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China Minsheng BankingCGMBF 51 Debt-to-Equity is 1.40 as of Mar. 2026, which is 14% below its 10-year median of 1.63. GuruFocus rates CGMBF with a GF Score™ of 51/100 and a GF Value™ of $0.54. The stock has 4 warning signs investors should review. Among 1,422 Banks companies, China Minsheng Banking ranks worse than 76.23% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for China Minsheng Banking's Debt-to-Equity or its related term are showing as below:
CGMBF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.08 Med: 1.63 Max: 2.13
Current: 1.4
During the past 13 years, the highest Debt-to-Equity Ratio of China Minsheng Banking was 2.13. The lowest was 1.08. And the median was 1.63.
CGMBF's Debt-to-Equity is ranked worse than 76.23% of 1422
companies
in the Banks industry
Industry Median: 0.575
vs CGMBF: 1.40
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
China Minsheng Banking Debt-to-Equity Related Terms
China Minsheng Banking Debt-to-Equity Historical Data
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The historical data trend for China Minsheng Banking's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, China Minsheng Banking's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Minsheng Banking Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, China Minsheng Banking's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where China Minsheng Banking's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking (CGMBF) has a Debt-to-Equity of 1.40 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on China Minsheng Banking and its competitors. This is 14% below median its historical median of 1.63. Over the past decade, China Minsheng Banking's Debt-to-Equity has ranged from 1.08 to 2.13. According to the industry distribution chart, China Minsheng Banking ranks #1084 out of 1422 companies in the Banks industry, placing it in the top 76.2%.
Is China Minsheng Banking's Debt-to-Equity too high?
China Minsheng Banking's current Debt-to-Equity of 1.40 is 14% below median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 2.13. The Banks industry median Debt-to-Equity is 0.58. China Minsheng Banking's value of 1.40 is 143.5% above this industry median. Based on the distribution chart, China Minsheng Banking ranks #1084 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, China Minsheng Banking has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does China Minsheng Banking's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, China Minsheng Banking ranks #1084 out of 1422 companies for Debt-to-Equity. This places China Minsheng Banking in the lower half of its industry. The industry median Debt-to-Equity is 0.58. China Minsheng Banking's value of 1.40 is 143.5% above this benchmark. Historically, China Minsheng Banking's own Debt-to-Equity has ranged from 1.08 to 2.13 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 0.58, China Minsheng Banking has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Minsheng Banking's current Debt-to-Equity of 1.40 is 143.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on China Minsheng Banking and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Minsheng Banking's current Debt-to-Equity is 1.40, which is 14% below median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Minsheng Banking stock overvalued right now?
China Minsheng Banking (CGMBF) has a current Debt-to-Equity of 1.40. The stock's GF Value™ is $0.54, compared to a current price of $0.46 — trading 15.4% below its estimated fair value. The current Debt-to-Equity is 1.40, which is 14% below median its 10-year median of 1.63 and 143.5% above the Banks industry median of 0.58. China Minsheng Banking's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For China Minsheng Banking (CGMBF), the current Debt-to-Equity is 1.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Minsheng Banking (CGMBF) Overvalued in 2026?
Based on GuruFocus' analysis, China Minsheng Banking stock appears to be undervalued.
The current stock price of $0.46 is trading 15.4% below its estimated GF Value™ of $0.54.
Key valuation signals for CGMBF:
Debt-to-Equity: 1.40 (14% below median its 10-year median of 1.63)
GF Value™: $0.54 vs. price of $0.46 (15.4% below fair value)
Industry Position: 143.5% above the Banks median (#1084 of 1422)
No single metric tells the full story. See the CGMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Minsheng Banking Corp Ltd is a joined stock commercial banks in China. The activities of the bank include commercial banking, financial leasing, fund management, global investment banking, wealth management, and other activities. The segments of the bank are categorized as corporate banking and retail banking, out of which the bank derives maximum revenue from corporate banking segment.
51GF Score
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