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China Minsheng BankingCGMBF 51 Equity-to-Asset is 0.09 as of Mar. 2026, which is 13% above its 10-year median of 0.08. GuruFocus rates CGMBF with a GF Score™ of 51/100 and a GF Value™ of $0.55. The stock has 4 warning signs investors should review. Among 1,524 Banks companies, China Minsheng Banking ranks worse than 55.38% on this metric.
China Minsheng Banking (OTCPK:CGMBF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
China Minsheng Banking Equity-to-Asset Related Terms
China Minsheng Banking Equity-to-Asset Historical Data
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The historical data trend for China Minsheng Banking's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, China Minsheng Banking's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Minsheng Banking Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, China Minsheng Banking's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where China Minsheng Banking's Equity-to-Asset falls into.
China Minsheng Banking Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
China Minsheng Banking's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking (CGMBF) has a Equity-to-Asset of 0.09 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on China Minsheng Banking and its competitors. This is 13% above median its historical median of 0.08. Over the past decade, China Minsheng Banking's Equity-to-Asset has ranged from 0.06 to 0.09. According to the industry distribution chart, China Minsheng Banking ranks #844 out of 1524 companies in the Banks industry, placing it in the top 55.4%.
Is China Minsheng Banking's Equity-to-Asset too high?
China Minsheng Banking's current Equity-to-Asset of 0.09 is 13% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. China Minsheng Banking's value of 0.09 is 10% below this industry median. Based on the distribution chart, China Minsheng Banking ranks #844 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, China Minsheng Banking has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does China Minsheng Banking's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, China Minsheng Banking ranks #844 out of 1524 companies for Equity-to-Asset. This places China Minsheng Banking in the lower half of its industry. The industry median Equity-to-Asset is 0.10. China Minsheng Banking's value of 0.09 is 10% below this benchmark. Historically, China Minsheng Banking's own Equity-to-Asset has ranged from 0.06 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, China Minsheng Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Minsheng Banking's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on China Minsheng Banking and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Minsheng Banking's current Equity-to-Asset is 0.09, which is 13% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Minsheng Banking stock overvalued right now?
China Minsheng Banking (CGMBF) has a current Equity-to-Asset of 0.09. The stock's GF Value™ is $0.55, compared to a current price of $0.46 — trading 17% below its estimated fair value. The current Equity-to-Asset is 0.09, which is 13% above median its 10-year median of 0.08 and 10% below the Banks industry median of 0.10. China Minsheng Banking's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For China Minsheng Banking (CGMBF), the current Equity-to-Asset is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Minsheng Banking (CGMBF) Overvalued in 2026?
Based on GuruFocus' analysis, China Minsheng Banking stock appears to be undervalued.
The current stock price of $0.46 is trading 17% below its estimated GF Value™ of $0.55.
Key valuation signals for CGMBF:
Equity-to-Asset: 0.09 (13% above median its 10-year median of 0.08)
GF Value™: $0.55 vs. price of $0.46 (17% below fair value)
Industry Position: 10% below the Banks median (#844 of 1524)
No single metric tells the full story. See the CGMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Minsheng Banking Corp Ltd is a joined stock commercial banks in China. The activities of the bank include commercial banking, financial leasing, fund management, global investment banking, wealth management, and other activities. The segments of the bank are categorized as corporate banking and retail banking, out of which the bank derives maximum revenue from corporate banking segment.
51GF Score
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