Hirogin HoldingsHROGF 63 Pretax Margin % is 24.96% as of Mar. 2026, which is 15% below its 10-year median of 29.50. GuruFocus rates HROGF with a GF Score™ of 63/100 and a GF Value™ of $4.72. The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Hirogin Holdings ranks worse than 54.18% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Hirogin Holdings Pretax Margin % Related Terms
Hirogin Holdings Pretax Margin % Historical Data
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The historical data trend for Hirogin Holdings's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hirogin Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hirogin Holdings Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hirogin Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Hirogin Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hirogin Holdings (HROGF) has a Pretax Margin % of 24.96% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hirogin Holdings and its competitors. This is 15% below median its historical median of 29.50. Over the past decade, Hirogin Holdings' Pretax Margin % has ranged from 14.40 to 34.29. According to the industry distribution chart, Hirogin Holdings ranks #829 out of 1530 companies in the Banks industry, placing it in the top 54.2%.
Is Hirogin Holdings' Pretax Margin % too high?
Hirogin Holdings' current Pretax Margin % of 24.96% is 15% below median its 10-year median of 29.50. Over the past 10 years, this metric has ranged from a low of 14.40 to a high of 34.29. The Banks industry median Pretax Margin % is 34.72. Hirogin Holdings' value of 24.96% is 28.1% below this industry median. Based on the distribution chart, Hirogin Holdings ranks #829 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Hirogin Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Hirogin Holdings' Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Hirogin Holdings ranks #829 out of 1530 companies for Pretax Margin %. This places Hirogin Holdings in the lower half of its industry. The industry median Pretax Margin % is 34.72. Hirogin Holdings' value of 24.96% is 28.1% below this benchmark. Historically, Hirogin Holdings' own Pretax Margin % has ranged from 14.40 to 34.29 over the past decade. While the company's 10-year median is 29.50 vs. the industry median of 34.72, Hirogin Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hirogin Holdings's current Pretax Margin % of 24.96% is 28.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hirogin Holdings and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hirogin Holdings's current Pretax Margin % is 24.96%, which is 15% below median its own 10-year median of 29.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hirogin Holdings stock overvalued right now?
Hirogin Holdings (HROGF) has a current Pretax Margin % of 24.96%. The stock's GF Value™ is $4.72, compared to a current price of $6.82 — trading 44.5% above its estimated fair value. The current Pretax Margin % is 24.96%, which is 15% below median its 10-year median of 29.50 and 28.1% below the Banks industry median of 34.72. Hirogin Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Hirogin Holdings (HROGF), the current Pretax Margin % is 24.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hirogin Holdings (HROGF) Overvalued in 2026?
Based on GuruFocus' analysis, Hirogin Holdings stock appears to be overvalued.
The current stock price of $6.82 is trading 44.5% above its estimated GF Value™ of $4.72.
Key valuation signals for HROGF:
Pretax Margin %: 24.96% (15% below median its 10-year median of 29.50)
GF Value™: $4.72 vs. price of $6.82 (44.5% above fair value)
Industry Position: 28.1% below the Banks median (#829 of 1530)
No single metric tells the full story. See the HROGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hirogin Holdings Inc is a Japan-based company engaged in providing banking and financial services. The group operates through three segments: the Banking Business, which provides deposit, loan, securities investment, and foreign exchange services; the Leasing Business, which focuses on leasing operations; and the Others Business, which includes financial instruments transactions, receivables management and collection services, and IT-related operations.
63GF Score
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