CSP (CSPI) Retained Earnings: $26.05 Mil (As of Jun. 2026)

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CSPI CSP Inc CSPI
58 GF Score
Price $8.12
GF Value $11.72
Valuation Possible Value Trap
! 4 Warning Signs
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What is CSP Retained Earnings?

CSP CSPI +3.04% 58 Retained Earnings is $26.05 Mil as of Jun. 2026. GuruFocus rates CSPI with a GF Score™ of 58/100 and a GF Value™ of $11.72 (Possible Value Trap). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. CSP's retained earnings for the quarter that ended in Jun. 2026 was $26.05 Mil.

CSP's quarterly retained earnings declined from Dec. 2025 ($27.49 Mil) to Mar. 2026 ($27.32 Mil) and declined from Mar. 2026 ($27.32 Mil) to Jun. 2026 ($26.05 Mil).

CSP's annual retained earnings declined from Sep. 2023 ($31.31 Mil) to Sep. 2024 ($29.85 Mil) and declined from Sep. 2024 ($29.85 Mil) to Sep. 2025 ($27.70 Mil).


CSP  (NAS:CSPI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


CSP Retained Earnings Historical Data

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The historical data trend for CSP's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSP Retained Earnings Chart

CSP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.19 26.77 31.31 29.85 27.70

CSP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.42 27.70 27.49 27.32 26.05
CSPI
58GF Score
CSP Inc CSPI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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CSP Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $26.05 Mil mean?
CSP (CSPI) has a Retained Earnings of $26.05 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on CSP and its competitors.
Is CSP's Retained Earnings too high?
CSP's current Retained Earnings is $26.05 Mil. Overall, CSP has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CSP's Retained Earnings compare to QXL and CTM?
CSP's Retained Earnings of $26.05 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on CSP and its competitors. CSP's current Retained Earnings is $26.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSP stock overvalued right now?
Based on GuruFocus' analysis, CSP (CSPI) is currently considered Possible Value Trap. The stock's GF Value™ is $11.72, compared to a current price of $8.12 — trading 30.7% below its estimated fair value. The current Retained Earnings is $26.05 Mil. CSP's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For CSP (CSPI), the current Retained Earnings is $26.05 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSP (CSPI) Overvalued in 2026?

Based on GuruFocus' analysis, CSP stock appears to be undervalued. The current stock price of $8.12 is trading 30.7% below its estimated GF Value™ of $11.72. GuruFocus considers CSP to be Possible Value Trap.

Key valuation signals for CSPI:

  • Retained Earnings: $26.05 Mil
  • GF Value™: $11.72 vs. price of $8.12 (30.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the CSPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSP Business Description

Address 175 Cabot Street, Suite 210, Lowell, MA, USA, 01854
CSP Inc develops and markets IT integration solutions, security products, managed IT services, cloud services, purpose-built network adapters, and high-performance cluster computer systems. The firm operates in two segments, namely Technology Solutions, where the company focuses on value-added reseller integrated solutions, including third-party hardware, software, and technical computer-related consulting, and High-Performance Products segments, where the company designs, manufactures, and delivers products and services to customers that require specialized cybersecurity services, networking, and signal processing. It generates a majority of its revenue from the Technology Solutions segment. Geographically, the company generates the majority of its revenue from the Americas.
58GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.12
Price
$11.72
GF Value