CELJF (Cellcom Israel) Interest Coverage: 4.65 (As of Mar. 2026) — 150% Above Median


CELJF Cellcom Israel Ltd CELJF
58 GF Score
Price $10.46
GF Value $5.67
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Cellcom Israel Interest Coverage?

Cellcom Israel CELJF 58 Interest Coverage is 4.65 as of Mar. 2026, which is 150% above its 10-year median of 1.86. GuruFocus rates CELJF with a GF Score™ of 58/100 and a GF Value™ of $5.67 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 284 Telecommunication Services companies, Cellcom Israel ranks worse than 57.75% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cellcom Israel's Operating Income for the three months ended in Mar. 2026 was $36 Mil. Cellcom Israel's Interest Expense for the three months ended in Mar. 2026 was $-8 Mil. Cellcom Israel's interest coverage for the quarter that ended in Mar. 2026 was 4.65. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cellcom Israel's Interest Coverage or its related term are showing as below:

CELJF' s Interest Coverage Range Over the Past 10 Years
Min: 0.45   Med: 1.86   Max: 3.7
Current: 3.7


CELJF's Interest Coverage is ranked worse than
57.75% of 284 companies
in the Telecommunication Services industry
Industry Median: 4.685 vs CELJF: 3.70

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cellcom Israel  (OTCPK:CELJF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cellcom Israel Interest Coverage Related Terms


Cellcom Israel Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cellcom Israel's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cellcom Israel Interest Coverage Chart

Cellcom Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 1.90 2.29 2.81 3.42

Cellcom Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.03 2.76 3.41 6.10 4.65

CELJF vs TMUS, VZ, T: Interest Coverage Comparison

For the Telecom Services subindustry, Cellcom Israel's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cellcom Israel Interest Coverage vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Cellcom Israel's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cellcom Israel's Interest Coverage falls into.


CELJF
58GF Score
Cellcom Israel Ltd CELJF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Cellcom Israel Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cellcom Israel's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cellcom Israel's Interest Expense was $-37 Mil. Its Operating Income was $126 Mil. And its Long-Term Debt & Capital Lease Obligation was $478 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*125.856/-36.778
=3.42

Cellcom Israel's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Cellcom Israel's Interest Expense was $-8 Mil. Its Operating Income was $36 Mil. And its Long-Term Debt & Capital Lease Obligation was $356 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*36.103/-7.761
=4.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.65 mean?
Cellcom Israel (CELJF) has a Interest Coverage of 4.65 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cellcom Israel and its competitors. This is 150% above median its historical median of 1.86. Over the past decade, Cellcom Israel's Interest Coverage has ranged from 0.45 to 3.70. According to the industry distribution chart, Cellcom Israel ranks #164 out of 284 companies in the Telecommunication Services industry, placing it in the top 57.7%.
Is Cellcom Israel's Interest Coverage too high?
Cellcom Israel's current Interest Coverage of 4.65 is 150% above median its 10-year median of 1.86. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 3.70. The Telecommunication Services industry median Interest Coverage is 4.69. Cellcom Israel's value of 4.65 is 0.7% below this industry median. Based on the distribution chart, Cellcom Israel ranks #164 out of 284 companies in the Telecommunication Services industry, which is below the industry midpoint. Overall, Cellcom Israel has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cellcom Israel's Interest Coverage compare to TMUS and VZ?
According to the Telecommunication Services industry distribution chart, Cellcom Israel ranks #164 out of 284 companies for Interest Coverage. This places Cellcom Israel in the lower half of its industry. The industry median Interest Coverage is 4.69. Cellcom Israel's value of 4.65 is 0.7% below this benchmark. Historically, Cellcom Israel's own Interest Coverage has ranged from 0.45 to 3.70 over the past decade. While the company's 10-year median is 1.86 vs. the industry median of 4.69, Cellcom Israel has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Telecommunication Services company?
The median Interest Coverage among Telecommunication Services companies is 4.69, based on 284 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cellcom Israel's current Interest Coverage of 4.65 is 0.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cellcom Israel and its competitors. For the Telecommunication Services industry, the median Interest Coverage is 4.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cellcom Israel's current Interest Coverage is 4.65, which is 150% above median its own 10-year median of 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cellcom Israel stock overvalued right now?
Based on GuruFocus' analysis, Cellcom Israel (CELJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.67, compared to a current price of $10.46 — trading 84.5% above its estimated fair value. The current Interest Coverage is 4.65, which is 150% above median its 10-year median of 1.86 and 0.7% below the Telecommunication Services industry median of 4.69. Cellcom Israel's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cellcom Israel (CELJF), the current Interest Coverage is 4.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cellcom Israel (CELJF) Overvalued in 2026?

Based on GuruFocus' analysis, Cellcom Israel stock appears to be overvalued. The current stock price of $10.46 is trading 84.5% above its estimated GF Value™ of $5.67. GuruFocus considers Cellcom Israel to be Significantly Overvalued.

Key valuation signals for CELJF:

  • Interest Coverage: 4.65 (150% above median its 10-year median of 1.86)
  • GF Value™: $5.67 vs. price of $10.46 (84.5% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 0.7% below the Telecommunication Services median (#164 of 284)

No single metric tells the full story. See the CELJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cellcom Israel Business Description

Other Exchanges CEL:IsraelF5U:Germany
Address 10 Hagavish Street, P.O Box 4060, Netanya, ISR, 4250708
Cellcom Israel Ltd is an Israeli communications group that provides a wide variety of communication services in Israel. Additionally, it also provides electricity supply services to private and business customers. The group's operating segments are: Cellular Communications, Fixed Line Communications, and Electricity Supply. The majority of its revenue is generated from the Cellular Communications segment, which provides cellular communications services in Israel, on several networks deployed across the country, which include calls, text messages (SMS, MMS), internet access, and transfer of data over the internet and other associated equipment and services. In addition, the group provides overseas roaming services to its customers and to customers of foreign operators visiting Israel.
58GF Score

Get the complete analysis for CELJF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.46
Price
$5.67
GF Value