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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bancontander Chile's Debt-to-Equity or its related term are showing as below:
FRA:BSA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 2.14 Med: 3.19 Max: 5.29
Current: 2.14
During the past 13 years, the highest Debt-to-Equity Ratio of Bancontander Chile was 5.29. The lowest was 2.14. And the median was 3.19.
FRA:BSA's Debt-to-Equity is ranked worse than 86.21% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs FRA:BSA: 2.14
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bancontander Chile Debt-to-Equity Related Terms
Bancontander Chile Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Bancontander Chile's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancontander Chile's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander Chile Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander Chile's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bancontander Chile's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancontander Chile (FRA:BSA) has a Debt-to-Equity of 2.14 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bancontander Chile and its competitors. This is 33% below median its historical median of 3.19. Over the past decade, Bancontander Chile's Debt-to-Equity has ranged from 2.14 to 5.29. According to the industry distribution chart, Bancontander Chile ranks #1225 out of 1421 companies in the Banks industry, placing it in the top 86.2%.
Is Bancontander Chile's Debt-to-Equity too high?
Bancontander Chile's current Debt-to-Equity of 2.14 is 33% below median its 10-year median of 3.19. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 5.29. The Banks industry median Debt-to-Equity is 0.58. Bancontander Chile's value of 2.14 is 269% above this industry median. Based on the distribution chart, Bancontander Chile ranks #1225 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bancontander Chile has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #1225 out of 1421 companies for Debt-to-Equity. This places Bancontander Chile in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Bancontander Chile's value of 2.14 is 269% above this benchmark. Historically, Bancontander Chile's own Debt-to-Equity has ranged from 2.14 to 5.29 over the past decade. While the company's 10-year median is 3.19 vs. the industry median of 0.58, Bancontander Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current Debt-to-Equity of 2.14 is 269% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current Debt-to-Equity is 2.14, which is 33% below median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Bancontander Chile (FRA:BSA) has a current Debt-to-Equity of 2.14. The stock's GF Value™ is €28.31, compared to a current price of €30.20 — trading 6.7% above its estimated fair value. The current Debt-to-Equity is 2.14, which is 33% below median its 10-year median of 3.19 and 269% above the Banks industry median of 0.58. Bancontander Chile's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bancontander Chile (FRA:BSA), the current Debt-to-Equity is 2.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander Chile (FRA:BSA) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued.
The current stock price of €30.20 is trading 6.7% above its estimated GF Value™ of €28.31.
Key valuation signals for FRA:BSA:
Debt-to-Equity: 2.14 (33% below median its 10-year median of 3.19)
GF Value™: €28.31 vs. price of €30.20 (6.7% above fair value)
Industry Position: 269% above the Banks median (#1225 of 1421)
No single metric tells the full story. See the FRA:BSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
72GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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