China Minsheng BankingCGMBF 29 Net Margin % is 30.44% as of Mar. 2026, which is 21% above its 10-year median of 25.10. GuruFocus rates CGMBF with a GF Score™ of 29/100 and a GF Value™ of $0.57 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, China Minsheng Banking ranks worse than 69.72% on this metric.
The historical rank and industry rank for China Minsheng Banking's Net Margin % or its related term are showing as below:
CGMBF'
s Net Margin % Range Over the Past 10 Years
Min: 18.55 Med: 25.1 Max: 34.52
Current: 20.39
CGMBF's Net Margin % is ranked worse than 69.72% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs CGMBF: 20.39
China Minsheng Banking (OTCPK:CGMBF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
China Minsheng Banking Net Margin % Related Terms
China Minsheng Banking Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking Net Margin % Competitor Comparison
For the Banks - Regional subindustry, China Minsheng Banking's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Minsheng Banking Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, China Minsheng Banking's Net Margin % distribution charts can be found below:
* The bar in red indicates where China Minsheng Banking's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking (CGMBF) has a Net Margin % of 30.44% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on China Minsheng Banking and its competitors. This is 21% above median its historical median of 25.10. Over the past decade, China Minsheng Banking's Net Margin % has ranged from 18.55 to 34.52. According to the industry distribution chart, China Minsheng Banking ranks #1064 out of 1526 companies in the Banks industry, placing it in the top 69.7%.
Is China Minsheng Banking's Net Margin % too high?
China Minsheng Banking's current Net Margin % of 30.44% is 21% above median its 10-year median of 25.10. Over the past 10 years, this metric has ranged from a low of 18.55 to a high of 34.52. The Banks industry median Net Margin % is 26.97. China Minsheng Banking's value of 30.44% is 12.9% above this industry median. Based on the distribution chart, China Minsheng Banking ranks #1064 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, China Minsheng Banking has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Minsheng Banking's Net Margin % compare to competitors?
According to the Banks industry distribution chart, China Minsheng Banking ranks #1064 out of 1526 companies for Net Margin %. This places China Minsheng Banking in the lower half of its industry. The industry median Net Margin % is 26.97. China Minsheng Banking's value of 30.44% is 12.9% above this benchmark. Historically, China Minsheng Banking's own Net Margin % has ranged from 18.55 to 34.52 over the past decade. While the company's 10-year median is 25.10 vs. the industry median of 26.97, China Minsheng Banking has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Minsheng Banking's current Net Margin % of 30.44% is 12.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on China Minsheng Banking and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Minsheng Banking's current Net Margin % is 30.44%, which is 21% above median its own 10-year median of 25.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Minsheng Banking stock overvalued right now?
Based on GuruFocus' analysis, China Minsheng Banking (CGMBF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.57, compared to a current price of $0.46 — trading 19.9% below its estimated fair value. The current Net Margin % is 30.44%, which is 21% above median its 10-year median of 25.10 and 12.9% above the Banks industry median of 26.97. China Minsheng Banking's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For China Minsheng Banking (CGMBF), the current Net Margin % is 30.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Minsheng Banking (CGMBF) Overvalued in 2026?
Based on GuruFocus' analysis, China Minsheng Banking stock appears to be undervalued.
The current stock price of $0.46 is trading 19.9% below its estimated GF Value™ of $0.57.
GuruFocus considers China Minsheng Banking to be Modestly Undervalued.
Key valuation signals for CGMBF:
Net Margin %: 30.44% (21% above median its 10-year median of 25.10)
GF Value™: $0.57 vs. price of $0.46 (19.9% below fair value)
Industry Position: 12.9% above the Banks median (#1064 of 1526)
No single metric tells the full story. See the CGMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Minsheng Banking Corp Ltd is a joined stock commercial banks in China. The activities of the bank include commercial banking, financial leasing, fund management, global investment banking, wealth management, and other activities. The segments of the bank are categorized as corporate banking and retail banking, out of which the bank derives maximum revenue from corporate banking segment.
29GF Score
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