CELJF (Cellcom Israel) Liabilities-to-Assets : 0.56 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CELJF Cellcom Israel Ltd CELJF
54 GF Score
Price $11.89
GF Value $5.45
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Cellcom Israel Liabilities-to-Assets?

Cellcom Israel CELJF 54 Liabilities-to-Assets is 0.56 as of Mar. 2026. GuruFocus rates CELJF with a GF Score™ of 54/100 and a GF Value™ of $5.45 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Cellcom Israel's Total Liabilities for the quarter that ended in Mar. 2026 was $1,157 Mil. Cellcom Israel's Total Assets for the quarter that ended in Mar. 2026 was $2,058 Mil. Therefore, Cellcom Israel's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.56.


Cellcom Israel  (OTCPK:CELJF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Cellcom Israel Liabilities-to-Assets Related Terms


Cellcom Israel Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Cellcom Israel's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cellcom Israel Liabilities-to-Assets Chart

Cellcom Israel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.70 0.66 0.62 0.56

Cellcom Israel Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.60 0.59 0.57 0.56 0.56

CELJF vs VZ, TMUS, T: Liabilities-to-Assets Comparison

For the Telecom Services subindustry, Cellcom Israel's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cellcom Israel Liabilities-to-Assets vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Cellcom Israel's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Cellcom Israel's Liabilities-to-Assets falls into.


CELJF
54GF Score
Cellcom Israel Ltd CELJF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cellcom Israel Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Cellcom Israel's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=1200.373/2141.485
=0.56

Cellcom Israel's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=1157.218/2057.83
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.56 mean?
Cellcom Israel (CELJF) has a Liabilities-to-Assets of 0.56 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Cellcom Israel and its competitors.
Is Cellcom Israel's Liabilities-to-Assets too high?
Cellcom Israel's current Liabilities-to-Assets is 0.56. Overall, Cellcom Israel has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cellcom Israel's Liabilities-to-Assets compare to VZ and TMUS?
Cellcom Israel's Liabilities-to-Assets of 0.56 can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Telecommunication Services company?
A good Liabilities-to-Assets depends on the Telecommunication Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Cellcom Israel and its competitors. Cellcom Israel's current Liabilities-to-Assets is 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cellcom Israel stock overvalued right now?
Based on GuruFocus' analysis, Cellcom Israel (CELJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.45, compared to a current price of $11.89 — trading 118.2% above its estimated fair value. The current Liabilities-to-Assets is 0.56. Cellcom Israel's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Cellcom Israel (CELJF), the current Liabilities-to-Assets is 0.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cellcom Israel (CELJF) Overvalued in 2026?

Based on GuruFocus' analysis, Cellcom Israel stock appears to be overvalued. The current stock price of $11.89 is trading 118.2% above its estimated GF Value™ of $5.45. GuruFocus considers Cellcom Israel to be Significantly Overvalued.

Key valuation signals for CELJF:

  • Liabilities-to-Assets: 0.56
  • GF Value™: $5.45 vs. price of $11.89 (118.2% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the CELJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cellcom Israel Business Description

Other Exchanges CEL:IsraelF5U:Germany
Address 10 Hagavish Street, P.O Box 4060, Netanya, ISR, 4250708
Cellcom Israel Ltd is an Israeli communications group that provides a wide variety of communication services in Israel. Additionally, it also provides electricity supply services to private and business customers. The group's operating segments are: Cellular Communications, Fixed Line Communications, and Electricity Supply. The majority of its revenue is generated from the Cellular Communications segment, which provides cellular communications services in Israel, on several networks deployed across the country, which include calls, text messages (SMS, MMS), internet access, and transfer of data over the internet and other associated equipment and services. In addition, the group provides overseas roaming services to its customers and to customers of foreign operators visiting Israel.
54GF Score

Get the complete analysis for CELJF

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.89
Price
$5.45
GF Value