PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) Debt-to-Equity: 0.70 (As of Mar. 2026)

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ISX:BMAS PT Bank Kasikorn Indonesia Tbk ISX:BMAS
47 GF Score
Price Rp490.00
GF Value Rp615.57
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Bank Kasikorn Indonesia Tbk Debt-to-Equity?

PT Bank Kasikorn Indonesia Tbk ISX:BMAS -2.00% 47 Debt-to-Equity is 0.70 as of Mar. 2026. GuruFocus rates ISX:BMAS with a GF Score™ of 47/100 and a GF Value™ of Rp615.57 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,419 Banks companies, PT Bank Kasikorn Indonesia Tbk ranks worse than 56.94% on this metric.

PT Bank Kasikorn Indonesia Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp0 Mil. PT Bank Kasikorn Indonesia Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp4,521,420 Mil. PT Bank Kasikorn Indonesia Tbk's Total Stockholders Equity for the quarter that ended in Mar. 2026 was Rp6,503,856 Mil. PT Bank Kasikorn Indonesia Tbk's debt to equity for the quarter that ended in Mar. 2026 was 0.70.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity or its related term are showing as below:

ISX:BMAS' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0.7
Current: 0.7

During the past 13 years, the highest Debt-to-Equity Ratio of PT Bank Kasikorn Indonesia Tbk was 0.70. The lowest was 0.00. And the median was 0.00.

ISX:BMAS's Debt-to-Equity is ranked worse than
56.94% of 1419 companies
in the Banks industry
Industry Median: 0.59 vs ISX:BMAS: 0.70

PT Bank Kasikorn Indonesia Tbk  (ISX:BMAS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


PT Bank Kasikorn Indonesia Tbk Debt-to-Equity Related Terms


PT Bank Kasikorn Indonesia Tbk Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Kasikorn Indonesia Tbk Debt-to-Equity Chart

PT Bank Kasikorn Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.00 0.00 0.00 0.21

PT Bank Kasikorn Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.21 0.70

PT Bank Kasikorn Indonesia Tbk Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Kasikorn Indonesia Tbk Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity falls into.


ISX:BMAS
47GF Score
PT Bank Kasikorn Indonesia Tbk ISX:BMAS
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Kasikorn Indonesia Tbk Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

PT Bank Kasikorn Indonesia Tbk's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

PT Bank Kasikorn Indonesia Tbk's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.70 mean?
PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) has a Debt-to-Equity of 0.70 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Kasikorn Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Kasikorn Indonesia Tbk ranks #808 out of 1419 companies in the Banks industry, placing it in the top 56.9%.
Is PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity too high?
PT Bank Kasikorn Indonesia Tbk's current Debt-to-Equity is 0.70. The Banks industry median Debt-to-Equity is 0.59. PT Bank Kasikorn Indonesia Tbk's value of 0.70 is 18.6% above this industry median. Based on the distribution chart, PT Bank Kasikorn Indonesia Tbk ranks #808 out of 1419 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Kasikorn Indonesia Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Kasikorn Indonesia Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Kasikorn Indonesia Tbk ranks #808 out of 1419 companies for Debt-to-Equity. This places PT Bank Kasikorn Indonesia Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.59. PT Bank Kasikorn Indonesia Tbk's value of 0.70 is 18.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.59, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Kasikorn Indonesia Tbk's current Debt-to-Equity of 0.70 is 18.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Kasikorn Indonesia Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Kasikorn Indonesia Tbk's current Debt-to-Equity is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Kasikorn Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp615.57, compared to a current price of Rp490.00 — trading 20.4% below its estimated fair value. The current Debt-to-Equity is 0.70 and 18.6% above the Banks industry median of 0.59. PT Bank Kasikorn Indonesia Tbk's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Kasikorn Indonesia Tbk (ISX:BMAS), the current Debt-to-Equity is 0.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Kasikorn Indonesia Tbk (ISX:BMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Kasikorn Indonesia Tbk stock appears to be undervalued. The current stock price of Rp490.00 is trading 20.4% below its estimated GF Value™ of Rp615.57. GuruFocus considers PT Bank Kasikorn Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BMAS:

  • Debt-to-Equity: 0.70
  • GF Value™: Rp615.57 vs. price of Rp490.00 (20.4% below fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 18.6% above the Banks median (#808 of 1419)

No single metric tells the full story. See the ISX:BMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Kasikorn Indonesia Tbk Business Description

Address Jl. Embong Malang, No. 21-31, Tunjungan Plaza 6 Lt. 32 & 33, Kel. Kedungdoro, Kec. Tegalsari, Surabaya, IDN, 60261
PT Bank Maspion Indonesia Tbk is a commercial bank offering banking products and financial services in Indonesia. It provides general banking services like accepting deposits, granting loans, Savings, Trade finance others. Its geographic segments are Jakarta, West Java, Central Java, East Java, Bali, Sulawesi, and Sumatera. The company generates the majority of its revenue from Jakarta region.
47GF Score

Get the complete analysis for ISX:BMAS

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp490.00
Price
Rp615.57
GF Value