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China Minsheng BankingCGMBF 51 Return-on-Tangible-Asset is 0.59% as of Mar. 2026, which is 18% above its 10-year median of 0.50. GuruFocus rates CGMBF with a GF Score™ of 51/100 and a GF Value™ of $0.54. The stock has 4 warning signs investors should review. Among 1,528 Banks companies, China Minsheng Banking ranks worse than 83.84% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. China Minsheng Banking's annualizedNet Income for the quarter that ended in Mar. 2026 was $6,682 Mil. China Minsheng Banking's average total tangible assets for the quarter that ended in Mar. 2026 was $1,124,142 Mil. Therefore, China Minsheng Banking's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.59%.
The historical rank and industry rank for China Minsheng Banking's Return-on-Tangible-Asset or its related term are showing as below:
CGMBF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.38 Med: 0.5 Max: 0.92
Current: 0.38
During the past 13 years, China Minsheng Banking's highest Return-on-Tangible-Asset was 0.92%. The lowest was 0.38%. And the median was 0.50%.
CGMBF's Return-on-Tangible-Asset is ranked worse than 83.84% of 1528
companies
in the Banks industry
Industry Median: 1.005
vs CGMBF: 0.38
China Minsheng Banking (OTCPK:CGMBF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
China Minsheng Banking Return-on-Tangible-Asset Related Terms
China Minsheng Banking Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for China Minsheng Banking's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking Return-on-Tangible-Asset Chart
China Minsheng Banking Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, China Minsheng Banking's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Minsheng Banking Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, China Minsheng Banking's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where China Minsheng Banking's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.59% mean?
China Minsheng Banking (CGMBF) has a Return-on-Tangible-Asset of 0.59% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on China Minsheng Banking and its competitors. This is 18% above median its historical median of 0.50. Over the past decade, China Minsheng Banking's Return-on-Tangible-Asset has ranged from 0.38 to 0.92. According to the industry distribution chart, China Minsheng Banking ranks #1281 out of 1528 companies in the Banks industry, placing it in the top 83.8%.
Is China Minsheng Banking's Return-on-Tangible-Asset too high?
China Minsheng Banking's current Return-on-Tangible-Asset of 0.59% is 18% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 0.92. The Banks industry median Return-on-Tangible-Asset is 1.01. China Minsheng Banking's value of 0.59% is 41.3% below this industry median. Based on the distribution chart, China Minsheng Banking ranks #1281 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, China Minsheng Banking has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does China Minsheng Banking's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, China Minsheng Banking ranks #1281 out of 1528 companies for Return-on-Tangible-Asset. This places China Minsheng Banking in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. China Minsheng Banking's value of 0.59% is 41.3% below this benchmark. Historically, China Minsheng Banking's own Return-on-Tangible-Asset has ranged from 0.38 to 0.92 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 1.01, China Minsheng Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Minsheng Banking's current Return-on-Tangible-Asset of 0.59% is 41.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on China Minsheng Banking and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Minsheng Banking's current Return-on-Tangible-Asset is 0.59%, which is 18% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Minsheng Banking stock overvalued right now?
China Minsheng Banking (CGMBF) has a current Return-on-Tangible-Asset of 0.59%. The stock's GF Value™ is $0.54, compared to a current price of $0.46 — trading 15.4% below its estimated fair value. The current Return-on-Tangible-Asset is 0.59%, which is 18% above median its 10-year median of 0.50 and 41.3% below the Banks industry median of 1.01. China Minsheng Banking's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For China Minsheng Banking (CGMBF), the current Return-on-Tangible-Asset is 0.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Minsheng Banking (CGMBF) Overvalued in 2026?
Based on GuruFocus' analysis, China Minsheng Banking stock appears to be undervalued.
The current stock price of $0.46 is trading 15.4% below its estimated GF Value™ of $0.54.
Key valuation signals for CGMBF:
Return-on-Tangible-Asset: 0.59% (18% above median its 10-year median of 0.50)
GF Value™: $0.54 vs. price of $0.46 (15.4% below fair value)
Industry Position: 41.3% below the Banks median (#1281 of 1528)
No single metric tells the full story. See the CGMBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Minsheng Banking Corp Ltd is a joined stock commercial banks in China. The activities of the bank include commercial banking, financial leasing, fund management, global investment banking, wealth management, and other activities. The segments of the bank are categorized as corporate banking and retail banking, out of which the bank derives maximum revenue from corporate banking segment.
51GF Score
Get the complete analysis for CGMBF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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