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Hirogin HoldingsHROGF 64 Debt-to-Equity is 2.26 as of Mar. 2026, which is 3% below its 10-year median of 2.34. GuruFocus rates HROGF with a GF Score™ of 64/100 and a GF Value™ of $4.22. The stock has 6 warning signs investors should review. Among 1,422 Banks companies, Hirogin Holdings ranks worse than 87.34% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Hirogin Holdings's Debt-to-Equity or its related term are showing as below:
HROGF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.98 Med: 2.34 Max: 4.11
Current: 2.26
During the past 6 years, the highest Debt-to-Equity Ratio of Hirogin Holdings was 4.11. The lowest was 1.98. And the median was 2.34.
HROGF's Debt-to-Equity is ranked worse than 87.34% of 1422
companies
in the Banks industry
Industry Median: 0.57
vs HROGF: 2.26
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Hirogin Holdings Debt-to-Equity Related Terms
Hirogin Holdings Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Hirogin Holdings's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hirogin Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hirogin Holdings Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Hirogin Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Hirogin Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hirogin Holdings (HROGF) has a Debt-to-Equity of 2.26 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hirogin Holdings and its competitors. This is near median its historical median of 2.34. Over the past decade, Hirogin Holdings' Debt-to-Equity has ranged from 1.98 to 4.11. According to the industry distribution chart, Hirogin Holdings ranks #1242 out of 1422 companies in the Banks industry, placing it in the top 87.3%.
Is Hirogin Holdings' Debt-to-Equity too high?
Hirogin Holdings' current Debt-to-Equity of 2.26 is near median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 4.11. The Banks industry median Debt-to-Equity is 0.57. Hirogin Holdings' value of 2.26 is 296.5% above this industry median. Based on the distribution chart, Hirogin Holdings ranks #1242 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hirogin Holdings has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Hirogin Holdings' Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Hirogin Holdings ranks #1242 out of 1422 companies for Debt-to-Equity. This places Hirogin Holdings in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Hirogin Holdings' value of 2.26 is 296.5% above this benchmark. Historically, Hirogin Holdings' own Debt-to-Equity has ranged from 1.98 to 4.11 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 0.57, Hirogin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hirogin Holdings's current Debt-to-Equity of 2.26 is 296.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hirogin Holdings and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hirogin Holdings's current Debt-to-Equity is 2.26, which is near median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hirogin Holdings stock overvalued right now?
Hirogin Holdings (HROGF) has a current Debt-to-Equity of 2.26. The stock's GF Value™ is $4.22, compared to a current price of $6.82 — trading 61.6% above its estimated fair value. The current Debt-to-Equity is 2.26, which is near median its 10-year median of 2.34 and 296.5% above the Banks industry median of 0.57. Hirogin Holdings' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Hirogin Holdings (HROGF), the current Debt-to-Equity is 2.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hirogin Holdings (HROGF) Overvalued in 2026?
Based on GuruFocus' analysis, Hirogin Holdings stock appears to be overvalued.
The current stock price of $6.82 is trading 61.6% above its estimated GF Value™ of $4.22.
Key valuation signals for HROGF:
Debt-to-Equity: 2.26 (near median its 10-year median of 2.34)
GF Value™: $4.22 vs. price of $6.82 (61.6% above fair value)
Industry Position: 296.5% above the Banks median (#1242 of 1422)
No single metric tells the full story. See the HROGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hirogin Holdings Inc is a Japan-based company engaged in providing banking and financial services. The group operates through three segments: the Banking Business, which provides deposit, loan, securities investment, and foreign exchange services; the Leasing Business, which focuses on leasing operations; and the Others Business, which includes financial instruments transactions, receivables management and collection services, and IT-related operations.
64GF Score
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