-to-Equity or its related term are showing as below:

CELJF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.71   Med: 1.96   Max: 3.08
Current: 0.71

During the past 13 years, the highest Debt-to-Equity Ratio of Cellcom Israel was 3.08. The lowest was 0.71. And the median was 1.96.

CELJF's Debt-to-Equity is ranked worse than
54.74% of 327 companies
in the Telecommunication Services industry
Industry Median: 0.63 vs CELJF: 0.71

Cellcom Israel  (OTCPK:CELJF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Cellcom Israel Debt-to-Equity Related Terms


Cellcom Israel Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Cellcom Israel's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cellcom Israel Debt-to-Equity Chart

Cellcom Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.78 1.72 1.32 1.09 0.78

Cellcom Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.95 0.83 0.78 0.71

CELJF vs VZ, TMUS, T: Debt-to-Equity Comparison

For the Telecom Services subindustry, Cellcom Israel's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cellcom Israel Debt-to-Equity vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Cellcom Israel's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Cellcom Israel's Debt-to-Equity falls into.


CELJF
56GF Score
Cellcom Israel Ltd CELJF
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cellcom Israel Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Cellcom Israel's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Cellcom Israel's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.71 mean?
Cellcom Israel (CELJF) has a Debt-to-Equity of 0.71 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cellcom Israel and its competitors. This is 64% below median its historical median of 1.96. Over the past decade, Cellcom Israel's Debt-to-Equity has ranged from 0.71 to 3.08. According to the industry distribution chart, Cellcom Israel ranks #179 out of 327 companies in the Telecommunication Services industry, placing it in the top 54.7%.
Is Cellcom Israel's Debt-to-Equity too high?
Cellcom Israel's current Debt-to-Equity of 0.71 is 64% below median its 10-year median of 1.96. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 3.08. The Telecommunication Services industry median Debt-to-Equity is 0.63. Cellcom Israel's value of 0.71 is 12.7% above this industry median. Based on the distribution chart, Cellcom Israel ranks #179 out of 327 companies in the Telecommunication Services industry, which is below the industry midpoint. Overall, Cellcom Israel has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cellcom Israel's Debt-to-Equity compare to VZ and TMUS?
According to the Telecommunication Services industry distribution chart, Cellcom Israel ranks #179 out of 327 companies for Debt-to-Equity. This places Cellcom Israel in the lower half of its industry. The industry median Debt-to-Equity is 0.63. Cellcom Israel's value of 0.71 is 12.7% above this benchmark. Historically, Cellcom Israel's own Debt-to-Equity has ranged from 0.71 to 3.08 over the past decade. While the company's 10-year median is 1.96 vs. the industry median of 0.63, Cellcom Israel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Telecommunication Services company?
The median Debt-to-Equity among Telecommunication Services companies is 0.63, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cellcom Israel's current Debt-to-Equity of 0.71 is 12.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cellcom Israel and its competitors. For the Telecommunication Services industry, the median Debt-to-Equity is 0.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cellcom Israel's current Debt-to-Equity is 0.71, which is 64% below median its own 10-year median of 1.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cellcom Israel stock overvalued right now?
Based on GuruFocus' analysis, Cellcom Israel (CELJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.56, compared to a current price of $10.20 — trading 83.5% above its estimated fair value. The current Debt-to-Equity is 0.71, which is 64% below median its 10-year median of 1.96 and 12.7% above the Telecommunication Services industry median of 0.63. Cellcom Israel's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Cellcom Israel (CELJF), the current Debt-to-Equity is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cellcom Israel (CELJF) Overvalued in 2026?

Based on GuruFocus' analysis, Cellcom Israel stock appears to be overvalued. The current stock price of $10.20 is trading 83.5% above its estimated GF Value™ of $5.56. GuruFocus considers Cellcom Israel to be Significantly Overvalued.

Key valuation signals for CELJF:

  • Debt-to-Equity: 0.71 (64% below median its 10-year median of 1.96)
  • GF Value™: $5.56 vs. price of $10.20 (83.5% above fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 12.7% above the Telecommunication Services median (#179 of 327)

No single metric tells the full story. See the CELJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cellcom Israel Business Description

Other Exchanges CEL:IsraelF5U:Germany
Address 10 Hagavish Street, P.O Box 4060, Netanya, ISR, 4250708
Cellcom Israel Ltd is an Israeli communications group that provides a wide variety of communication services in Israel. Additionally, it also provides electricity supply services to private and business customers. The group's operating segments are: Cellular Communications, Fixed Line Communications, and Electricity Supply. The majority of its revenue is generated from the Cellular Communications segment, which provides cellular communications services in Israel, on several networks deployed across the country, which include calls, text messages (SMS, MMS), internet access, and transfer of data over the internet and other associated equipment and services. In addition, the group provides overseas roaming services to its customers and to customers of foreign operators visiting Israel.
56GF Score

Get the complete analysis for CELJF

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$5.56
GF Value