CSP (CSPI) Debt-to-Equity: 0.08 (As of Jun. 2026) — 20% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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CSPI CSP Inc CSPI
58 GF Score
Price $8.12
GF Value $11.72
Valuation Possible Value Trap
! 4 Warning Signs
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What is CSP Debt-to-Equity?

CSP CSPI +3.04% 58 Debt-to-Equity is 0.08 as of Jun. 2026, which is 20% below its 10-year median of 0.10. GuruFocus rates CSPI with a GF Score™ of 58/100 and a GF Value™ of $11.72 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,247 Software companies, CSP ranks better than 70.23% on this metric.

CSP's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $2.42 Mil. CSP's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1.15 Mil. CSP's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $44.26 Mil. CSP's debt to equity for the quarter that ended in Jun. 2026 was 0.08.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for CSP's Debt-to-Equity or its related term are showing as below:

CSPI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.1   Max: 0.27
Current: 0.08

During the past 13 years, the highest Debt-to-Equity Ratio of CSP was 0.27. The lowest was 0.01. And the median was 0.10.

CSPI's Debt-to-Equity is ranked better than
70.23% of 2247 companies
in the Software industry
Industry Median: 0.2 vs CSPI: 0.08

CSP  (NAS:CSPI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


CSP Debt-to-Equity Related Terms


CSP Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for CSP's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSP Debt-to-Equity Chart

CSP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.13 0.06 0.10 0.06

CSP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.06 0.06 0.05 0.08

CSPI vs QXL, CTM, TTEC: Debt-to-Equity Comparison

For the Information Technology Services subindustry, CSP's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSP Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, CSP's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where CSP's Debt-to-Equity falls into.


CSPI
58GF Score
CSP Inc CSPI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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CSP Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

CSP's Debt to Equity Ratio for the fiscal year that ended in Sep. 2025 is calculated as

CSP's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.08 mean?
CSP (CSPI) has a Debt-to-Equity of 0.08 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CSP and its competitors. This is 20% below median its historical median of 0.10. Over the past decade, CSP's Debt-to-Equity has ranged from 0.01 to 0.27. According to the industry distribution chart, CSP ranks #669 out of 2247 companies in the Software industry, placing it in the top 29.8%.
Is CSP's Debt-to-Equity too high?
CSP's current Debt-to-Equity of 0.08 is 20% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.27. The Software industry median Debt-to-Equity is 0.20. CSP's value of 0.08 is 60% below this industry median. Based on the distribution chart, CSP ranks #669 out of 2247 companies in the Software industry, which is above the industry midpoint. Overall, CSP has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CSP's Debt-to-Equity compare to QXL and CTM?
According to the Software industry distribution chart, CSP ranks #669 out of 2247 companies for Debt-to-Equity. This puts CSP in the upper half of its industry. The industry median Debt-to-Equity is 0.20. CSP's value of 0.08 is 60% below this benchmark. Historically, CSP's own Debt-to-Equity has ranged from 0.01 to 0.27 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.20, CSP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSP's current Debt-to-Equity of 0.08 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CSP and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSP's current Debt-to-Equity is 0.08, which is 20% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSP stock overvalued right now?
Based on GuruFocus' analysis, CSP (CSPI) is currently considered Possible Value Trap. The stock's GF Value™ is $11.72, compared to a current price of $8.12 — trading 30.7% below its estimated fair value. The current Debt-to-Equity is 0.08, which is 20% below median its 10-year median of 0.10 and 60% below the Software industry median of 0.20. CSP's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For CSP (CSPI), the current Debt-to-Equity is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSP (CSPI) Overvalued in 2026?

Based on GuruFocus' analysis, CSP stock appears to be undervalued. The current stock price of $8.12 is trading 30.7% below its estimated GF Value™ of $11.72. GuruFocus considers CSP to be Possible Value Trap.

Key valuation signals for CSPI:

  • Debt-to-Equity: 0.08 (20% below median its 10-year median of 0.10)
  • GF Value™: $11.72 vs. price of $8.12 (30.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 60% below the Software median (#669 of 2247)

No single metric tells the full story. See the CSPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSP Business Description

Address 175 Cabot Street, Suite 210, Lowell, MA, USA, 01854
CSP Inc develops and markets IT integration solutions, security products, managed IT services, cloud services, purpose-built network adapters, and high-performance cluster computer systems. The firm operates in two segments, namely Technology Solutions, where the company focuses on value-added reseller integrated solutions, including third-party hardware, software, and technical computer-related consulting, and High-Performance Products segments, where the company designs, manufactures, and delivers products and services to customers that require specialized cybersecurity services, networking, and signal processing. It generates a majority of its revenue from the Technology Solutions segment. Geographically, the company generates the majority of its revenue from the Americas.
58GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.12
Price
$11.72
GF Value