Gronlandsbanken AS (CHIX:GRLAC) Return-on-Tangible-Equity: 16.21% (As of Mar. 2026) — 46% Above Median


CHIX:GRLAC Gronlandsbanken AS CHIX:GRLAC
54 GF Score
Price kr590.00
GF Value kr375.13
! 8 Warning Signs
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What is Gronlandsbanken AS Return-on-Tangible-Equity?

Gronlandsbanken AS CHIX:GRLAC 54 Return-on-Tangible-Equity is 16.21% as of Mar. 2026, which is 46% above its 10-year median of 11.10. GuruFocus rates CHIX:GRLAC with a GF Score™ of 54/100 and a GF Value™ of kr375.13. The stock has 8 warning signs investors should review. Among 1,523 Banks companies, Gronlandsbanken AS ranks worse than 51.21% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Gronlandsbanken AS's annualized net income for the quarter that ended in Mar. 2026 was kr252.8 Mil. Gronlandsbanken AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was kr1,559.2 Mil. Therefore, Gronlandsbanken AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.21%.

The historical rank and industry rank for Gronlandsbanken AS's Return-on-Tangible-Equity or its related term are showing as below:

CHIX:GRLAc' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.64   Med: 11.1   Max: 13.75
Current: 11.03

During the past 13 years, Gronlandsbanken AS's highest Return-on-Tangible-Equity was 13.75%. The lowest was 7.64%. And the median was 11.10%.

CHIX:GRLAc's Return-on-Tangible-Equity is ranked worse than
51.21% of 1523 companies
in the Banks industry
Industry Median: 11.2 vs CHIX:GRLAc: 11.03

Gronlandsbanken AS  (CHIX:GRLAc) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Gronlandsbanken AS Return-on-Tangible-Equity Related Terms


Gronlandsbanken AS Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Gronlandsbanken AS's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gronlandsbanken AS Return-on-Tangible-Equity Chart

Gronlandsbanken AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.87 7.64 13.75 13.60 11.33

Gronlandsbanken AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.28 9.03 9.34 9.24 16.21

Gronlandsbanken AS Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Gronlandsbanken AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gronlandsbanken AS Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Gronlandsbanken AS's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Gronlandsbanken AS's Return-on-Tangible-Equity falls into.


CHIX:GRLAC
54GF Score
Gronlandsbanken AS CHIX:GRLAC
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Gronlandsbanken AS Return-on-Tangible-Equity Calculation

Gronlandsbanken AS's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=180.853/( (1593.622+1599.024 )/ 2 )
=180.853/1596.323
=11.33 %

Gronlandsbanken AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=252.824/( (1599.024+1519.424)/ 2 )
=252.824/1559.224
=16.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 16.21% mean?
Gronlandsbanken AS (CHIX:GRLAC) has a Return-on-Tangible-Equity of 16.21% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Gronlandsbanken AS and its competitors. This is 46% above median its historical median of 11.10. Over the past decade, Gronlandsbanken AS's Return-on-Tangible-Equity has ranged from 7.64 to 13.75. According to the industry distribution chart, Gronlandsbanken AS ranks #780 out of 1523 companies in the Banks industry, placing it in the top 51.2%.
Is Gronlandsbanken AS's Return-on-Tangible-Equity too high?
Gronlandsbanken AS's current Return-on-Tangible-Equity of 16.21% is 46% above median its 10-year median of 11.10. Over the past 10 years, this metric has ranged from a low of 7.64 to a high of 13.75. The Banks industry median Return-on-Tangible-Equity is 11.20. Gronlandsbanken AS's value of 16.21% is 44.7% above this industry median. Based on the distribution chart, Gronlandsbanken AS ranks #780 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Gronlandsbanken AS has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Gronlandsbanken AS's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Gronlandsbanken AS ranks #780 out of 1523 companies for Return-on-Tangible-Equity. This places Gronlandsbanken AS in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Gronlandsbanken AS's value of 16.21% is 44.7% above this benchmark. Historically, Gronlandsbanken AS's own Return-on-Tangible-Equity has ranged from 7.64 to 13.75 over the past decade. While the company's 10-year median is 11.10 vs. the industry median of 11.20, Gronlandsbanken AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gronlandsbanken AS's current Return-on-Tangible-Equity of 16.21% is 44.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Gronlandsbanken AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gronlandsbanken AS's current Return-on-Tangible-Equity is 16.21%, which is 46% above median its own 10-year median of 11.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gronlandsbanken AS stock overvalued right now?
Gronlandsbanken AS (CHIX:GRLAC) has a current Return-on-Tangible-Equity of 16.21%. The stock's GF Value™ is kr375.13, compared to a current price of kr590.00 — trading 57.3% above its estimated fair value. The current Return-on-Tangible-Equity is 16.21%, which is 46% above median its 10-year median of 11.10 and 44.7% above the Banks industry median of 11.20. Gronlandsbanken AS's overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Gronlandsbanken AS (CHIX:GRLAC), the current Return-on-Tangible-Equity is 16.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gronlandsbanken AS (CHIX:GRLAC) Overvalued in 2026?

Based on GuruFocus' analysis, Gronlandsbanken AS stock appears to be overvalued. The current stock price of kr590.00 is trading 57.3% above its estimated GF Value™ of kr375.13.

Key valuation signals for CHIX:GRLAC:

  • Return-on-Tangible-Equity: 16.21% (46% above median its 10-year median of 11.10)
  • GF Value™: kr375.13 vs. price of kr590.00 (57.3% above fair value)
  • GF Score™: 54/100 with 8 warning signs
  • Industry Position: 44.7% above the Banks median (#780 of 1523)

No single metric tells the full story. See the CHIX:GRLAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gronlandsbanken AS Business Description

Other Exchanges 0OGV:UKGRLA:Denmark
Address Imaneq 33, Post Box 1033, Nuuk, GRL, 3900
Gronlandsbanken AS is a Greenland-based bank engaged in consultancy and financial services in Greenland. The bank's products and services are provided to private customers and commercial enterprises. The company offers home banking, mortgage loans, savings accounts, pension funds, insurance, payment transfers, and investment advisory services. It also operates an electronic banking platform, named Netbank, which enables access to a range of facilities, such as payments, transfers, and invoices.
54GF Score

Get the complete analysis for CHIX:GRLAC

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr590.00
Price
kr375.13
GF Value