Bancontander Chile (FRA:BSA) ROC %: % (As of Mar. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BSA Banco Santander Chile FRA:BSA
72 GF Score
Price €29.00
GF Value €25.78
! 9 Warning Signs
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What is Bancontander Chile ROC %?

Bancontander Chile FRA:BSA 72 ROC % is % as of Mar. 2026. GuruFocus rates FRA:BSA with a GF Score™ of 72/100 and a GF Value™ of €25.78. The stock has 9 warning signs investors should review.

ROC %does not apply to banks.

FRA:BSA
72GF Score
Banco Santander Chile FRA:BSA
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bancontander Chile (FRA:BSA) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bancontander Chile and its competitors.
Is Bancontander Chile's ROC % too high?
Bancontander Chile's current ROC % is %. Overall, Bancontander Chile has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's ROC % compare to PNC and USB?
Bancontander Chile's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Bancontander Chile (FRA:BSA) has a current ROC % of %. The stock's GF Value™ is €25.78, compared to a current price of €29.00 — trading 12.5% above its estimated fair value. The current ROC % is %. Bancontander Chile's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bancontander Chile (FRA:BSA), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (FRA:BSA) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of €29.00 is trading 12.5% above its estimated GF Value™ of €25.78.

Key valuation signals for FRA:BSA:

  • ROC %: %
  • GF Value™: €25.78 vs. price of €29.00 (12.5% above fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the FRA:BSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
72GF Score

Get the complete analysis for FRA:BSA

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.00
Price
€25.78
GF Value