Gronlandsbanken AS (CHIX:GRLAC) Debt-to-Equity: 0.32 (As of Mar. 2026) — 100% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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CHIX:GRLAC Gronlandsbanken AS CHIX:GRLAC
53 GF Score
Price kr590.00
GF Value kr363.65
! 9 Warning Signs
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What is Gronlandsbanken AS Debt-to-Equity?

Gronlandsbanken AS CHIX:GRLAC 53 Debt-to-Equity is 0.32 as of Mar. 2026, which is 100% above its 10-year median of 0.16. GuruFocus rates CHIX:GRLAC with a GF Score™ of 53/100 and a GF Value™ of kr363.65. The stock has 9 warning signs investors should review. Among 1,421 Banks companies, Gronlandsbanken AS ranks better than 66.71% on this metric.

Gronlandsbanken AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr0.0 Mil. Gronlandsbanken AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr492.3 Mil. Gronlandsbanken AS's Total Stockholders Equity for the quarter that ended in Mar. 2026 was kr1,519.4 Mil. Gronlandsbanken AS's debt to equity for the quarter that ended in Mar. 2026 was 0.32.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Gronlandsbanken AS's Debt-to-Equity or its related term are showing as below:

CHIX:GRLAc' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0.16   Max: 0.35
Current: 0.32

During the past 13 years, the highest Debt-to-Equity Ratio of Gronlandsbanken AS was 0.35. The lowest was 0.00. And the median was 0.16.

CHIX:GRLAc's Debt-to-Equity is ranked better than
66.71% of 1421 companies
in the Banks industry
Industry Median: 0.57 vs CHIX:GRLAc: 0.32

Gronlandsbanken AS  (CHIX:GRLAc) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Gronlandsbanken AS Debt-to-Equity Related Terms


Gronlandsbanken AS Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Gronlandsbanken AS's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gronlandsbanken AS Debt-to-Equity Chart

Gronlandsbanken AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.08 0.16 0.24 0.31

Gronlandsbanken AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.27 0.35 0.31 0.32

Gronlandsbanken AS Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Gronlandsbanken AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gronlandsbanken AS Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Gronlandsbanken AS's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Gronlandsbanken AS's Debt-to-Equity falls into.


CHIX:GRLAC
53GF Score
Gronlandsbanken AS CHIX:GRLAC
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Gronlandsbanken AS Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Gronlandsbanken AS's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Gronlandsbanken AS's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.32 mean?
Gronlandsbanken AS (CHIX:GRLAC) has a Debt-to-Equity of 0.32 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gronlandsbanken AS and its competitors. This is 100% above median its historical median of 0.16. According to the industry distribution chart, Gronlandsbanken AS ranks #473 out of 1421 companies in the Banks industry, placing it in the top 33.3%.
Is Gronlandsbanken AS's Debt-to-Equity too high?
Gronlandsbanken AS's current Debt-to-Equity of 0.32 is 100% above median its 10-year median of 0.16. The Banks industry median Debt-to-Equity is 0.57. Gronlandsbanken AS's value of 0.32 is 43.9% below this industry median. Based on the distribution chart, Gronlandsbanken AS ranks #473 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Gronlandsbanken AS has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Gronlandsbanken AS's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Gronlandsbanken AS ranks #473 out of 1421 companies for Debt-to-Equity. This puts Gronlandsbanken AS in the upper half of its industry. The industry median Debt-to-Equity is 0.57. Gronlandsbanken AS's value of 0.32 is 43.9% below this benchmark. While the company's 10-year median is 0.16 vs. the industry median of 0.57, Gronlandsbanken AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gronlandsbanken AS's current Debt-to-Equity of 0.32 is 43.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gronlandsbanken AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gronlandsbanken AS's current Debt-to-Equity is 0.32, which is 100% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gronlandsbanken AS stock overvalued right now?
Gronlandsbanken AS (CHIX:GRLAC) has a current Debt-to-Equity of 0.32. The stock's GF Value™ is kr363.65, compared to a current price of kr590.00 — trading 62.2% above its estimated fair value. The current Debt-to-Equity is 0.32, which is 100% above median its 10-year median of 0.16 and 43.9% below the Banks industry median of 0.57. Gronlandsbanken AS's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Gronlandsbanken AS (CHIX:GRLAC), the current Debt-to-Equity is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gronlandsbanken AS (CHIX:GRLAC) Overvalued in 2026?

Based on GuruFocus' analysis, Gronlandsbanken AS stock appears to be overvalued. The current stock price of kr590.00 is trading 62.2% above its estimated GF Value™ of kr363.65.

Key valuation signals for CHIX:GRLAC:

  • Debt-to-Equity: 0.32 (100% above median its 10-year median of 0.16)
  • GF Value™: kr363.65 vs. price of kr590.00 (62.2% above fair value)
  • GF Score™: 53/100 with 9 warning signs
  • Industry Position: 43.9% below the Banks median (#473 of 1421)

No single metric tells the full story. See the CHIX:GRLAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gronlandsbanken AS Business Description

Other Exchanges 0OGV:UKGRLA:Denmark
Address Imaneq 33, Post Box 1033, Nuuk, GRL, 3900
Gronlandsbanken AS is a Greenland-based bank engaged in consultancy and financial services in Greenland. The bank's products and services are provided to private customers and commercial enterprises. The company offers home banking, mortgage loans, savings accounts, pension funds, insurance, payment transfers, and investment advisory services. It also operates an electronic banking platform, named Netbank, which enables access to a range of facilities, such as payments, transfers, and invoices.
53GF Score

Get the complete analysis for CHIX:GRLAC

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr590.00
Price
kr363.65
GF Value