Gronlandsbanken AS (CHIX:GRLAC) Equity-to-Asset: 0.13 (As of Mar. 2026) — 19% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:GRLAC Gronlandsbanken AS CHIX:GRLAC
50 GF Score
Price kr590.00
GF Value kr370.47
! 9 Warning Signs
View Full Analysis

What is Gronlandsbanken AS Equity-to-Asset?

Gronlandsbanken AS CHIX:GRLAC 50 Equity-to-Asset is 0.13 as of Mar. 2026, which is 19% below its 10-year median of 0.16. GuruFocus rates CHIX:GRLAC with a GF Score™ of 50/100 and a GF Value™ of kr370.47. The stock has 9 warning signs investors should review. Among 1,523 Banks companies, Gronlandsbanken AS ranks better than 78.33% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Gronlandsbanken AS's Total Stockholders Equity for the quarter that ended in Mar. 2026 was kr1,519.4 Mil. Gronlandsbanken AS's Total Assets for the quarter that ended in Mar. 2026 was kr11,448.8 Mil. Therefore, Gronlandsbanken AS's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.13.

The historical rank and industry rank for Gronlandsbanken AS's Equity-to-Asset or its related term are showing as below:

CHIX:GRLAc' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13   Med: 0.16   Max: 0.18
Current: 0.13

During the past 13 years, the highest Equity to Asset Ratio of Gronlandsbanken AS was 0.18. The lowest was 0.13. And the median was 0.16.

CHIX:GRLAc's Equity-to-Asset is ranked better than
78.33% of 1523 companies
in the Banks industry
Industry Median: 0.1 vs CHIX:GRLAc: 0.13

Gronlandsbanken AS  (CHIX:GRLAc) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Gronlandsbanken AS Equity-to-Asset Related Terms


Gronlandsbanken AS Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Gronlandsbanken AS's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gronlandsbanken AS Equity-to-Asset Chart

Gronlandsbanken AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.17 0.17 0.16 0.15

Gronlandsbanken AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.15 0.16 0.15 0.13

Gronlandsbanken AS Equity-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Gronlandsbanken AS's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gronlandsbanken AS Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Gronlandsbanken AS's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Gronlandsbanken AS's Equity-to-Asset falls into.


CHIX:GRLAC
50GF Score
Gronlandsbanken AS CHIX:GRLAC
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gronlandsbanken AS Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Gronlandsbanken AS's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1599.024/10974.46
=0.15

Gronlandsbanken AS's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=1519.424/11448.816
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.13 mean?
Gronlandsbanken AS (CHIX:GRLAC) has a Equity-to-Asset of 0.13 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Gronlandsbanken AS and its competitors. This is 19% below median its historical median of 0.16. Over the past decade, Gronlandsbanken AS's Equity-to-Asset has ranged from 0.13 to 0.18. According to the industry distribution chart, Gronlandsbanken AS ranks #330 out of 1523 companies in the Banks industry, placing it in the top 21.7%.
Is Gronlandsbanken AS's Equity-to-Asset too high?
Gronlandsbanken AS's current Equity-to-Asset of 0.13 is 19% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. Gronlandsbanken AS's value of 0.13 is 30% above this industry median. Based on the distribution chart, Gronlandsbanken AS ranks #330 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Gronlandsbanken AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Gronlandsbanken AS's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Gronlandsbanken AS ranks #330 out of 1523 companies for Equity-to-Asset. This places Gronlandsbanken AS in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Gronlandsbanken AS's value of 0.13 is 30% above this benchmark. Historically, Gronlandsbanken AS's own Equity-to-Asset has ranged from 0.13 to 0.18 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.10, Gronlandsbanken AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gronlandsbanken AS's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Gronlandsbanken AS and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gronlandsbanken AS's current Equity-to-Asset is 0.13, which is 19% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gronlandsbanken AS stock overvalued right now?
Gronlandsbanken AS (CHIX:GRLAC) has a current Equity-to-Asset of 0.13. The stock's GF Value™ is kr370.47, compared to a current price of kr590.00 — trading 59.3% above its estimated fair value. The current Equity-to-Asset is 0.13, which is 19% below median its 10-year median of 0.16 and 30% above the Banks industry median of 0.10. Gronlandsbanken AS's overall GF Score™ is 50/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Gronlandsbanken AS (CHIX:GRLAC), the current Equity-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gronlandsbanken AS (CHIX:GRLAC) Overvalued in 2026?

Based on GuruFocus' analysis, Gronlandsbanken AS stock appears to be overvalued. The current stock price of kr590.00 is trading 59.3% above its estimated GF Value™ of kr370.47.

Key valuation signals for CHIX:GRLAC:

  • Equity-to-Asset: 0.13 (19% below median its 10-year median of 0.16)
  • GF Value™: kr370.47 vs. price of kr590.00 (59.3% above fair value)
  • GF Score™: 50/100 with 9 warning signs
  • Industry Position: 30% above the Banks median (#330 of 1523)

No single metric tells the full story. See the CHIX:GRLAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gronlandsbanken AS Business Description

Other Exchanges 0OGV:UKGRLA:Denmark
Address Imaneq 33, Post Box 1033, Nuuk, GRL, 3900
Gronlandsbanken AS is a Greenland-based bank engaged in consultancy and financial services in Greenland. The bank's products and services are provided to private customers and commercial enterprises. The company offers home banking, mortgage loans, savings accounts, pension funds, insurance, payment transfers, and investment advisory services. It also operates an electronic banking platform, named Netbank, which enables access to a range of facilities, such as payments, transfers, and invoices.
50GF Score

Get the complete analysis for CHIX:GRLAC

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr590.00
Price
kr370.47
GF Value